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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cucubud
post Nov 27 2018, 11:34 AM

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Yesterday went to Affin Bank. 4.40% for 12 months.
cucubud
post Nov 27 2018, 04:55 PM

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QUOTE(rabbitcal @ Nov 27 2018, 04:18 PM)
Which branch?
What's the min required?
How long?
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USJ Taipan
Not sure what is the minimum required

cucubud
post Feb 18 2019, 10:04 AM

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QUOTE(jack2 @ Feb 18 2019, 09:30 AM)
Not worth.

AmBank 4.28% for 8 months
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If I did not redeem after 8 months, what will be the rate after the 8th month?
cucubud
post Feb 18 2019, 10:33 AM

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QUOTE(WinterDays @ Feb 18 2019, 10:22 AM)
normal board rate
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QUOTE(cybpsych @ Feb 18 2019, 10:25 AM)
read the t&c carefully:

// 4.5 The Promotional Rate stated above is applicable for one (1) cycle only i.e. 8 months from the date of placement via AmOnline. Upon maturity of the eFD or eTD-i Account(s) after the Promotion Period, the Bank’s prevailing board rates for eFD or eTD-i Account(s) shall apply to any rollovers and/or renewal.  //
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Thank you for your replies.

This rate is only applicable for eFD?

cucubud
post Jul 12 2022, 05:15 PM

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QUOTE(oldkiasu @ Jul 12 2022, 04:43 PM)
5 telephone enquiries

AMBANK promo for priority customer
1m 1.90 %
3m 2.00 %
6m 2.10 %
12m 2.00 %

BANGKOK BANK promo from 13 July 2022 for 1 month.
Minimum 25k, maximum 1m FF. Payment on maturity.
6m 2.70 %
9m 2.90 %
12m 3.10 %

BANK MUAMALAT still on till 15 October 2022.
6m 2.30 %
12m 2.80 %
18m 2.88 %

BANK ISLAM and BANK RAKYAT no promo now.
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Why Ambank 6m has higher rate than 12m?
Is there a trick?
cucubud
post Jul 29 2022, 05:01 PM

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QUOTE(sweetpea123 @ Jul 29 2022, 04:51 PM)
Affin rates from website, unsure if applicable OTC
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OTC same promo rates.
cucubud
post Sep 13 2022, 11:03 AM

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Affin got 3.05% for 6 months in Savings Account. Need to open new Savings Account for this promo (to lock in the money). Cannot use existing Savings Account.
cucubud
post Sep 13 2022, 03:53 PM

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QUOTE(jenern84 @ Sep 13 2022, 02:25 PM)
Source?
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I just came back from the bank.

cucubud
post Nov 8 2022, 10:48 PM

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QUOTE(aeiou228 @ Nov 8 2022, 06:24 PM)
I did ask USJ branch what if I give banker's chq, got the answer Sama Juga macam personal chq.
If want to join account with spouse, MUST show marriage cert.
Some one reported here no option for either one to sign but in USJ branch there is such option.
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USJ branch didn’t ask us for marriage cert for the join account.
We presented a banker,s cheque when opening the FD account.
Have to collect the FD cert few days later but the date was dated on deposit day.

cucubud
post Nov 8 2022, 10:55 PM

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QUOTE(voc8888 @ Nov 8 2022, 07:31 PM)
Huh ? Must show marriage cert? Serious?

So if joint name with parents or children, must show birth cert?  rclxub.gif  innocent.gif
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Few years ago, I kena from one MBB branch. Want us to show birth cert for join account with my siblings.
Walked to another MBB branch, no such requirement. Managed to open FD with 3 names.

cucubud
post Nov 29 2022, 03:14 PM

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Maybank 6 months 3.75% OTC

Edit: 3.75% for fresh funds and 3.70% for renewal.

This post has been edited by cucubud: Nov 29 2022, 03:17 PM
cucubud
post Feb 9 2023, 04:39 PM

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Drop by MBB. Saw this campaign.

Attached Image
cucubud
post Mar 7 2023, 02:14 PM

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https://www.theedgemarkets.com/node/658070

Malaysia’s central bank will hold its policy interest rate unchanged at 2.75% on Thursday but lift it next quarter to a cyclical peak of at least 3.00%, according to a Reuters poll of economists.
cucubud
post Mar 15 2023, 01:18 PM

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QUOTE(nexona88 @ Mar 15 2023, 12:44 PM)
You have to ask the officer at the counter to get special rate.
This offer was in Jan/Feb 2023. Not sure it is still valid today.
Attached Image

cucubud
post May 5 2023, 02:59 PM

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QUOTE(kplaw @ May 5 2023, 02:33 PM)
May I know which branch got 4.5%? I'm now at kuching kulas branch, the person in change told me the promo rate is up to 4.25% only despite increase in opr but will drop accordingly if opr drops 😅
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Attached Image
I thought it will follow the OPR of the day?

cucubud
post May 5 2023, 05:40 PM

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QUOTE(BWassup @ May 5 2023, 03:26 PM)
Profit "UP TO" 4.25%. Are they following this? hmm.gif
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Yes when the OPR is at 2.75

cucubud
post Sep 5 2023, 05:26 PM

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QUOTE(xiaomoon @ Sep 5 2023, 03:42 PM)
anyone getting this error when putting rhb fd?
user posted image
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Could it be your date is in 1970?
cucubud
post Dec 5 2023, 03:30 PM

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Affin Invikta Account OTC
3m - 3.58%
4m - 3.63%
6m - 3.73%
12m - 3.85%

FF
12m - 3.95%


 

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