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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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qu3vax
post Feb 6 2020, 12:54 AM

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https://www.cimbislamic.com.my/en/personal/...s&n=investments

6 months 4.00% p.a.

qu3vax
post Feb 16 2020, 02:40 AM

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QUOTE(MakcikLum @ Feb 16 2020, 02:13 AM)
I think people who got family & bills payer will know RM3,000/mth is enough or not to live in KL  ?

I just went to a hypermarket (for cleaning product & toilet paper) & pasar malam today,
a bottle of Dettol liquid (1 litre) is selling at RM45.60, detergent powder - K1000 5Kg is RM13.50, Cutie compact 30s rolls is RM42.60, Kleenex 20s - normal roll RM26.80, Garlic is RM7.99/kg
A piece of apam balik is RM3.00 (hawker said he is consider to raise to RM3.50 soon, since everything "naik harga sekarang"...  sad.gif

hi Cookie, can share with me the place that you take moderate food which cost less than RM6.50/meal in KL, especially, wan-tan mee or economy mix rice, I really very keen to know sincerely, it can help me to save some cost, thank you first.  rclxms.gif

This will be the last post, regarding the issue, I am tired & I think is already out of topic for FD thread here.
The more discuss, the more away from original thread.

I not go to university, please use simple language, want to scold, just say it, dun write quote, ok? I lazy -lah to use Google Translate to get its meaning.

Hai ... People want to believe will believe, dun want to believe, no matter say what also dun believe, I will stop at here, very tiered already.
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hi makcik, hope this can help u a bit.

Smartshopper apps compare the few mall for the price for your reference.

Cutie compact

Lowest is TF value mart with RM34.99, maybe your area dont have but still can go giant @ RM36.99 or highest price at tesco @RM40.15.

K1000

RM11.90

Kleenex

2 for RM51

if u think that the apps is not functioning or outdated, it's ok, u can go online to buy with even cheaper price! like shopee/lazada/tesco online with free shipping and extra discount 5-20%(u need some tricks and refer to shopee thread, u will learn almost EVERYTHING and skill)! i think it wont be a problem for u as u r a lowyat forumer. of course sometime online will not be cheaper but at least there is one or two stuff that is cheaper to help reducing your cost.

i really feel heart pain u bought those stuff with overpriced where you might rely on ur saving. Those overprice consumer item that u spent extra thru out days and years is far more than the losing interest %.

Hope this can help you a lil bit.




qu3vax
post May 16 2020, 11:55 PM

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QUOTE(Anangie @ May 16 2020, 12:45 PM)
Any fd promotion for uob/scb?
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have, staff at scb offer 3.10 6m 70:30 min 100k
qu3vax
post May 18 2020, 12:15 AM

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QUOTE(GrumpyNooby @ May 16 2020, 11:58 PM)
70:30 is into what to what?
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70:30 FD:PSA

kinda high entry,min 100k meaning need 130k to play.

This post has been edited by qu3vax: May 18 2020, 12:19 AM
qu3vax
post May 18 2020, 12:21 AM

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QUOTE(GrumpyNooby @ May 18 2020, 12:19 AM)
Is their other requirements?
NTB customer only?
Or fresh fund for existing customers?
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i dont think so. coz staff in front of me know i am not NTB so i assume it's for existing customer. never mention fresh fund but fresh can make it not fresh also. min 100k fd, meaning 130k for entry.

This post has been edited by qu3vax: May 18 2020, 12:25 AM
qu3vax
post Jan 23 2024, 01:02 AM

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QUOTE(apalexar @ Jan 22 2024, 07:17 PM)
Feel like my ambank RM useless, never inform me about this rate but provide info with rate lower than the eFD, always warn me to use fresh fund else HQ can check, and always ask me go branch take number and go counter instead priority customer.

Going move to SCB after this sad.gif
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recently i enrolled in scb, casa rate with 4.08%. hambalang cash flow into it now.

 

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