sounds like another jolokia in the making

To be fair, I still have condo units generating positive yield. One of it is more than 10%. But if one goes in today, it will still depend on the entry price, the deposit, the return and it's cost.

I am still purchasing, in fact after selling off those 2, I bought another 2 which I believe will have a better potential to return more than 4%.

Furthermore this time smart already, entry cost is less than 40k so my opportunity cost to be negative is lower and I pump my money somewhere else for a higher return.

Property is not all ddd. Still can buy but super selected and lots of homework. But I believe it's rewarding if done correctly.

Depending on the entry cost. I tend to look lesser on auction and subsale these days because of the initial upfront cost of around 15% and almost instant monthly payment since banks will disbruse 100% within 3-6 months.

So the opportunity cost you need to calculate the upfront 15% + monthly installment compunded to your target no of years to cash out.

But if u buy with cash and the rental can yield you more than 4%, I would suggest auction prop or even subsale. If loan, I don't really recommend.


If your property does not generate the return you intended after the no of x years, then the prop is not generating good enough return for u. You can refer to the qoute above on how truesmartinvestor calculate.

I only bought 1 auction unit which is less than 150k 6 years back and so far the yield is pretty good around 8% nett which the value increased around 50% over the past 6 years which is around 8% increase per year

But the value is now stagnated and I think if I were to liquidate it will be less than 8% pa. So far I will keep it since it's generating more than what I can find outside, and will liquidate it when I find better opportunities

This post has been edited by WannaGetBuffed: Jan 31 2018, 02:33 PM

That's why I advice if u can't find any just put it in a flexible interest account for now with self discipline and compund it yourself since u are planning to invest anyway.

If u put in 100k and 2k compound monthly into an account, it will be more than just plain 100k, interest calculation. A lot of people look down on the power of compunding interest or do not have selected disipline to do the self compunding that's why they get a bank loan to force themselves to save and invest.

Which I think is quite bad method in today's market

Purchase price. I spent x amount to invest, I get x% of return. It don't make sense if I use market price unless I want to liquidate it.

U mean KL. My landed in Cheras only cost me 110 a year for cukai tanah. Even my apartment from MPKJ cost more than that.

MBPJ I believe is one of highest in Selangor. Paying 1k for commie a year in KD.

Try compare with houses in oug or ok see how much dbkl charges for the cukai tanah.

Just LAD issue only no big deal also.

pfffffft, my low cost unit ppl rushing to buy, no less than 10 agents call me for the unit even after sold.

low cost so laku meh?