Hi all, looking for credit card recommendation for below spending:

1. Annual Income: RM84K

2. Free Lifetime Annual Fee: A Must, but it's okay if got waiver

3. Card required for: List all your needs. AIA 300+, Grabpay 250+, TNB 100+, Unifi 100+, Foodpanda, Groceries (in order of importance )

4. Existing credit cards (if any): MBB 2 cards, PBB Visa Signature & Quantum, PBI Visa Platinum, Standard Chartered JOP & Liverpool, RHB Visa Signature & Shell Conventional & Shell Islamic, Affin Duo, AmBank TRUE, Alliance Younique

5. Interested in CC from: Doesn't matter

6. Others: Was looking at MBB FCB, but no cashback for Grabpay reload. Also looked at HSBC Amanah Platinum, unfortunately no cashback for AIA. Looking forward if anyone has a better idea for the above spending?
Thank you in advance.

Because the Affin Duo maxed out
And I already got the PBB Islamic Plat, I list it out as PBI Visa Platinum

Actually all card above maxed out, hence looking for last card to fulfill above spending

Hi all, looking for credit card recommendation for below spending:

1. Annual Income: RM48K

2. Free Lifetime Annual Fee: no preference

3. Card required for: TNGeWallet, Unifi, Utilities bills, Groceries, Petrol.

4. Existing credit cards (if any): Citi cashback

5. Interested in CC from: Max CB

6. Others: Was looking at RHB Shell.

Looking forward if anyone has a better idea for the above spending?
Thank you in advance.

Hi all, looking for credit cards recommendation for below spending:-

1. Annual Income: RM60-65k

2. Free Lifetime Annual Fee: Preferably yes

3. Card required for: Cashback
- transaction > RM250
- grocery
- petrol

4. Existing credit cards (if any):
- PBB Quantum Visa : Paywave >RM30, <RM250 especially grocery
- PBB Quantum Master : e-wallet top-up + online transaction
- Affin Duo : e-wallet top-up + online transaction

5. Interested in CC from:
- Maybank 2 Gold/Platinum
- Maybank Grab
I've tried to apply for them, especially the Maybank 2 cards for a few times but their approval bot won't approve it
Is there alternative that i could opt for?

6. Others:
- Cashback maxed out for PBB Quantum Master [Grab, Touch n Go, Shopee]
- Cashback maxed out for PBB Quantum Visa [Mainly grocery]
- Rarely would maxed out the cashback for Affin Duo tho

7. Question

- Any idea why Maybank would never approve my application?
Is it because of my working experience. My current job is my first job and I only started last December.
Can I go to any maybank branch and apply with them?

- Any card that is good for transaction >RM250, petrol and grocery?

Thanks for your suggestion!

I have found the form on Maybank site and will e-mail it to maybankcardsales@maybank.com.my
Hope Maybank would give me a green light on that lol .

Just in case Maybank reject my application again, is there other recommendation?

1. Annual Income: RM120k

2. Free Lifetime Annual Fee: Free or got waiver

3. Card required for: Groceries, Food (Foodpanda, Grab, takeaway), AIA insurance, Shopee, petrol, bills & utilities (tnb, Time, cuckoo, syabas)

4. Existing credit cards (if any): Nil

5. Interested in CC from: PBB Quantum, Affin Duo, Maybank 2

6. Others: I owned Maybank cc a long time ago but has cancelled since. Do my credit history got reset?

Hi everyone, need your advices as below

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: Free or got waiver

3. Card required for: cashback/points for ewallet top up (boost and shopeepay only) and if possible cashback for insurance payment

4. Existing credit cards (if any):
- maybank 2 gold cards
- maybank grab card
- maybank shopee card (going to cancel it, always cant get shopee point as I mainly stay home online shopping and shopeecard not entitle for free shipping as well as getting coin for shopeepay topup)
- scb just one card (going to cancel too as this card need to spend min 2k for any cashback and I dun spend that much. max also 1.5k per month)
- citi cashback card (going to cancel as it had almost reach the end of annual fee free waiver)

5. Interested in CC from: so far I checked hsbc amanah mpower platinum and scb smart credit card. both cards give cashback for ewallet top but wish to get some advices here.

6. Others: N/A

thanks for your reply, that means with pbb quantum I can use autodebit method for my insurance?

Hi sifus, I wish to replace my Citi Cashback Platinum.

1. Annual Income: RM98K

2. Free Lifetime Annual Fee: don't mind paying if benefits are good / waivable by calling to CS.

3. Card required for: Insurance, TNG eWallet, Utilities bills. This card should be used whenever my MB2C Plat can't be used.

4. Existing credit cards (if any): MB2C Platinum, Citi Cashback Platinum

5. Interested in CC from: PBB/StanChart/HSBC as I am looking to opening a secondary savings/current account in the future.

6. Others: I may just cancel the Citi Cashback card and just only hold the MB2C. Your recommendations are greatly appreciated.

Thanks.

Hi guys, new to Lowyat here. Currently a fresh graduate with monthly income of RM3.5K. Looking to apply for my first credit card to start building up my credit history.

1. Annual Income: RM42K (RM3.5K / month)

2. Free Lifetime Annual Fee: Good to have but not a must if the benefits out-weight the fees.

3. Card required for: Mainly Cash Back/Rebate, Online/offline shopping, Petrol (needed after pandemic, currently WFH), Overseas Transactions (once in a while)

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Maybank, CIMB, Public Bank (other bank recommendations are welcomed)

6. Others: Priority on cash back. Currently looking at Maybank 2 Gold card & Public Bank Quantum cards.

Oh, Quantum can top up e-wallet? But only with Master card got cash back right if e-wallet

Hi sifu

Is Lazada Citiback CC worth getting over PBB MC? I'm not a hardcore Lazada shopper, will only shop during 9.9, 10.10, 11.11, 12.12 sales and occasional flash sales.

Annual fee is not a concern here IF the Citibank CC is actually helping me to save in the long run.

Kindly advise.

Looking for credit card (with annual fee waiver) for petrol (preferably not tied to a petrol brand) to be used on self service kiosk.

Currently using HLB Wise for petrol but used up quota easily.

Hello all, looking for credit card recommendation for below spending:

1. Annual Income: RM50K

2. Free Lifetime Annual Fee: Preferred, but it's okay if got waiver.

3. Card required for: List all your needs. eWallet top up, Digi postpaid & PTPTN, Groceries, Petrol, Online Shopping.

4. Existing credit cards (if any): Affin Duo, Citi Clear Card

5. Interested in CC from: Cashback, and better don't have tier spending.

6. Others: Mainly payment using eWallet (Grab, TnG). Besides this, going to terminate my Citi Clear Card soon.
Looking forward if anyone has a better idea for the above spending?
Thank you in advance.

Hi all guru , looking for a cc recommendation

1. Annual Income: 130k

2. Free Lifetime Annual Fee: yes or can be waived

3. Card required for: utility bills and insurance autodebit

4. Existing credit cards (if any): maybank2 platinum & fcb ; pbb vs, quantum duo & islamic ; hsbc vs ; scjop ( want to cut this ) 

5. Interested in CC from: cashback 

I applied islamic last month, approved with new cl . applied cimb cb and  affin duo last week, got rejected .
I want to cut my scjop which currently use to pay all autodebit insurance 600 and utility 700

Hi all, looking for recommendations from fellow forumers here. I haven't apply credit card for a long time already, and need a new one for paying uni semester fees. Currently my card doesnt seems to benefit if I pay for the uni fees, wondering what card would be better either for reward points or cashbash. Thanks!

1. Annual Income: RM90K Basic - But total compensation above 120K
2. Free Lifetime Annual Fee: Doesn't matter
3. Card required for: Paying for University Semester Fees
4. Existing credit cards (if any): Maybank 2 Gold , PBB Quantum, Citibank Lazada, SCB Visa Plat
5. Interested in CC from: any

IPTS

Hi, any credit card recommendation for insurance auto debit? Previously using SCB JOP but this months onwards no longer eligible. Other than Affin duo (already max out), is there any card better than FC Barcelona in terms of cashback?

Hi Guys and Sifus, hope to get some suggestion from you all as I am currently looking for rewards/points cc~

1. Annual Income: ~RM38.5K

2. Free Lifetime Annual Fee if possible or if able to waive is ok

3. Card required for: Mainly for shopping ( Shopee / Taobao/ International Shopping websites) and petrol ( Rm350 per month)

4. Existing credit cards : nil

5. Interested in CC from:  Alliance/HSBC/Maybank

Currently searching for my first CC that is suitable for my side income/petrol, appreciate your comment or better suggestion on this, thanks in advance ~~

Hi sifus...

Need recommendations for the followings:

1. Annual Income: ~RM120K
2. Free Lifetime Annual Fee: Prefer no annual fee
3. Card required for: Insurance (700) + Mobile (100) + Utilities + Groceries + Petrol + Dining
4. Existing credit cards: CIMB Cash back
5. Interested in CC from: Any
6. Online application: Yes, prefer no need go through middleman or bank branch for application and card activation
7. Annual fee & SST waiver: Can waive better lo.....

I am open for suggestions as I have seen a lot of sifus suggested PBB Visa Signatures and PBB Quantum....