Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

views
     
virgoguy
post Oct 16 2025, 11:02 AM

On my way
****
Junior Member
616 posts

Joined: Oct 2008
QUOTE(jutamind @ Oct 16 2025, 09:28 AM)
How soon do you get the call from bank staff after submitting your form and documents online? I've submitted my application online but until now, the application status is Unattended
*
within 1 -2 days time after apply through MAP. My MAP currently show status : Auto transfer". not sure what does that mean but the staff I liaise with(through whatsapp) said they will process my application this week
virgoguy
post Oct 30 2025, 10:25 AM

On my way
****
Junior Member
616 posts

Joined: Oct 2008
QUOTE(ideaplus @ Oct 30 2025, 10:17 AM)
I have applied Muamalat previously, and yes, I admitted that this is a nightmare as I need to resubmit all the same documents again via WhatsApp/email to the branch staff. But, they wrote the wrong card in the form, and yes, they took my information and rewrote it into the application form and submitted it to HQ.

As for Bank Islam, I actually liked their way, even though they're still processing manually like Muamalat. So far, my CB is still accurate, after 5 months of getting the card.
*
Spot on for Bank Muamalat! whatever you submitted to the portal is practically useless. Still have to resubmit through WhatsApp to the bank staff. The form been ask to fill for the application "EON visa infinite" is not listed there. I have to keep remind them don't submit the wrong card application. I hope they really take note of that and don't send me the wrong card

This post has been edited by virgoguy: Oct 30 2025, 10:25 AM
virgoguy
post Nov 7 2025, 03:01 PM

On my way
****
Junior Member
616 posts

Joined: Oct 2008
QUOTE(cybpsych @ Nov 7 2025, 09:24 AM)
final update 6 Nov: called CS again to followup escsalation report (created since 10 Oct). no updates from branch side. CS promised to contact the branch PIC to follow up my case.

later in the evening, branch PIC contacted me via whatsapp to request for documents:

1. payslip bulan 10
2. bank statement bulan 10
3. kwsp 25
4. Copy ic

sign 1 page on the cc application form, PIC said no need fill details as he requested details via whatsapp directly from me. he will fill up the form himself.

it seems like the MAP application portal is basically USELESS and just redirect to respective branch to follow-up & process application.  doh.gif

basically, no cc application automation. to get bank muamalat card faster, better walk-in branch and fill in the cc application form (or prefill first before going)

https://www.muamalat.com.my/downloads/docum...cation-Form.pdf
*
ya their MAP is basically USELESS. My document submitted through whatsApp to the bank agent was like a month already, still pending for approval

This post has been edited by virgoguy: Nov 7 2025, 03:02 PM
virgoguy
post Nov 10 2025, 03:12 PM

On my way
****
Junior Member
616 posts

Joined: Oct 2008
QUOTE(jwgs0010 @ Nov 7 2025, 07:06 PM)
i thought other banks also same, u fill in online application then eventually they still ask u to re-submit again anyway, i forgot?  tongue.gif
anyways congratz, ur half way there icon_rolleyes.gif
muamalat deliver the card right to ur address, no need go branch at all
*
Finally after 40 days of long waiting, gotten update thought SMS that my application is approved and card will be deliver in 7 days

This post has been edited by virgoguy: Nov 10 2025, 03:13 PM
virgoguy
post Nov 22 2025, 02:47 PM

On my way
****
Junior Member
616 posts

Joined: Oct 2008
QUOTE(cybpsych @ Nov 18 2025, 08:58 PM)
finally, arrived via poslaju maildrop today. consignment date 12 Nov but delivery too 1 week doh.gif

user posted image
*
I am still waiting for mine. They sent wrong card and waiting for them to replace the correct one. not sure they will arrived in 1-2 weeks time as promised yawn.gif
virgoguy
post Nov 25 2025, 11:01 AM

On my way
****
Junior Member
616 posts

Joined: Oct 2008
QUOTE(nexus2238 @ Nov 25 2025, 10:18 AM)
user posted image

Bank Muamalat is not listed as credit card issuer in Bank Negara website.
How unprofessional can this bank be  doh.gif

I received my 15th Nov cc statement via email on 16th Nov, but till today (25th Nov) the same statement still does not appear on website.
Their whole backend is not ready for influx of new cc clients, in my opinion  whistling.gif
*
so the cb is given based on statement cycle or calendar month?
virgoguy
post Nov 25 2025, 11:10 AM

On my way
****
Junior Member
616 posts

Joined: Oct 2008
QUOTE(virgoguy @ Nov 22 2025, 02:47 PM)
I am still waiting for mine. They sent wrong card and waiting for them to replace the correct one. not sure they will arrived in 1-2 weeks time as promised  yawn.gif
*
Update:
After 2 weeks of waiting. I follow up with the bank yesterday by calling their CS. They told me the HQ side has no info or receive any request about my card replacement shocking.gif . So they proceed to make a report and give me case number. On the other hand, I contacted the branch staff again for clarity. She told me she already email to HQ for the request and also call many times. sweat.gif

I seriously think that they should revisit their business processes. Seem like HQ and branch office doesn't in sync or talk to each other. Overall I have waited for 2 months and not sure have to ait for how long again

This post has been edited by virgoguy: Nov 25 2025, 11:12 AM
virgoguy
post Yesterday, 04:50 PM

On my way
****
Junior Member
616 posts

Joined: Oct 2008
QUOTE(skty @ Dec 2 2025, 04:47 PM)
user posted image

anyone who used Bank Islam card can assist to confirm the following:

For Visa Infinite card, in order to get RM30 cashback for online, auto billing, grocery and dining, which of the following scenario is valid:

1) Need to spend RM1000 with at least RM600 in those categories to get RM30
2) Need to spend RM1600 with at least RM600 in those categories to get RM30

I am unsure of whether the calculation of cashback is ONLY based on any spending after hitting the RM1000 or not.

Thank you.
*
Logically you are correct

 

Change to:
| Lo-Fi Version
0.0223sec    0.55    7 queries    GZIP Disabled
Time is now: 3rd December 2025 - 12:22 PM