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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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ExpZero
post Jan 20 2018, 05:23 PM

Regular
******
Senior Member
1,522 posts

Joined: Mar 2007
From: Kuala Lumpur
1. Annual Income: >RM500k

2. Free Lifetime Annual Fee: Any(If benefit is good can consider with annual fee)

3. Card required for: Dining, Phone Bill (Celcom), Petrol, Online shopping

4. Existing credit cards (if any): Currently holding OCBC credit card + Hong Leong wise + Hong Leong Essential.

5. Interested in CC from: Cash Back and travel credit card (two different credit card or 1 credit card also can)

6. Others: Looking to cancel HL Wise as my spending always varies on RM1k-10k, Sometimes will make big purchase, sometimes will have no purchase, that's why I cant maintain Hong Leong Wise. Need a new travel credit card as I will keep travel around up to 3-10 times per year, so hope to enjoy some premier lounge, previously enter premier lounge using wife credit card.

Looking to maintain OCBC credit card for insurance payment, Hong Leong Essential for other expenses. I can consider to change all these 3 credit card too.
ExpZero
post Jan 21 2018, 02:37 PM

Regular
******
Senior Member
1,522 posts

Joined: Mar 2007
From: Kuala Lumpur
QUOTE(fly126 @ Jan 20 2018, 10:27 PM)
PBB Visa Signature
6% Cash Back on Grocery, Dining and Online Transaction, 6% Cash Rebate is capped at RM38 per month per principal account equivalent to RM633.33 spend 
OR,
PBB Quantum 2Cards (Free for Life)
Quantum MC -   5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.
Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.

SCB JustOne Platinum MasterCard Credit Card
for Petrol, eCommerce & Auto billing (Utilities Bill, Insurance via Auto Debit), EZ Fee Waiver with jz Call CS request an AF Waiver
» Click to show Spoiler - click again to hide... «


Maybank 2 Cards
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 / month.
Basically, Anything you spend on Weekends with MBB 2 Amex will earn You 5% Cash Back

Maybank FC Barcelona Visa Signature
* Lifetime Fee Waiver
* 2% Cash back for ALL purchases all year long (except May and August) and capped at maximum of RM 50 per month.
* 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month.
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

AmBank VISA Infinite Card /AmBank World MasterCard
• 5X AmBonus Points for overseas spend. The reward of 5X AmBonus Points is only applicable to card transactions outside Malaysia.
• All online transactions are not entitled to 5X AmBonus Points regardless the country the Cardmember is in.
• Free-For-Life, NO conditions attached
• Unlimited lounge access on condition* - with Min spend* of RM500 within 30 days before and/or 30 days after each lounge access https://www.ambank.com.my/ambank/Documents/...umLoungeTnC.pdf
• Complimentary Hilton Premium Club Membership Card
(Note: Membership is automatically renewed annually with just a min retail usage of RM30,000)
• Air Miles Frequent Flyer / Travel Reward Programs (Note: 5,000 AmBonus points = 1,000 Air Miles)
https://www.ambank.com.my/ambank/Documents/...stofAirport.pdf
*
Looks like PBB Quantum 2Cards is better than PBB Visa Signature because the capping is much higher.

Beside ambank, any good travel card?

Thanks for your recommendation.

 

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