Hi please do some CC recommendations for me

1. Annual Income: 200k above

2. Free Lifetime Annual Fee: No

3. Card required for: shoping groceries, oversea travel,

4. Existing credit cards (if any): Maybank 2 card premier, already have visa and amex

5. Interested in CC from: non specific but looking for best premium mastercard

6. Others: nil

Card for Person A

1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: Optional

3. Card required for: Cash Rebate, Points, Fuel. [groceries as bonus]

4. Existing credit cards (if any): nil.

5. Interested in CC from: Citi cash back credit card [currently running promotion - free waive annual fee for 3 years.].

6. Others: will use it with samsung pay. paywave will be good. visa card is prefered as it is widely accepted.

Card for Person B

1. Annual Income:

2. Free Lifetime Annual Fee: Depends

3. Card required for: Cash Rebate, Points, Travel

4. Existing credit cards (if any): Citi Premier miles Visa Card

5. Interested in CC from: No idea. 

6. Others: will use it with samsung pay. paywave will be good. visa card is prefered as it is widely accepted.

Anyone recommend a good cashback credit card? Currently I'm using CIMB Cashback Platinum but it seems I use few thousand also only a few ringgit cb.
1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: Yes, or waive with certain number of swipes.

3. Card required for: Cash Back/Rebate Only, Overseas Transactions, Free LCCT Lounge Access -> topup grabpay/bigpay/wechatpay can get cashback?

4. Existing credit cards (if any): CIMB Cashback Master Platinum, AmBank Bonuslink Visa Gold

5. Interested in CC from: Any bank

6. Others: Basically wherever possible I use card instead of cash, including groceries, eating out, shopping, etc.

Hello people, I am currently a fresh graduate who is looking for a credit card. Trying to manage my own finance and will mainly use this card to pump petrol, food and groceries only.

1. Annual Income: 36k

2. Free Lifetime Annual Fee: Preferably but don't mind low annual fee if benefit is good

3. Card required for: Mainly petrol (Weekly and biweekly basis), food and groceries only. Plus I might open a saving account to let my employer bank in money for me.

4. Existing credit cards (if any): non

5. Interested in CC from: any but no CIMB only, prefer easy payment.

6. Others: Is cash back important? Will have very light usage only. Lastly, how many months of payslip needed before I can apply one?

Thanks!

Hi. Would like some recommendations please.

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: No

3. Card required for: petrol, bill payment (telco, utility), groceries, AIA insurance

4. Existing credit cards (if any): Nil.

5. Interested in CC from: any

6. Others: monthly expenditure for those listed above is below 2K. So am looking for some cashback or reward points (haven't decided if I prefer cashback/points). So can suggest those more for cashback and also those more for reward points. I need help to narrow down to maybe a list of about 10 or so, then I can research and pick without annual fees, etc. Thank you!

1. Annual Income: RM 9XK

2. Annual Fee: Free / Waived by meeting certain criteria *A must

3. Card required for: Retail spending on appliances/furniture of new house. Looking for any cards with the best cashback rebates from the large spending on mattresses and electrical appliances for a new house.

4. Existing credit cards (if any): PBB Quantum/SC JustOne Platinum (Applying)/PBB VS (Applying)

5. Interested in CC from: Any bank

6. Others: Might be spending around RM 3xK - RM6xK across next few months for my new house

1. Annual Income: RM 90k

2. Annual Fee: Free if possible/waiver

3. Card required for: Petrol, shopping online & dining.

4. Existing credit cards (if any): PBB Quantum & CIMB Cash Back & Maybank Amex+Visa
Currently I am only using the AMEX from Maybank (Visa kinda pointless) and Quantum for dining and others.
CIMB I am going to cancel soon, the cashback 0.2% almost useless

5. Interested in CC from: Any bank

6. Note: I like the AMEX 5% weekend cashback for petrol, I don't really need the Visa but MBB don't let me to only keep one card.
Q: Anything that can replace my PBB Quantum to a single card? Every year I am getting RM125 charges on SST, the cashback all spent on paying these taxes kinda pointless. Wanted to reduce my existing 5 cards to 2-3 if possible. Can I cancel one of the quantum and keep another?

Hi all sifus... need some help on my first credit card

1. Annual Income: 55k

2. Free Lifetime Annual Fee: under rm200 annual? of free after specific condition meet

3. Card required for: Airmiles / Petrol

4. Existing credit cards (if any): No

5. Interested in CC from: Ambank maybe?

6. Others: Islamic card preferable

1. Annual Income: 50K

2. Free Lifetime Annual Fee: Must

3. Card required for Petrol, Insurance, utility bill, online purchase, groceries.

4. Existing credit cards (if any): CIMB cash rebate platinum, UOB one card platinum

5. Interested in CC from:  Any bank

6. Others: usually do one-year instalment once a year, mainly for electronic things.
Already call to the service centre for cancel UOB cc

1. Annual Income: RM 48K

2. Annual Fee: Free / Waived by meeting certain criteria

3. Card required for: Retail and online spending, petrol, cash back on auto billing if possible

4. Existing credit cards (if any): Maybank (AMEX/VISA)

5. Interested in CC from: Any bank

6. Others: Planning to cancel all the existing card(s) and only focus on one as my spending power not that high. AMEX is generally okay for me but only cashback during weekend, which puts me off. Will be using it to do auto billing on insurance, pay phone bill, petrol, dining and online purchase (Lzd, GSC, etc) which roughly around 800-1100/month.

1. Annual Income: RM100k

2. Annual Fee: Free / Waived by meeting certain criteria

3. Card required for: Petrol ONLY (SPENDING AVERAGE RM400-500/monthly)

4. Existing credit cards : Maybank 2 Cards Platinum AMEX & Visa

5. Interested in CC from: Any bank

1. Annual Income: RM60k

2. Free Lifetime Annual Fee: Must

3. Card required for: Petrol and dining.

4. Existing credit cards (if any): Nil.

5. Interested in CC from: No idea

6. Others: Fresh Grad

Alright thanks for all the suggestion given and advice.
I am not spending up to rm2500 so Standard Chartered Just-one Platinium doesnt fit into it. Oh does hire purchase consider as monthly figure ?
Not quite sure about the MBB M2 card, looks like the treatpoints doesnt worth if compare to cash back.

Im now choosing between MBB Ikhwan MC and Islamic Petronas. Any suggestions?

1. Annual Income: 60

2. Free Lifetime Annual Fee: Yes

3. Card required for: Priority: Petrol, Online Foreign Currency Purchases, Overseas Hotel

4. Existing credit cards (if any): CIMB Cash Rebate Platinum

5. Interested in CC from: no preference

6. Others: Require flexible credit limit change, due to yearly business travel to different counties..afraid not enough.
Currently my CIMB card keep rejecting to increase my limit, increase by RM2k also reject. wtf? . I always pay ontime, no OS.. monthly less RM1k usage.

Hi, can recommend cashback card based on below?

1. Annual Income: 60k to 80k

2. Free Lifetime Annual Fee: Doesnt matter as long as reasonable

3. Card required for: utilities and miscellaneous (non amex). Weekdays spending (prefer cashback)

4. Existing credit cards (if any): M2C Amex/MC Plat, OCBC GE, UOB one (I am cancelling this in very near future)

5. Interested in CC from: Maybank Visa Barcelona, Citi card with good CB.

6. Others: preferred card that covers everyday spending.

Thanks

1. Annual Income: RM100k to 150k
2. Free Lifetime Annual Fee: Not necessarily

3. Card required for: Monthly errants, utilities (roughly RM1k or slightly more monthly), insurance and misc. Focus on Cashback, and lesser on points. Online transactions and overseas online purchase too.

4. Existing credit cards : Public Bank Visa signature, Hong Leong Wise, Aeon Big Gold,

5. Interested in CC from: None, but anyone that gives good Cashback and benefit.

6. Others: Mainly to change my credit card collection to max the cashback capability. Aeonbig gold has lost most of its benefit so its really no point. But I wish to find out what other cash back card I can harness the benefit from. So far I have been able to make used of Wise to max the cashback. I believe I can do more. Hence this posting.

Thanks in advance for all the sifu.

1. Annual Income: RM50 - 60k

2. Free Lifetime Annual Fee: Yes please, don't mind swiping to get it though (swipe means must physical swipe? online can ma?

3. Card required for: Petrol (less than RM150/mth), insurance (strange macam great eastern don't like CC?), airport lounge bonus, utility bill, fun food bill

4. Existing credit cards (if any): UOB Preferred platinum

5. Interested in CC from: maybank (coz i got maybank also)

6. Others: gooding if got travel bonus

1. Annual Income: RM90k

2. Free Lifetime Annual Fee: Yes

3. Card required for: List all your needs: Petrol , Online , groceries and cash back

4. Existing credit cards (if any): - Currently Nil. Last credit card was with public bank. Settled all  February 2019.

5. Interested in CC from: any

6. Others: Nil
Any suggestion sifus?

Hello kind sirs, any rec for my 2nd credit card?

1. Annual Income: RM48k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Petrol, Utilities, Online, Dining

4. Existing credit cards: Maybank 2 Cards (Master + Amex)

1. Annual Income: RM40k

2. Free Lifetime Annual Fee: Would be a plus

3. Card required for: Petrol,  Cash Back/Rebate Only, Groceries

4. Existing credit cards (if any): Maybank 2 Gold Master/Amex

5. Interested in CC from: Any

6. Others: Petrol spending roughly 250-300 per month and groceries 300 max, sometimes will buy stuff with 0% installment. With the revision of the benefit on my exisiting, should I still stick with it or is there any better alternatives ?

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: List all your needs. Petrol (priority), Online shopping. Cashback/rebate would be nice

4. Existing credit cards (if any): Nil

5. Interested in CC from: First CC, so I'm looking to narrow down options and do my homework

6. Others: Zilch

Hi

I have maybank 2card and mbb fcb

Im gonna move to new house next month
Hence im going to make a couple of big purchases such as electrical appliances, kitchen kabinet etc

Im definitely gonna max out cb for my maybank cc
So i want to get new (but short term cc) just for the said purchases in order to maximise benefit ie cb or rewards

Can anyone suggest

1. Annual Income: 50k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Groceries, petrol, for easy 0% installment on certain stuff like gadgets

4. Existing credit cards (if any): Nil

5. Interested in CC from: Maybank, Citibank

6. Others: This is my first CC so currently looking for one thats suitable for most stuff. Already have a maybank account would that make it easier for me to apply with them?

Hi to all sifusss. Glad if someone can provide some advise...

1. Annual Income: 38k

2. Free Lifetime Annual Fee: Preferable, or waived with no. of swipe

3. Card required for:
Mainly petrol (300~500), utilities (phone bill+ tnb/water: 300~500) , groceries(mainly hypermarket: tesco, aeon, econsave) then E-wallet+tnG (Lazada/TnG/Boost/Grab ewallet)

4. Existing credit cards (if any): Cimb Cash Rebate Platinum but yet to activate (obtained after having hire purchase), should i apply a better/more suitable card or ? 12% dining rebate at weekend kinda nothing to do with me...

5. Interested in CC from: upon research, currently looking on Citi Cash Back, HSBC Amanah Mpower Platinum credit card-i and Standard Chartered Justone Platinum

6. Others: Cashback(with cap?) and point redemption(high redemption point ), actually which one is more beneficial? or any advise?  

1. Annual Income: RM60K (excludes side income)

2. Free Lifetime Annual Fee: Preferably. If requires a 12x swipe annually also can.

3. Card required for: strictly using for bills, food & leisure (petrol already using gf's UOB)

4. Existing credit cards (if any): OCBC

5. Interested in CC from: Any banks (except HSBC. Recently got my Mpower card approved but I've asked to cancel. Not sure if it was a dumb decision.)

6. Others: best if it comes with cashback. monthly expenses up to 1k-1.5k on the 3 category above.