That is why I only put RM10k max per certificate due to ease of uplifting at another branch. If you put RM20k with interest added to principal, for sure you will not be able to uplift at another branch as it will exceed RM20k/certificate.
They also limit the number of certificates you can uplift to IIRC 3 pcs as I could not uplift more than 3 certificates from other branch.
This is better than tiger bank where the max amount per non-branch certificate is just RM10k the last time I tried to uplift.

It seems like the requirement for PBB is not standard across the board. For example, proof of residence to open savings account in a state where the state is different from your IC. One branch simply requires you to produce a TNB/TM bill which does not need to be in your name, whereas another requires the bill to be in your name.
Some branch are very strict in definition of fresh fund, whereas another allows you to get a new FD cert if you top up 10% of face value (example: you can use the fund from the RM10k FD cert you just uplifted provided you top up RM1k to get a new RM11k FD cert).

The PBb Sunway teller didn't give me this option after i uplifted 3 matured promo FD certs. Told me must trf out the money for don't know how many days b4 it is considered fresh fund. This sum now sits in my MBB Gia account.

Hi, if my PBB FD due date is 16/6/2017 (tomorrow), can I uplift it tomorrow or do I have to wait until 17/7/2017 to avoid kena forfeit interest? Mine is the OTC type, not online.


Just called PBB for promo FD. They have 2 FDs.
1. First 3months 3.08%, next 3 months 3.88%, next 3 months 4.88%. Min 10k, effective 3.92%.
2. First 6 months 3.8%, next 6 months 4.18. Min 10k, effective 3.99%

Dear all, I've misplaced a few FD certs from PBB which I got otc in JB. Anyone knows if it's possible to get replacement certs in PBB branch in another state?

The PBB hotline I just called could not provide any answer as the relevant dept are all closed.

Thank you for your reply. Main priority is to get the certs and update them, as I can't remember when they were last updated.

The limit of 2 certs is a letdown, as i understand there is an RM10 stamp fee, hence multiple trips mean multiple stamp fees.

Thinking of uplifting them to put in Amanah Saham.

Yup, I do receive the summary albeit inconsistently.
My update refers to going to branch to get the certs revalidated/updated to avoid them becoming unclaimed monies.

Hi, was the value exactly rm20k per cert? I was told if it exceeds 1sen, need to uplift at issuing branch. One branch even told me rm20k pun cannot, must be less than rm20k.

For PBB, it will be accepted as fresh fund if you make another FD on the same day with value of 10% more than the one you took out. Example: if you uplift the RM10k FD nett, you will need to open another FD with value of at least RM11k.

For PBB, yes provided the fund was transferred not more than 7 days from the day you want to open the FD.

I just came back from PBB. At the counter, I saw the promo FD. They have 6 months and 12 months, quite attractive rate, if you ask me but I didn't memorise it because I was not going to put in any FD for now. The difference now is the final month interest is a big jump. For example, 3.xx., 3.yy, 3.zz.... 6.aa%. I guess they want to persuade people against early withdrawal.