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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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eddie2020
post Jun 26 2017, 01:34 PM

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currently no good rate? lol
Btw, MBB said efd campaign rate has been fully utilized.. meaning no more ? even extended lol
eddie2020
post Sep 18 2017, 04:36 PM

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Now hlb mbb Mach got any new promotion?
eddie2020
post Mar 14 2018, 06:58 PM

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Guy, anyone placed with hlb fd? I not sure, last month one I don't get interest.. How to know if the interest is lump sum to us by maturity or credit to our account monthly?
eddie2020
post Mar 14 2018, 07:49 PM

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QUOTE(syaaron @ Mar 14 2018, 07:19 PM)
This post may helps
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Haha sorry didn't notice the page... Thanks
Meaning if place 8 month, we get some on 6th month and balance of the 2montj on 8th month

This post has been edited by eddie2020: Mar 14 2018, 07:50 PM
eddie2020
post Jun 9 2018, 06:55 PM

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guys anyone place on islamic or normally conventional? i notice 1 different on the maturity date. if discuss before i am sorry....i placed both in different type, and islamic need another 1 day on maturity.
eddie2020
post Jun 10 2018, 12:28 AM

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QUOTE(ProxMatoR @ Jun 9 2018, 08:15 PM)
both are same. maturity date is depending it is open ended or close ended
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haha , you try hlb, it give diff... 6 month, both 9 june but maturity on 9dec for conventional and 10 dec from islamic
eddie2020
post Jun 11 2018, 12:06 AM

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QUOTE(BoomChaCha @ Jun 10 2018, 11:37 PM)
Very good job.. thumbsup.gif Thank You
Start 3.80%
1 3.90%
2 4.20%
3 4.50%
4 4.55%
5 4.60%
6 4.65%
7 7.00%
Effective rate for 24 months is 4.65% ---》 These 7 rates are fixed, depositors will get exactly effective rate 4.65% after 2 years
Bank Islam's 4.65% FD is very attractive, but it requires min RM 50K, furthermore it locks depositors' funds for 2 years.
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yes, only if 2 year with accum above 4.55% PA, can beat that 4.65%
50000*1.0455*1.0455 = 54653.51
vs
50000*0.0465*2 = 4650 + 50000 = 54650.

Too bad it need to lock for 2 year
eddie2020
post Oct 4 2018, 01:31 PM

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Hlb got problem? Can't place efd
eddie2020
post Oct 5 2018, 04:44 PM

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Efd doesn't really good nowadays.. Otc rate going up against Efd..
eddie2020
post Nov 1 2018, 07:21 PM

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Efd any good deal for Nov?
eddie2020
post Nov 1 2018, 11:05 PM

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QUOTE(cybpsych @ Nov 1 2018, 08:05 PM)
barely 1 day.

above still works.
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Too bad I don't have cimb.. Maybe continue with other which have efd like hlb or see any with pbb
eddie2020
post Nov 1 2018, 11:28 PM

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QUOTE(cybpsych @ Nov 1 2018, 11:17 AM)
PB eFD Campaign

Please be informed that the promotional interest rates for “PB eFixed Deposit (PB eFD)” Campaign have been revised with effect from 1 November 2018 and the Campaign Period of “PB eFD” has been extended to 31 December 2018.

Click here for the revised Terms and Conditions.
PB Special2 FD / TD-i Campaign

Please be informed that the Campaign Period of “PB Special2 Fixed Deposit / Term Deposit-i” has been extended to 30 November 2018.

Click here for the revised Terms and Conditions.
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The special fd we need go to pbb branch right?
eddie2020
post Nov 9 2018, 04:11 AM

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QUOTE(cybpsych @ Nov 8 2018, 03:31 PM)
Bank Negara stands pat on key interest rate at 3.25%

http://www.theedgemarkets.com/article/bank...terest-rate-325

KUALA LUMPUR (Nov 8): Malaysia's central bank left its key interest rate unchanged at 3.25% today, noting that the annual average headline inflation will be low in 2018.

Bank Negara Malaysia (BNM), however, warned that moving into 2019, headline inflation is projected to increase primarily due to higher projected global oil prices and the floating of domestic fuel prices.

"While the impact of the consumption tax policy will contribute to higher headline inflation in 2019, it will lapse towards the end of 2019. Underlying inflation is expected to remain contained in the absence of strong demand pressures," it said in a statement today.
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previously our oil hit 2.7/lit rite?
when drop till now, price no drop... later when oil go back 2.7 sure people take advantage to increase all the price again
eddie2020
post Nov 28 2018, 02:40 AM

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QUOTE(David83 @ Nov 27 2018, 11:53 AM)
CIMB 6-month e-FD @ 4.5% is so convenient for me!
Bravo! rclxms.gif
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when expire for this promo
eddie2020
post Nov 29 2018, 03:28 AM

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QUOTE(cybpsych @ Nov 28 2018, 07:31 AM)
user posted image

Get our Fixed Deposit and Top Yield Account Bundle Now! [ HLB | T&Cs ]
23 NOVEMBER 2018-31 DECEMBER 2018

user posted image
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what is effective rate? hmmm worth compare cimb? 4.5
eddie2020
post Dec 3 2018, 12:42 PM

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So no more?
eddie2020
post Dec 3 2018, 05:28 PM

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So now no more good deal... Highest efd is 4% rite?
eddie2020
post Dec 15 2018, 03:34 AM

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QUOTE(bbgoat @ Dec 13 2018, 09:52 AM)
Received latest update from CIMB RM:

Conventional:
6 mth 4.40%
12 mth 4%

Islamic:
6 mth 4.50%
12 mth 4.40%

Min 10k. Offer could close anytime. But not sure if only applicable to their Preferred customer only.
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Otc?
eddie2020
post May 6 2019, 05:42 PM

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any special link for cimb? latest link no more useable haha..
now best is hlb 6month 4.2 rite

This post has been edited by eddie2020: May 6 2019, 05:47 PM
eddie2020
post Jun 12 2022, 11:18 PM

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place fd in hl but didnt appear, wonder system jam or what happen.. ady 5min.. maybe half n hr later try again.. last time happen before but once i relog then i saw it..

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