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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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Abs0lute
post Oct 19 2018, 11:39 AM

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hi!

1. Annual Income: rm 45k

2. Free Lifetime Annual Fee: yes, either lifetime or minimum swipe

3. Card required for: daily petrol, weekend grocery, occasional shopping/online shopping/dining

4. Existing credit cards (if any): cimb cash rebate

5. Interested in CC from: whichever better than my current cc

thank you!
Abs0lute
post Oct 19 2018, 02:46 PM

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QUOTE(eddievh @ Oct 19 2018, 01:17 PM)
Mbb ikhwan MasterCard and pbb quantum MasterCard
*
MBB Ikhwan Mastercard rebate for petrol is only on Friday and Saturday.. means, no rebate for Sunday to Thursday?
Abs0lute
post Oct 19 2018, 02:57 PM

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QUOTE(alexanderclz @ Oct 19 2018, 02:48 PM)
affirmative.
*
QUOTE(fly126 @ Oct 19 2018, 02:50 PM)
Ya.
*
because i go to petrol station like 2 or 3 times in a week.. do u think cimb cash rebate or mbb ikhwan better?
Abs0lute
post Oct 19 2018, 03:20 PM

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QUOTE(eddievh @ Oct 19 2018, 03:17 PM)
Full tank can't last for 1 week? Driving grab ?
*
no, big bike sweat.gif

so, back to my question, what do u think? hmm.gif

This post has been edited by Abs0lute: Oct 19 2018, 03:21 PM
Abs0lute
post Mar 24 2019, 07:23 PM

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Junior Member
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Joined: Oct 2018
1. Annual Income: rm 47k+

2. Free Lifetime Annual Fee: must have

3. Card required for: petrol, shopping & grocery

4. Existing credit cards (if any): none

5. Interested in CC from: any good offers

thanks!

Abs0lute
post Mar 26 2019, 10:11 AM

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QUOTE(shadow_walker @ Mar 25 2019, 03:02 PM)
Maybank Ikhwan for 5% petrol & groceries on friday saturday

Maybank 2 card AMEX for 5% cashback on everything saturday and sunday. Bonus is 5x TP for AMEX

Maybank FC Barcelona for 2% casback on all purchases and 10% cashback for may & august

All three cards free annual fees
*
Maybank Ikhwan for 5% petrol & groceries on friday saturday - means no cashback at all on sunday to thursday?

Maybank 2 card AMEX for 5% cashback on everything saturday and sunday. Bonus is 5x TP for AMEX - same as above?

QUOTE(David83 @ Mar 25 2019, 03:39 PM)
But 3 cards also attracts RM 75 SST per year if you underutilized them.
Some will have heart ache over the RM 75 per year.
*
can u pls define underutilize? is there a minimum threshold to utilize?


Abs0lute
post Mar 26 2019, 10:39 AM

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QUOTE(David83 @ Mar 26 2019, 10:14 AM)
Is that so hard to define?
Your annual cash back < RM 25 SST.
Or your monthly cash back is just few RMs?
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woah ez bro, i never had 1 cc before.. so, im kinda clueless
i can say im spending around rm300 for petrol alone, but mostly on weekdays
thats why i asked about the cashback from sunday to thursday
Abs0lute
post Mar 26 2019, 02:09 PM

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QUOTE(shadow_walker @ Mar 26 2019, 01:07 PM)
yes. usually all cash back got condition lar wat day can use. the beauty is no minimum spend to get that 5% comapred to other tiered system.

u pay petrol rm 300...straight u get 5% cashback. use rm 50 also got 5% cashback. make sure on the day its stated

AMEX 5x TP is all the time as long as u use the card.
just fill up the petrol on the bloody weekends. its not that hard is it  doh.gif  doh.gif  doh.gif
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then during weekdays, how is it my car going to move without petrol bro? everyday im travelling far bro

just wow at the response here

thanks anyway

Abs0lute
post Mar 26 2019, 03:27 PM

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QUOTE(shadow_walker @ Mar 26 2019, 02:55 PM)
well your response kinda borderline trolling..lolz

u want cashback everyday then apply for maybank visa signature bro

5% cashback everyday for petrol & grocery. capped at rm 88 per month

everyday u fill petrol also can..no prob  thumbup.gif  thumbup.gif
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pls tell me which part of my response was trolling? i really did ask out of curiosity because i never use any cc before

i didnt know about sst on cc if underutilize by how much and so on, thats why i asked u to define

i did tell u im spending on petrol mostly on weekdays but u told me to fill up on BLOODY weekends

maybank visa signature?.. i dont think im qualified for it.. nvm, i'll just check what ClarenceT suggested

thanks

Abs0lute
post Jul 4 2020, 11:44 AM

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Junior Member
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Joined: Oct 2018
1. Annual Income: 47k+

2. Free Lifetime Annual Fee: yes

3. Card required for: grocery and shopping (home appliances), bills payment

4. Existing credit cards (if any): none

5. Interested in CC from: any

6. Others: actually i had a cimb petronas cc before but i have cancelled it few years ago, because i dont need rebate for petrol anymore. so now i have none
Abs0lute
post Apr 23 2021, 02:15 PM

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Joined: Oct 2018
hi sifu!

1. Annual Income: rm54k

2. Free Lifetime Annual Fee: preferably yes

3. Card required for: bills payment, grocery, shopping and shopping with 0% installment option

4. Existing credit cards (if any): none

5. Interested in CC from: maybe maybank? since i have and use maybank savings account a lot but open to other option too

thanks!

This post has been edited by Abs0lute: Apr 23 2021, 02:25 PM

 

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