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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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scorgio
post Sep 11 2019, 10:33 PM

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QUOTE(il0ve51 @ Sep 11 2019, 03:14 PM)
hi bro AMB is ambank right? how to get 9m 3.7
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HLB eFD 6m 3.9%
scorgio
post May 5 2020, 05:01 PM

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QUOTE(Duckies @ May 5 2020, 04:11 PM)
At this current situation, any bank is opening? What is the best rate for 11 or 12 months?
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Affin still publish 3.4% for 12 mths.
But the branch I called just now, only accept up till 11 mths, ie. 2.75%.
scorgio
post Jan 6 2023, 10:18 AM

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QUOTE(voc8888 @ Jan 6 2023, 10:12 AM)
Ambank woke up liao
- Pure FD  6M @ 4.00%
- Pure FD 12M @ 4.30%

Affin still sleeping, too full lantak kot?
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What's the last known rate for Affin Invikta FD?
scorgio
post Jan 6 2023, 10:57 AM

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QUOTE(TyroneS @ Jan 6 2023, 10:39 AM)
vietnam VND FD around 8~11% if you fine with that~

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Msia got bank can do VND FD?

Last I enquire at Vietnam, the bank said foreigner cannot put FD.
scorgio
post Jun 14 2023, 12:06 PM

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QUOTE(X_hunter @ Jun 13 2023, 05:05 PM)
Hi, I did opened a basic saving account with debit card. Then only registered online banking. I am not sure whether the debit card is compulsory or not to register online banking.
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The branch u went let u off with a basic saving a/c?

The branch I went asked me to open a Al-Awfar, which is not protected by PIDM.
scorgio
post Aug 17 2023, 12:02 PM

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QUOTE(Johnslow @ Aug 15 2023, 02:11 PM)
Anyone receive call from bank asking source of funds for fd?

So many years no call like this before
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When u're placing islamic-fd OTC, most will ask.

Especially the likes of Affin, BIslam, BRakyat.
scorgio
post Sep 18 2023, 02:39 PM

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QUOTE(qse6236 @ Sep 18 2023, 10:15 AM)
Seniors should just put their savings in EPF, add in 100k per year.

No need to monitor for interest changes, no need to renew.

Then setup a standing instruction for a certain amount into their account for living expenses.


scorgio
post Sep 19 2023, 09:06 AM

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QUOTE(HolyCooler @ Sep 19 2023, 02:10 AM)
What if some seniors have more than 100k? They still want to put the extra into FD.
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Consistently visit this thread to check for latest & updated offer.

scorgio
post Jul 11 2024, 10:18 AM

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QUOTE(whycanot323 @ Jul 11 2024, 09:56 AM)
Penang Light Street branch only
scorgio
post Jul 27 2024, 11:37 AM

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QUOTE(theevilman1909 @ Jul 26 2024, 04:44 PM)
basically effective rate is lower than 4%  devil.gif
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Actually higher than 4%.

Bcos they give interest every month.

If u get 10k interest every month (means principal 3mil), u put the 10k into BI FD assuming Int 4% constant over the next 12 mths).

By the time ur BR FD mature, theoretically u would get 122200 total interest by then, for an effective int rate of 4.07%.

NOTE: the above example ignores the fact that the 11x 10k FDs haven't fully mature.
scorgio
post Oct 10 2024, 09:27 AM

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QUOTE(Human Nature @ Oct 9 2024, 07:03 PM)
Just heard this first hand. Someone placed an FD at BI, fresh fund, gets 12m 3.95%, already gets the cert.

Then BI officer phoned said they made a mistake. They will uplift the FD tomorrow without holder consent.

Can they do that since already have the cert.
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Means what?

Promo invalid?
scorgio
post Jun 2 2025, 04:15 PM

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QUOTE(gamenoob @ May 29 2025, 02:28 PM)
BI OTC over the counter can be uplifted too via BIMB apps. I usually duit transfer out for below 50k.
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U have any idea why BI online placement (ie. open new wealth account) always failed?
scorgio
post Jun 16 2025, 11:34 AM

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QUOTE(chicaman @ Jun 12 2025, 01:05 PM)
If no topup is 3.7%

The rates that I mention is for Invikta Members
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New fund can get 3.9%?
scorgio
post Jun 19 2025, 11:38 PM

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QUOTE(Human Nature @ Jun 19 2025, 04:45 PM)
Just heads up to those holding BIMB Sapphire debit card, TDT does not contribute towards the min eligibility amount. Annual Fee of RM10.00 will be charged upon renewal if the customer does not meet the eligibility criteria.
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Means u must have another 250k total, that's not in TDT?

 

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