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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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filage
post Dec 25 2016, 10:32 AM

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So this e-gia, if you choose promo rate and tenure of 6 or 12 months with 10k up etc., then what if you uplift it before maturity? You still get the interest with promo rate or board rate??


filage
post Dec 26 2016, 02:28 PM

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QUOTE(alexanderclz @ Dec 25 2016, 06:13 PM)
follow the step up rate.
*
Well I look at the Promo PDF.
It says in 6 month tenure, step-up rate for 1st month = 3.6%
Board rate now will be 3.55% I think.

So isn't it better if lets say a person wants to place 1 month or 2 month with > 10k, just choose the PROMO instead of board?

Then just uplift before maturity say 1month later, get 3.6% as oppose to 3.55 standard rate.

Will it work?


filage
post Dec 27 2016, 11:10 AM

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This post has been edited by filage: Dec 27 2016, 11:12 AM
filage
post Dec 28 2016, 12:34 PM

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Anyone of you know whether CIMBClicks FD can be uplifted on the day of maturity plus interest?


filage
post Jan 9 2017, 05:24 PM

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Anyone knows what is this RHB savings product that has smth like 4% on certain balances..etc..

Some marketing staff were promoting to me. But I didn't study the thing in detail yet.
Even forgot the name of that product.


filage
post Jan 9 2017, 06:29 PM

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QUOTE(filage @ Jan 9 2017, 05:24 PM)
Anyone knows what is this RHB savings product that has smth like 4% on certain balances..etc..

Some marketing staff were promoting to me. But I didn't study the thing in detail yet.
Even forgot the name of that product.
*
Guys i think this called Essential Elite Cashsaver, some kind insurance kind of plan.

Anyone have more detail?
filage
post Jan 22 2017, 09:41 AM

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CIMB 4% @ 3 months, is this special OTC campaign?
filage
post Feb 13 2017, 02:30 PM

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QUOTE(Pain4UrsinZ @ Feb 13 2017, 07:03 AM)
now the best for short term is CIMB 3 months @ 3.8% and HSBC 3 months @ 4.88%
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CIMB 3.8% is OTC special FD promo?

 

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