Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Oct 29 2018, 07:57 PM
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#1
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Senior Member
1,269 posts Joined: Mar 2005 
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QUOTE(prophetjul @ Oct 29 2018, 04:45 PM) Effective rate is 5.16% for 50k+200k offer end 31 oct according to my RM. bank negara ask them to end..and 5.25% for 100k +400k What ends on Wed?  |
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Oct 29 2018, 07:58 PM
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#2
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Senior Member
1,269 posts Joined: Mar 2005
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QUOTE(qintian @ Oct 29 2018, 07:57 PM) offer end 31 oct according to my RM. bank negara ask them to end.. Not to forget about the RM188 when you open new current account with them.. Huat ah! |
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Jan 3 2019, 10:02 AM
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#3
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Senior Member
1,269 posts Joined: Mar 2005
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SCB told me they are going to come up with better FD offer soon.. since their last 4.5% one year promotion already finished.
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Jan 3 2019, 11:27 AM
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#4
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Senior Member
1,269 posts Joined: Mar 2005
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QUOTE(chinkw1 @ Jan 3 2019, 11:20 AM) MBSB is Maybank? bro.. MBSB is different with Maybank..it's a bank under Malaysia Building Society Berhadthe logo is like a blue house |
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Jan 3 2019, 11:34 AM
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#5
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1,269 posts Joined: Mar 2005
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QUOTE(bbgoat @ Jan 3 2019, 11:31 AM) Nego with MBSB, 24 mth can get 4.65% with monthly interest. But I guess 13 mth one more attractive. Shorter term. i couldnt found any 4.6% info in their website, guess it's only can be done over the counter.. what is the minimum placement that we should have in order to have the power of negotiation with them? |
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Jan 7 2019, 04:10 PM
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#6
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Senior Member
1,269 posts Joined: Mar 2005
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Latest update from SCB.. its a FD like product.
4.5% fixed interest for 3 years tenure, cannot withdraw during the period. minimum 150K.  any thoughts? |
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Jan 7 2019, 05:01 PM
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#7
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Senior Member
1,269 posts Joined: Mar 2005
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QUOTE(Ricky300 @ Jan 7 2019, 04:26 PM) CIMB Jan'19 Rate (Minimum 100k) better place as islamic-FD for 4.5% 6 months OTC.. still available until this month end according to my RM.4.4% 6 months 4% 12 months RHB (Jan-Feb'19) 4.25% 5 months (Min 10k) 4.18% 8 months (Min 25k) |
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Jan 7 2019, 06:22 PM
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#8
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Senior Member
1,269 posts Joined: Mar 2005
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QUOTE(Ricky300 @ Jan 7 2019, 05:19 PM) which bank? CIMB bro.. |
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Jan 15 2019, 05:10 PM
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#9
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Senior Member
1,269 posts Joined: Mar 2005
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QUOTE(cclim2011 @ Jan 15 2019, 04:15 PM) I thought cimb fd is clear cut? I managed 4.5 fd only on 7th Jan just last week. It is 4.4 pure fd now (Islamic) from the threads. 4.4% 12 months pure fd clear cut no need to purchase other product. i just placed only..ambank having some bundle promotions, whereby you need to put 50% into purchasing bond and 50% into FD for 12 months.. and they are offering 12m 5.3% for the FD.. for me i think this ambank product is good because in anyway, your bond will also have yearly dividend at around 5-6%.. they offering SARA I, SARA II, EQUITY 3 and EQUITY 5... any input for this ambank offer? |
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Jan 15 2019, 06:59 PM
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#10
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Senior Member
1,269 posts Joined: Mar 2005
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QUOTE(Ancient-XinG- @ Jan 15 2019, 06:42 PM) AVOID PLEASE. DONT FALL TO THE TRAP. can please elaborate about the trap?? It's not even bond to begin with.  |
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Jan 15 2019, 07:01 PM
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#11
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Senior Member
1,269 posts Joined: Mar 2005
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QUOTE(cclim2011 @ Jan 15 2019, 05:14 PM) Bond? Sound alright. (better than unit trust). Sure got some hidden charges or risk I guess... that is what i thought also.. Just checked asn. Got caj jualan 5% for equity and 3% for Sara. And I think it's like UT? Hehe yes there will be charges.. however, thinking yearly will take back 5-6%.. i would say bond is a longer term investment..somemore now bundle with 5.3% FD.. i would say its a good deal.. but asking more opinion now. |
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Jan 24 2019, 09:00 AM
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#12
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1,269 posts Joined: Mar 2005
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QUOTE(cybpsych @ Jan 24 2019, 07:36 AM)  Enjoy a high rate at 4.50% p.a. on your 3-month FD/-i, a privilege for Astro subscribers only! [ HLB | T&Cs ] 24 JANUARY 2019-28 FEBRUARY 2019  *The Effective FD / FD-i Rate varies according to the type of Nominated CASA / CASA-i. Example 1: Customers A places RM10,000 in 3-month Conventional FD and RM1,000 in Pay&Save Account (interest rate: 0.00% p.a.), earmarked 3 months. The 3-month effective rate is 4.09% p.a. Example 2: Customers B places RM10,000 in 3-month Conventional FD and RM1,000 in Harvest Savings Account (interest rate: 0.20% p.a.), earmarked 3 months. The 3-month effective rate is 4.11% p.a. Example 3: Customers C places RM10,000 in 3-month Islamic FD and RM1,000 in Basic Savings Account-i (profit rate: 0.25% p.a.), earmarked 3 months. The 3-month effective rate is 4.11% p.a. Terms and conditions apply. Deposit products are eligible for protection by PIDM. same rate and promotion given in a different way... |
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Feb 13 2019, 10:42 AM
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#13
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Senior Member
1,269 posts Joined: Mar 2005
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QUOTE(Afterburner1.0 @ Feb 13 2019, 09:05 AM) Bro my experience with MBSB is that u can nego if its fresh funds.... if one branch can;t offer u go to another MBSB branch.... norm they will offer u wat u request..... any brohter here can shed the light to us that which branch actually offer u guys the 4.55 or 4.6%.. then we no need to go branch by branch.. i went to mbsb branch at my hometown and that guy so surprise to hear about 4.6%.. and at last they say min 100K for a 4.5% 12m.. interest collect upon maturity |
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Jan 21 2020, 12:49 PM
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#14
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Senior Member
1,269 posts Joined: Mar 2005
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QUOTE(Wong Kit yew @ Jan 20 2020, 02:50 PM)  btw, take note on bank rakyat.. they are not PIDM protected.. |
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