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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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post Sep 1 2019, 02:07 AM

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https://pictr.com/images/2019/09/01/5iBXs5.md.jpg


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post Sep 1 2019, 02:14 AM

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HLB eFD promo 3.90% p.a. tenure 6 months. Promotion Period: 1 Sept 2019 - 30 Sept 2019
https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html

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post Jan 6 2020, 09:09 PM

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Hong Leong Bank - no more Chinese New Year (promotion) for this year 2020?

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post Jan 6 2020, 10:24 PM

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QUOTE(Deal Hunter @ Jan 6 2020, 09:46 PM)
See what happens after the current promos end on Tuesday 7 January 2020 at Hong Leong. If above 4.1 % may  consider especially if can beat MBSB 4.25 % ER promo. Otherewise rubbish promo.
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Haha, I mean Hong Leong Bank CNY Open House (one day only). Every year have in the past, but 2020 don't have, even CNY is near.

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post Jan 8 2020, 10:21 PM

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QUOTE(cybpsych @ Jan 7 2020, 09:35 AM)
just check with HLB or its website lor

if you have contact to your local nearby HLB, ask them lo
no info is no info; until there is info, it would get posted here by forumers here
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This is not the answer I want. I have tried this all. I just want to get the info if anyone knows

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post Jan 8 2020, 10:26 PM

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QUOTE(Deal Hunter @ Jan 8 2020, 11:32 AM)
The HL extended TIA-i promo and the short New Year promo ended on Tuesday 7 January 2020 as scheduled without any extension.
New promo called CNY 2020 at 3.98% p0m6, minimum 10k FF to maximum 200k FF per placement transaction. eFD only using FPX available by login to place at your HL internet SA. Covered by PIDM.
The rate is better than the short New Year promo (with PIDM) but less than the TIA-i promo (without PIDM).
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Thank you very much for the information. This is Hong Leong Bank CNY 2020 promo , but I don't think Hong Leong Bank don't have CNY Open House 2020 like past years.

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post Jan 11 2020, 06:21 PM

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QUOTE(poor man @ Jan 11 2020, 03:07 PM)
HONG LEONG BANK Chinese New Year Open House Participating Branches 2020

11 January, 2020 | 10:00am - 3:00pm
17 January, 2020 | 09:15am - 4:00pm
18 January, 2020 | 10:00am - 3:00pm
1 February, 2020 | 10:00am - 3:00pm
8 February, 2020 | 10:00am - 3:00pm
web : https://www.hlb.com.my/en/personal-banking/...open-house.html
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Finally... HONG LEONG BANK Chinese New Year Open House 2020 announced rclxms.gif Thank you very much for the information. rclxms.gif
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post Mar 6 2020, 01:13 PM

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QUOTE(BooYa @ Mar 6 2020, 12:18 PM)
Are you sure that is HLB? If i am not mistaken HLB new rate is 3.05-3.15%
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Hong Leong new eFD is dropped 3.10% 3months. min. 10k, 06 march-30April 2020

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post Apr 6 2020, 01:21 AM

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QUOTE(sushix @ Apr 5 2020, 02:27 PM)
Anyone able to help? I am not able to get the promotion 3.05% rate from Maybank...

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You need to transfer to other bank, then transfer back to MBB again, only this way they considered as "fresh fund", then select Islamic Fixed Deposit and make a new placement.

Very important: must be "fresh fund"! my experience.


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post May 23 2020, 11:53 AM

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MBB eFD system is bad. First, unlike HLB and PBe, MBB never show the promo rate during we making placement eFD online (eg: 2.59% p.a@ tenure 6M), then after you made placement eFD, MBB give you normal rate, you will regret . Second, MBB FPX system got problem. yesterday morning 8am , I was making eIFD via FPX from Hong Leong Bank I have received an "unsuccessful" message. However, the money has been deducted from my Hong Leong bank account. I went to the MBB branch to check, the MBB information counter staff and have not credited back into my HLB account within 24 hours and asked me go home and wait. Until now it has been more then 24 hours but the fund have not credited back HBB account. Today is Saturday, tomorrow and Mon 25 May will be Hari Raya and Tue maybe replacement. MBB is so troublesome, I'm so worried my fund.
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post May 23 2020, 01:07 PM

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QUOTE(kyleen @ May 23 2020, 12:37 PM)
Thank you for sharing your experience.
For the record, I made my transaction at 7pm yesterday. It is admirable that you went to follow up immediately at the bank ( the queue is horrible, I was at the bank yesterday for another matter).
I have decided on the safe side to report via writing at the MBB website, while waiting for the banks to reopen after the holidays.
I do have the FPX email stating the transaction is successful, so I'm going use that for filing the report.

I got some helpful info from Paynet FAQ.

While making payment using FPX, I have received an error / unsuccessful message. However, the money has been deducted from my bank account. What should I do?
In the event that your account has been deducted but the transaction was unsuccessful for some reasons, your money will be credited back into your account by your Bank. You can contact your Bank for the reversal status by providing the FPX Transaction ID or Merchant Order No. as a reference. You may also provide the screen shot of your payment that displays the FPX Transaction ID or Merchant Order No.

The merchant claims it has not received my payment although the FPX transaction status is successful. What should I do?
FPX transaction status is final and the merchant is obligated to deliver the goods/services or to update your payment in a timely manner. In this case, you should contact the merchant for the delivery of your goods/services purchased. You can provide the necessary details such as the online receipt issued by FPX/merchant or the email notification received from FPX that contain the following details:

i.  FPX Transaction ID
ii.  Merchant Order No.
iii.  Payment amount;
iv.  Date and time of the payment.
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I tried to PM MBB in FB Messenger, MBB replied within few hours. They want me to send the screenshot from the FPX email as well, then they will investigate. I think Twiitter Message them also can.

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post May 23 2020, 04:20 PM

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QUOTE(kyleen @ May 23 2020, 12:37 PM)
Thank you for sharing your experience.
For the record, I made my transaction at 7pm yesterday. It is admirable that you went to follow up immediately at the bank ( the queue is horrible, I was at the bank yesterday for another matter).
I have decided on the safe side to report via writing at the MBB website, while waiting for the banks to reopen after the holidays.
I do have the FPX email stating the transaction is successful, so I'm going use that for filing the report.

I got some helpful info from Paynet FAQ.

While making payment using FPX, I have received an error / unsuccessful message. However, the money has been deducted from my bank account. What should I do?
In the event that your account has been deducted but the transaction was unsuccessful for some reasons, your money will be credited back into your account by your Bank. You can contact your Bank for the reversal status by providing the FPX Transaction ID or Merchant Order No. as a reference. You may also provide the screen shot of your payment that displays the FPX Transaction ID or Merchant Order No.

The merchant claims it has not received my payment although the FPX transaction status is successful. What should I do?
FPX transaction status is final and the merchant is obligated to deliver the goods/services or to update your payment in a timely manner. In this case, you should contact the merchant for the delivery of your goods/services purchased. You can provide the necessary details such as the online receipt issued by FPX/merchant or the email notification received from FPX that contain the following details:

i.  FPX Transaction ID
ii.  Merchant Order No.
iii.  Payment amount;
iv.  Date and time of the payment.
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Good response from MBB, but bad experience for this time. MBB eIFD system is no good ( didn't show promo rate, difficult to apply eIFD if FPX from other bank...). Next time if MBB if apply eFD for MBB still need to think twice.

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post May 27 2020, 07:58 PM

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QUOTE(kyleen @ May 27 2020, 06:04 PM)
Good response from MBB, but bad experience for this time. MBB eIFD system is no good ( didn't show promo rate, difficult  to apply eIFD if FPX from other bank...). Next time if MBB if apply eFD for MBB still need to think twice.
Did you get any further with this ? MBB says I need to check with HLB first HLB say it will get back to me in 2-3 days 🤦 now I'm seriously pissed off at how long it will take to resolve this. A rather large sum of money is in nowhere-land and both banks doesn't seem to care !

@wxpng
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MBB kicked the ball to HLB, then HLB kicked back the ball to MBB.

I'm working under Hong Leong Group also. What I experienced is the HLB security is good, they have maintenance their online banking too frequently, but their customer service is bad.

When I was facing such transaction problem. MBB always get me a help. Even Saturday, Public Holiday, I PM them through FB Messanger, MBB service center staff will call me back within few minute. They said tried to call HLB, if cannot settle, then get back to them.

(HLB Sat dan Public Holiday off service). When I called HLB on Mon, HLB operator said this is not their fault, since the transaction from HLB was successful. I should go back to MBB. HLB operator blame me why I used FPX, and not go to ATM transaction ??? They only can make the report for me on Wednesday for investigation (after 3 days working day). What a poor service attitude.

Luckily, just now after work, I get FPX refund back my HLB account. Now, whose fault is it?




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post May 28 2020, 09:36 AM

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QUOTE(syhuang @ May 28 2020, 01:00 AM)
same same with me....I make e.fd on 20/5......hlb sucessfully fpx done, mbb e.fd mising.......

call cs whole day macam all got covid19.....
then use fb messenger to contact cs
23/5 seen my money in my hlb account again....
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Today tried FPX from another bank - PBB to MBB.

PBB successful. Again, MBB transaction declined!

That means it's MBB problem!

Still need to wait another 3 working day to get refund back to PBB.
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post May 30 2020, 02:04 PM

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QUOTE(starry-starry @ May 29 2020, 09:29 AM)
Encountered the same issue when i placed efd with MBB via FPX yday. Money was deducted but no FD was found in my MBB account! Thought money would be credited to my account today but nope! So came here and realized many face this issue with MBB! So i just gotta wait 3 working days right?
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PBB 's FPX refund is super fast, it's just took 1 day, after FPX unsuccessful at MBB side, the next day my PBB account got the refund back !

(HLB told me need to wait 3 - 7 days working days)

Since MBB has system failure with the eIFD-i - FPX , sure MBB lost the huge fund from customers. wacko.gif (or the campaign already reach the limit? so fast?) laugh.gif


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post Jul 9 2020, 09:30 PM

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QUOTE(hammerKL @ Jul 8 2020, 09:21 AM)
Surprise HLB still giving above 2.6% after OPR dropped.
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After OPR dropped, HLB eFD promo 2.75% pa for 3M, will end at 11.59pm tonight.


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post Jul 10 2020, 12:46 AM

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QUOTE(wxpng @ Jul 9 2020, 09:30 PM)
After OPR dropped, HLB eFD promo 2.75% pa for 3M, will end at 11.59pm tonight.
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Oh, sad. After 10 July 2020, 00.01am, HLB eFD promo dropped 0.25%, now is 2.50% pa @ 3M....

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post Jul 10 2020, 09:31 AM

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QUOTE(cybpsych @ Jul 10 2020, 09:22 AM)
unlikely for 1 month.

mostly just 1.xx
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Pbe still can get 2.28% pa for 1 month

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post Aug 1 2020, 06:49 AM

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Today 01 August 2020, HLB efd promotion dropped a bit: 2.40% pa @3M. Min placement RM5,000.

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post Mar 31 2021, 11:05 PM

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Didn't realize HLB "Today only" special promo eFD 2.40%pa+0.20% Bonus.
Luckily done placement on time before 11.00pm.

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