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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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enriquelee
post Mar 31 2017, 02:11 PM

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Got any good FD for kids?
enriquelee
post Apr 4 2017, 01:54 PM

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QUOTE(bbgoat @ Apr 2 2017, 05:12 PM)
Quote from https://genxgenygenz.com/fixed-deposit/

""Hong Leong Bank 4% Fixed Deposit Promo for April 2017.

Please visit here again on 3rd April where I will share with you Hong Leong Bank Latest Revised FD Promo for 3rd April until 30 April 2017 where you can earn up to 4.05% interest rate for 12 months and if you are a Senior or Priority Banking Customers, you may be entitled to 4.30%!!! This is not a joke.""

If the HL 4.3% for their PB is true, that will be even better than the Tuesday 4.15% eFD. Hope it is not another joke ! tongue.gif

Gonna check out tomorrow. Anyone heard about this ?  hmm.gif
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Mind to elaborate a bit more on hte 4.15% eFD thingy?
I am trying to do some FD for my kids.
enriquelee
post Apr 4 2017, 02:00 PM

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QUOTE(bbgoat @ Apr 4 2017, 01:58 PM)
U mean HL eFD 4.15% ?
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I am not sure. smile.gif That is why ask biggrin.gif
Maybank2u also have, right?
enriquelee
post May 18 2017, 04:21 PM

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QUOTE(gsc @ May 18 2017, 04:06 PM)
HSBC Advanced 5% for three month FD. Promo ends 30 June

https://www.hsbc.com.my/1/2/personal-bankin...ac=HBMY_ADV_5TD
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Existing customer is not entitle?
enriquelee
post Jun 5 2017, 10:48 AM

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QUOTE(starry-starry @ Jun 4 2017, 02:54 PM)
one of the TnC of MBB efd promo is Any ‘Modification' made to existing eIFD-i/eFD will not be entitled for eIFD-i/eFD Campaign Rate.

I guess this probably means the promo rate is not applicable to unmature efd which I uplift. But what about I modify current fd from auto renewal to credit to my account? As I have few fds which will be matures soon but I have just recently modified them from auto renewal to credit to my account - and wonder if I can still enjoy the promo.
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Do eIFD-i/eFD get interest as below,
6 months 3.69% p.a
12 months 3.83% p.a

Any idea what is the interest if walk in? 3.05% and 3.10%?

This post has been edited by enriquelee: Jun 5 2017, 10:49 AM
enriquelee
post Jun 8 2017, 02:59 PM

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Maybank walk in can get the campaign rate 3.93% for 9 months.
But strange thing is, it is not covered under PIDM.
enriquelee
post Jun 23 2017, 11:52 AM

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QUOTE(aimeh @ Jun 22 2017, 04:14 PM)
Guys the mbb 2 months i-FD promo finish already? I called Maybank helpline she said no more offer on it?
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Got such promo?
I was at Maybank not long ago, they never suggest me to take up this.
enriquelee
post Jun 28 2017, 10:39 AM

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QUOTE(aimeh @ Jun 28 2017, 09:26 AM)
There is a post about it on first page ma.
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That post say the promo end at 23 June 2017.
enriquelee
post Jun 29 2017, 08:56 AM

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QUOTE(aimeh @ Jun 28 2017, 05:04 PM)
yea. When I phone and ask If not wrong is 22th. haha
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Probably quota finish gua
enriquelee
post Jan 17 2018, 11:15 AM

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QUOTE(babienn @ Jan 17 2018, 10:22 AM)
Because if they can meet you face to face, they have the chance to introduce you more investment plan to hit their sales quota.
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Yup, they keep promoting their FD+trust package when I was there just now.
enriquelee
post Feb 23 2018, 10:26 AM

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Any put Affinity bank to get the 5.18%?
enriquelee
post Feb 27 2018, 08:27 PM

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QUOTE(kenny79 @ Feb 23 2018, 10:39 AM)
Ate you sure bout this...
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I read it from the 1st post.

QUOTE(henrylee02 @ Feb 23 2018, 05:55 PM)
Have to invest in Unit Trust along with FD Account for 9 months tenure for 5% p.a as interest rate.
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I see. No wonder so good rate.
enriquelee
post Mar 19 2018, 01:23 PM

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Anyone know what is maybank FD rate now? For non investment link
enriquelee
post Mar 20 2018, 08:46 AM

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QUOTE(enriquelee @ Mar 19 2018, 01:23 PM)
Anyone know what is maybank FD rate now? For non investment link
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For info who might interested.
Maybank current campaign is average up 4.1% for 10 months. Need fresh fund.
enriquelee
post Mar 21 2018, 08:51 AM

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QUOTE(mrhseinpingq @ Mar 20 2018, 03:57 PM)
Got link?
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No link, i walk in to find out 1.

QUOTE(mrhseinpingq @ Mar 20 2018, 11:42 PM)
How to consider fresh fund?
Can I transfer my 25k to another bank in counter (no charges).
and then next day, transfer back to RHB as fresh fund?

Cheque they charged me RM 5.60
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Should be ok. For Maybank, even they want fresh fund, but after i request they still treat my matured FD as fresh fund.

QUOTE(yslysl @ Mar 21 2018, 02:13 AM)
any promo for 6 months ???
which bank ???
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Maybank got 6 month promo, if i recall correctly is 4% for fresh fund.
enriquelee
post Apr 17 2018, 10:00 AM

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QUOTE(Wong Kit yew @ Apr 16 2018, 06:49 PM)
[attachmentid=9735682]
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This look very good deal. Any condition?

QUOTE(mrhseinpingq @ Apr 17 2018, 01:01 AM)
It it good to clear the house loan or keep in FD?
House loan interest like 4.4%
FD like 4.2% promotion FD
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I would say put FD is better because it generates money.

BTW, anyone can advise current mbb fd promo?

This post has been edited by enriquelee: Apr 17 2018, 10:08 AM
enriquelee
post Feb 18 2019, 03:13 PM

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QUOTE(jack2 @ Feb 18 2019, 09:30 AM)
Not worth.

AmBank 4.28% for 8 months
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I find RHB better 4.25% for 5 months only. 12 month 4.38%, but today last day. Hope they will prolong it.
enriquelee
post Feb 19 2019, 09:06 AM

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QUOTE(ProxMatoR @ Feb 18 2019, 04:16 PM)
HLB eFD 6mth 4.3%p.a.
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For 5 months too? Any minimum deposit? Fresh fund?
enriquelee
post Feb 19 2019, 12:07 PM

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QUOTE(enriquelee @ Feb 18 2019, 03:13 PM)
I find RHB better 4.25% for 5 months only. 12 month 4.38%, but today last day. Hope they will prolong it.
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The 4.38% promo is extended to 18 March 2019.
enriquelee
post Feb 20 2019, 01:46 PM

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QUOTE(Wong Kit yew @ Feb 20 2019, 08:38 AM)
user posted image
It is displayed outside the Bank Rakyat BuKit Indah, JB. Currently the highest rate is the Bank Islam 4.65% for the tenure of 2 years. However I think 4.6% for 60 months is also another good choice for the long-term investment.
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Bank islam 'Go 7' also same, 4.65% for 24 months. But minimum RM 50k.

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