1. Annual Income: RM101k

2. Free Lifetime Annual Fee: Free / waivable, annual spending about RM60k

3. Card required for: cashback, airmiles conversion

4. Existing credit cards (if any): Maybank 2Premier, HSBC amanah platinum (upgrading to HSBC visa signature soon), Standard Chartered simply cash (cancelling soon), Public Bank Quantum Visa

5. Interested in CC from: any

6. Others: Just cancelled my UOB world

This post has been edited by Altrius: Nov 10 2023, 03:54 PM

1. Annual Income: 100k+

2. Free Lifetime Annual Fee: Preferred

3. Card required for: CASHBACK - mainly Dining and "other" categories not covered by my current cards / other categories once my other cards' cashback are capped or not eligible for cashback, preferably no min. spend per transaction and high effective cashback

4. Existing credit cards (if any): Maybank 2 Plat, 2 Premier (cancelling soon), Ikhwan AMEX, Public Quantum Visa, Public Islamic Visa Platinum

5. Interested in CC from: Was HLB Wise, UOB ONE? Affin duo & duo+ (but I really hate the mastercard that comes together, I don't see any use for it)

6. Others: No longer interested in airmiles for now. I won't be using this card for petrol & grab, estimated spending on this card on average will be around RM1k per month. But based on my spending pattern for last 12 months, seems it will be between 2k to 4k on this card.

This post has been edited by Altrius: Dec 14 2024, 12:24 AM

Do you also know about the Ikhwan AMEX? will it also get CB if used the "Pay Bills"?