Hi,
need advice, on increasing my credit card limit. currently holding maybank 2 card. (previously tried increasing limit, but doesnt seem to get through)
should i pledge with FD, or get new card from other bank

Would like to apply for additional card with higher limit, maybe 50k, 70k or 100k.

just for occasional spending on lux goods (during special occasion)

please give me good suggestion
- doesnt really travel much, maybe once or max, twice a year. too busy with work, so not sure whatever these lounge access etc... worth the hidden/fee
- is the reward pts worth it? how much is the annual charge?

This post has been edited by DirectorLee: Mar 16 2024, 04:22 PM

should i apply through RinggitPlus?
or direct?
this site very comprehensive, and @_@ dizzy to look at also.

ok, will apply after the income tax submission and also waiting for new promo from RPlus.

Annual Income: > RM 200k

Free Lifetime Annual Fee: Waivable is acceptable

Card required for: Online shopping (Taobao, Lazada top-ups), dining, monthly spend around RM8K–12K

Existing credit cards (if any): Maybank 2 Platinum

Interested in CC from: Preferably premium looking (black + gold), better rebate than M2Card

Others: Working for local Sdn Bhd, only 3 months salary history, want a cool/premium looking card