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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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gaffer9678
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 Jul 27 2022, 11:18 AM
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New Member
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QUOTE(CommodoreAmiga @ Jul 27 2022, 10:17 AM) Does anybody have this issue. I found out RHB FD is like cheating customers. If your maturity date is today, you can't withdraw until tomorrow or you will lose all your interest. When tomorrow you withdraw, it will say you lost 1 day of interests!  I don't have these kind of issues with other banks so far. I withdraw on the date of maturity few day ago online. No problem, got back full principal + int. |
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gaffer9678
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Jul 28 2022, 08:59 AM
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New Member
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QUOTE(Junichiro Tanizaki @ Jul 27 2022, 04:06 PM) quote "i just withdraw today from RHB. no issue. need to active the secureplus" unquote Yes, their secureplus appeared on my mobile, but I pressed n pressed n pressed.. but the approve n reject screen did not appear. To withdraw or transact amount > 10K, required secureplus. However, their own website secureplus functionality linkage to their mobile is not working. Been a while, at least close to a year. To transfer or withdraw FD amount > 10K, I use their mobile app. Btw, I just realised from someone post (a few post earlier), there is a different website from RHB https://logon.rhb.com.my/default.htm (RHB online Now) https://onlinebanking.rhbgroup.com/my/login (RHB online) The first one is what I have been using, but could not get the secureplus to send to mobile app previously. So I always use their mobile app to transact. I have not try to do this recently or the 2nd website link. The 2nd website look very similar to their mobile app. This post has been edited by gaffer9678: Jul 28 2022, 09:06 AM |
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gaffer9678
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Jul 28 2022, 12:34 PM
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New Member
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QUOTE(woowoo1 @ Jul 28 2022, 11:15 AM) Yes, RHB secureplus is useless and yet I complaint so many times to them and they just don't acnowledge there is a problem.lousy RHB app. Anything above rm10k I have to split the transaction to avoid secureplus I did complain several times, somehow the call center like answer in a vague manner. Like no problem etc. Finally, I figure out that I can do transaction or FD withdrawal using the mobile app, which is integrate with the secureplus. Been doing so, since then if I need to transact/withdraw in amount > 10k |
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gaffer9678
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Jul 29 2022, 08:07 PM
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New Member
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QUOTE(edwin1002 @ Jul 29 2022, 07:45 PM) FD maturity at 13/8/2022 - RM12,300 (Original - RM10,000 - example) *3 month term, start from 2016 (auto renew every 3 month), we need to withdrawal to prevent unclaim money act. Withdrawal at 1/8/2022, the interest still can calculate and replace a new FD cert only? other things can still remain? If FD is maturity on 13/8/2022 and you perform early withdrawal on 1/8/2022, you should get the last renewal balance as at 15/5/2022. Whatever interest accrued for this current term will not be paid. |
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gaffer9678
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Jul 31 2022, 11:17 AM
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New Member
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QUOTE(drifters @ Jul 31 2022, 10:42 AM) Anyone placed FD in Ambank recently? Did you find any peculiarity in the placement date and maturity date? Eg. 12 months FD placed on 22Jul matures 24Jul 2023? Is this normal for Ambank? For other banks, its usually same day/month next year. 24th July 2023 is a Monday. Normal for bank to forward maturity date to a business day. Interest will be calculated for the additional 2 days for this 12 month FD. This reason for this practice is due to complain by customer is that they cannot withdraw their FD maturing on a non business date, eg Saturday or Sunday. |
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gaffer9678
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Aug 1 2022, 12:34 PM
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New Member
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QUOTE(BoomChaCha @ Aug 1 2022, 12:12 PM) If place Affin 3 months FD today, the maturity day will fall into Saturday (1 Oct, 2022), will Afiin auto adjust the FD maturity day to next Monday (3 Oct, 2022)? I had encounter an 12-month Affin eFD (online), placed on a weekend (saturday 26/2/2022), maturing on a Sunday 26/2/2023. Likelihood, if placement is online, no forwarding of date should the FD matured on a weekend. Not sure, if placement is via OTC for AFFIN. |
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