what’s the best cashback card now?
i’ve been using HLB wise for long enjoying the rm100 cap until lately they changed it.

thinking of replacing it for other bank with better cb

usually more on online utilities payment like tnb tm, then petrol. these are main, about 2k per month

Hi, need some suggestions.

1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: No

3. Card required for: Cash back for YouTube, AppStore app, iCloud monthly subscription

4. Existing credit cards (if any):
- AEON BiG Visa Gold
- AmBank TRUE VISA Credit Card
- AmBank Islamic Al-Taslif MasterCard Platinum Card-i
- CIMB Cash Rebate Platinum MasterCard
- Citi Cash Back Mastercard
- Citi Simplicity Mastercard
- Citi Clear Mastercard
- HSBC Platinum Credit Card
- Hong Leong Wise Gold
- Maybank Shopee Visa Platinum
- Maybank Islamic Petronas Ikhwan Visa Platinum Card-i
- Maybank FC Barcelona Visa Signature
- Maybank 2 Platinum Cards
- Maybank Islamic MasterCard Ikhwan Platinum Card-i
- OCBC World MasterCard
- OCBC MasterCard Pink
- Public Bank Quantum Visa
- Public Bank Quantum Master
- Public Bank Visa Signature
- RHB Visa Signature
- Standard Chartered JustOne Platinum MasterCard
- Standard Chartered Liverpool FC Cashback
- UOB YOLO Visa

5. Interested in CC from: N/A

Yes

Different use case under different scenario. SST is nothing if you can plan and fully obtained the cash back.

Poor enough to appreciate those cash back money.

Average 400 to 500 per month I think, can get some lunch money lo. Some may think it is a tedious job, but some will get the satisfaction if can maximize all cash back.  Seriously, I am not the most aggressive one in this field leh, there are more forumers which are able to participate in each and every campaign and win all the prize. They are really god level.