Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

views
     
user123456
post Mar 5 2017, 02:46 AM

New Member
*
Junior Member
9 posts

Joined: Nov 2013


sifus, I have a question how do all of you make big amount interbank transfer after FD upliftment? eg. uplifment of FD RM100k. Currently i'm using Instant Interbank Fund Transfer (maybank2u) but there is a daily limit of RM30,000.
user123456
post Mar 5 2017, 03:08 AM

New Member
*
Junior Member
9 posts

Joined: Nov 2013


QUOTE(bbgoat @ Mar 1 2017, 08:27 PM)
March FD promo, call and info from banks TODAY:

UOB: Min 10k
1 year 4%
8 mth 3.8%
4 mth 3.68%

OCBC: Min 10k
MiFD 12 mth 4% with monthly interest
Normal FD 12 mth 3.95% interest on maturity

AmBank:
Normal customer 8 mth 3.68%
For their PB: 8 mth 4.08% min 50k, no monthly interest
For aged 49+, 5 yrs 4.35%, min 10k, monthly interest

RHB:
For PB, 12 mth 4.05% min 50k, existing fund can also

HL:
Conventional 6 mth FD roll over 3.8%; new fund 3.9% (this seems to contradict one forummer's input)
100k and above 6 mth 4.05%
Islamic 12 mth FD roll over 3.85%, if top up 10k 3.95%, new fund 4%


CIMB:
12 mth 4%

Bank Rakyat (post 1099)
12m - 3.70% p.a.
60m - 4.30% p.a.

Tomorrow another round of FD merry go round. Also going for CB FD/UT combo of 9.99% and pure FD of 4.88% ! rclxm9.gif
*
Anymore FD promo for March?
user123456
post Mar 5 2017, 10:25 AM

New Member
*
Junior Member
9 posts

Joined: Nov 2013


QUOTE(lowdensity @ Mar 5 2017, 06:06 AM)
RENTAS
*
1. Real-time Electronic Transfer of Funds and Securities System (RENTAS)? Instant transfer? Cutoff time?
2. RENTAS Can be done online or Over the counter (OTC)?
3. RENTAS RM5.30 per transaction?
4. RENTAS maximum transfer limit daily?
5. RENTAS can be performed at all banks? how to check which bank offers RENTAS?

Some of the daily cap for interbank transfer (online) that I know of..
cimbclicks
IBG
Instant Transfer
(Subject to daily combined limit of RM30k)

maybank2u
IBG
Instant Transfer
(Subject to daily combined limit of RM30k)

hongleongconnect
Interbank GIRO (IBG)
Instant Transfer
(Subject to daily combined limit of RM50k)

PBe
Interbank GIRO (IBG)
Instant Transfer
RENTAS
Subject to daily combined limit
RM20k (with PAC)*
RM50k (with SecureSign)**

This post has been edited by user123456: Mar 5 2017, 10:15 PM
user123456
post Mar 5 2017, 12:24 PM

New Member
*
Junior Member
9 posts

Joined: Nov 2013


QUOTE(Bonescythe @ Mar 5 2017, 11:40 AM)
Faced such problem like you before.

Why not u try to register a sole prop.. then open a corporate online banking account ?

As far as i know, HLB online corporate banking is free, no monthly charges.

You can do big amount thru ibg, no problem hassle free. And  no nid to go over the counter.

Just a suggestion
*
I am just a small fly.. Haha.. Do not have any company. How to open sole propriety..

This post has been edited by user123456: Mar 5 2017, 01:35 PM

 

Change to:
| Lo-Fi Version
0.9901sec    0.67    7 queries    GZIP Disabled
Time is now: 10th December 2025 - 10:49 PM