Speaking of India funds

https://www.fundsupermart.com.my/main/resea...mber-2016--7760

the direct definition active management in unit trust would be viewing the status of your portfolio on a regular basis and assert which funds are doing badly in the next few months (base on your belief and reading)  so you avoid big lump sum transactions and do a proactive investment via DCA method.

an experienced unit trust investor would avoid selling and switching ever so often as the service charges will eat into his or her capital unless he or her has a wrap account.

that's a total different ball game altogether.

also to add on to your comment on top of mine, any fund that focuses on a specific country will be volatile as the fund manager himself does not have much room to maneuver his or her funds if contained within a country but these funds are better at pin pointing the best place to invest as the FM are "locals" as compared to global fund managers. hence diversified portfolio.

U guys care sharing ur portfolios here?

Dear newbie,

If I can do it, I won't be commenting here cause i'll be buying stocks. Or I wont be commenting here cause i'll be filthy rich.

Hindsight is 20/20. Real life to the future is blur.

1.what you are talking about is profit lock but you sacrifice your capital appreciation if you do that. meaning you make 5rm but lose 50rm in a long run.

2. you buy a fund you spent 2%. you sell the fund but reinvest the said money into another fund, you spent another 2%. that's 4% of lost right there.
1) though switching within same houses is free but it is a double edge sword as you can only switch 100% of the fund. meaning the other fund you switch to will be heavily invested and will skewer your allocation.

2) fixed income to eq will be charged accordingly.
Yeap. if it were so easy we all would be filthy rich right about now.

Not sure about your view since you already invested in dragon fund (cimb greater china)

But I neither invest that nor manulife india, so instead I invest in CIMB china india indonesia equity fund, 3 countries in 1 fund

just did a mass top up.

Avangelice Portfolio.
-Ponzi 2 1k
-Eastspring global emerging 1k
-Amasia REIT 1k
-Rhb AIF 600 myr
-Dragon fund 1k

Girlfriend portfolio
Ponzi 2.0 1k
Eastspring Global Emerging 1k

wanted to top up TA Global but it's not listed as today's event so I skipped it for now.

PS shankar_dass93 I do it dengan hati yang rela. she cannot handle her finances so I help her save

Head to the page of the event. right at the bottom is the logos of all the ones involved in the event. they event set up booths there

Pray tell Padawan, where and how to trade stocks or counter that are in the business of gold? Tomei? Poh Kong? BHP Biliton?

Xuzen

US exposed equity fund for me is purely a MYR/USD forex play. Yes, S&P is now trading at around 20 times PER. This is above average. Meaning the index is expensive. But, USD is expected to strengthen against MYR in the short to mid term it is an opportunity to grab some action. Personally I am capping my US exposure to 15% of my portfolio only.

Xuzen

Yes.


Yes.


That is why when you buy a foreign asset exposed unit trust fund, an additional risk will be borned by the unit holders i.e., forex risk. Welcome to the world of international finance. Exciting isn't it? 

Xuzen

Forex risk is only part of the story.

There is also the movement in the funds, i.e. teh transaction of buy sell by the fund manager within the fund which consist of different timing of forex rate

Unless the fund doesnt involve buy sell for the entire period, chances that forex performance wont be a one to one comparison

Show me the data and let me understand where you are coming from...

if you mean most diversified in terms of the number of countries it invested in?....
then this is better 21 Vs 12

Personally, I think the problem with EI GEM is that its greater china portion took up too much (40%) given that it was suppose to cover emerging market across the globe.

Unlike Ponzi 2.0 which stay quite diversified within the asia pacific ex japan spectrum

Same with EI Global Leader (50% US) even though it suppose to cover globally (I know US kinda affect everywhere in the world and the recent speculation in US does make it seems an advantage in having large portion in US, but still I think they should diversify more in allocation)

Unlike Aladdin fund which cover globally with more reasonable allocation

Thats just my opinion though

while waiting for responses, if you currently has TA fund,, you can try test it out by doing intra switching......view the Sales charge shown before you do the final key in password confirmation....(if you did not key in the password.....no transaction is done)
tell us the result after you had tried that....

btw, i did some intra switching of other fund houses before (I did not hv TA fund before, so cannot tell) ... it is free except RHB (RM25), which would be insignificants if the switched value is large.