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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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poco loco
post Nov 29 2022, 03:51 AM

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i wonder why bank want to fpx fund from other bank into thier to get higher rate of efd...is this competion thinggy?
its troublesome if the cust got only 1 bank leh


btw just found out publicbank ISLAMIC efd is so much higher.....i dont know whats the tnc for islamic thinggy.... so i can use right?i am chinese btw...and i tick all the NO when opening a efd account right those US and NON US thinggy

This post has been edited by poco loco: Nov 29 2022, 07:06 AM
poco loco
post Nov 29 2022, 10:00 AM

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just back from ambank open new account...need to wait a week they say....i dun 1 to wait
poco loco
post Nov 29 2022, 11:31 AM

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QUOTE(BWassup @ Nov 29 2022, 10:41 AM)
Sorry, wait a week for what?
*
checking...
anyway fak em...i no wait.ill try maybank later
poco loco
post Nov 29 2022, 01:57 PM

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QUOTE(cybpsych @ Nov 29 2022, 11:36 AM)
huh?

they said need to wait 1 week, then for what purpose?

1) document validation?
2) account to be created?
3) account to be activated?
4) debit card to be created?
5) debit card to be sent?
6) online banking to be created?
*
checking.......
poco loco
post Nov 29 2022, 03:09 PM

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ok maybank new account done..need wait 24hours
poco loco
post Nov 29 2022, 04:34 PM

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QUOTE(Chrono-Trigger @ Nov 29 2022, 03:15 PM)
you get the promised rate?
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i haven check maybank rate...it keep say unavailable now....

i was thinking to tt to publicbank islamic efd
poco loco
post Nov 30 2022, 03:09 AM

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QUOTE(sparklingfountain @ Nov 30 2022, 02:31 AM)
Maybank now offer 2 months 3.5% with min placement only 5k... nice deal for fd  rclxm9.gif
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oh nvm found it liao

https://www.maybank2u.com.my/maybank2u/mala...flash-deal.page?

Minimum placement: RM5,000

Maximum placement: RM15,000,000

Participating fixed deposit accounts:

Islamic Fixed Deposit

This post has been edited by poco loco: Nov 30 2022, 03:55 AM
poco loco
post Jun 26 2023, 08:55 AM

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QUOTE(rocketm @ Jun 25 2023, 11:13 PM)
Anyone placed PBB efd FPX from MBB have FPX limit issue?

I have updated my MBB FPX daily limit to RM50K before I placed PBB efd.
My first attempt RM30K is fine.
Second attempt RM20K is giving me error message saying exceeded RM50K limit.
*
yes i am doing mbb to pbb

50k limit

30k
15k
sometimes 20k

try reduce and it will go thrue

weird but thats the way i guess

i even try call pbb cs..they tell me mbb side thinggy,i dought it

This post has been edited by poco loco: Jun 26 2023, 08:56 AM
poco loco
post Mar 26 2024, 04:08 AM

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QUOTE(woowoo1 @ Mar 21 2024, 02:08 PM)
I must say FD rates now , mostly below 4%. Banks loan growth slowing, they also don't need so much funds and not bother to compete for deposits. Luckily lock in 80% of my funds in 3 years FD a year ago. Some in recent mbsb 4.4%. left another 20% maturing in the next 2 months, hopefully promotion rate goes back above 4%. Pls highlight if any banks got new promo above 4%. Thanks
*
ya mine also maturing mid year...currently public bank @ 4.5%

dont look so good after now
poco loco
post May 29 2024, 05:59 PM

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my publicbank fd starting to mature 1 by 1 @ 4.5% tomolo

just gotten call from public bank tell me to go my HQ branch 'where i open account' to get better offer find curtain name ppl there....hope they dont sell me other stuff..i am a purelly fd dude not a mix of other thinggy
poco loco
post May 30 2024, 03:09 AM

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QUOTE(poco loco @ May 29 2024, 05:59 PM)
my publicbank fd starting to mature 1 by 1 @ 4.5% tomolo

just gotten call from public bank tell me to go my HQ branch 'where i open account' to get better offer find curtain name ppl there....hope they dont sell me other stuff..i am a purelly fd dude not a mix of other  thinggy
*
1 of it mature and rate drop to 2.6% from 4.5% lel...
at least i know there is 3.6% for 3 month
gonna take out and re put for 3.6% if cant find higher %
poco loco
post May 30 2024, 01:39 PM

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QUOTE(Zaryl @ May 30 2024, 01:25 PM)
just a quick question

let say if we want to bring out our FD after maturity date, do we need to go the specific branch we put the FD, or we can go to any other branches? Just need to bring the FD cert along?

and they will give back in cash, give in cheque or transfer into our CASA account?
*
i just tt out after maturity this morning
i got no cert,all done online jer
poco loco
post Jun 1 2024, 10:58 AM

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maybank islamic fd 3.7% 9 month
poco loco
post Jun 1 2024, 01:38 PM

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QUOTE(fabu8238 @ Jun 1 2024, 01:35 PM)
Only for dare-devils
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y leh?
if next week after meet public bank branch manager see the rate lower then this 3.7% then ill just go with this maybank liao

so faster tell me y 'Only for dare-devils'
poco loco
post Jun 1 2024, 02:01 PM

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QUOTE(cybpsych @ Jun 1 2024, 01:53 PM)
mbb fpx issue
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acually i got 1 Q,just not i tested make an fb acc..... it ask me how much wan to put in this fd...contoh i type 100k...but other bank max dailly fpx is only 50k

so i should do 2 times la i guess?
i new to this maybank
poco loco
post Jun 2 2024, 02:27 AM

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QUOTE(1mr3tard3d @ Jun 1 2024, 07:03 PM)
rate appears to be dropping, so longer tenure sounds better deal
was going to place 12-month PBB, but damn no more 3.70%
i faced no issue so far
not sure if it is relevant to this

user posted image
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on the hightlingted part

but this is an fpx campaign....means only tt from other bank...i abit xpaham la
poco loco
post Sep 9 2024, 02:51 AM

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QUOTE(ikanez @ Sep 9 2024, 01:37 AM)
ada. until end of year. only via Be U app tho.
*
so if i do it online, can everything settle in a day? (make new account)
and whats the minimum balance must remain in the account?

ok just make a new account and add rm20 in it (manatory) cooling of period is 12 hours

This post has been edited by poco loco: Sep 9 2024, 05:17 AM
poco loco
post Sep 10 2025, 05:59 PM

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cant really withraw money out from this BeU ni

aready mature.alyiz say limit has reach.
poco loco
post Sep 10 2025, 11:48 PM

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QUOTE(lowkelvin @ Sep 10 2025, 09:27 PM)
What limit?
*
transfer limit
poco loco
post Sep 11 2025, 11:38 AM

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QUOTE(Limmf77 @ Sep 11 2025, 10:34 AM)
U have to reset your transfer limit. Once set need wait 24hrs b4 it activates the reset. I have done transfer out from BEU no issue at all. Hope it help
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reset my maybank limit or beU limit?

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