Sifus,

For HL new online fd promo, transfer out existing fund and transfer back to HL account can be treated as new fund?

Hi guys for the additional 0.1% for HLB FD promo, does it apply to existing placements? Or do we have to withdraw and make new placement? When I checked, it is still 4.0 in my current placements.

Can make placement on 28 Feb? What's mean by FPX? If by FPX, it's meant by transfer fund by using Hong Leong Connect or manually transfer fund from other banks by using Instant Transfer?

i am interested to go for CIMB FD for preferred customers at 4.2%

I am from Singapore and my fund is with OCBC Johor Bahru branch. I do not have cheque. what if i want to take out money from OCBC to CIMB, I ask OCBC to issue a cashier order/money order payable to CIMB?

what if i lost the money order before i manage to present the money order to CIMB? Does it mean in theory anyone can go CIMB and "cash out" since the payee name won't have my name in it?

how to be preferred customers of CIMB?

thanks

Just received this msg from my RM. What is the opinion of sifu here?

As spoken, XXX bank KLIBOR offer
to our customers now.

Year 1: 5.00%pa
Year 2-6: 4.55 X (4.55 - 3M KLIBOR)
# PIDM insured
# Principal Protected if held until maturity
# Zero charges

*T&c apply

Do not hesitate to contact me if you have any query
Thanks

Privilege Banking

FED raised interest rate by 0.25% to 1-1.25%, and forecasting 1 more hike this year     
Can expect FD rate to rise along too 

This is really off topic but answers the question of why banks request for additional information like payslips, EA forms, etc.

All banks branches are supposed to serve a specific area.  When you apply for any new accounts in any of those branches, the banks will check whether you are inside or outside their coverage.

eg. Ambank Taman Connaught Cheras can open any accounts for you if you are from around Cheras.  If say, you are from PJ, then they will ask for additional info.

Whether you get asked or not, will depend on individual bank SOP, but suffice to say, try to make sure that your IC address is near a bank branch of your choice.

Why does walk in place FD have higher rate than online FD ~.~

Even want to place now also not able to, as the option is down.

Let see how, once is rectify, then will update here.

The system is up now, and is 4.10%

For those who want to place, may go ahead.

Just sadly my earlier placement remain the same, have to follow up on Tuesday... 

SA required for PBe internet banking. not for FD.

you asked to check FD online, that question i'm not sure. i was curious too because my parents' PBe accounts doesnt display their OTC FD placements (cert-based).

Oh thanks.. i hope somebody could advise if i can check my FD placement online.. for PBB

Called up the number but the rate is not announced yet.

https://www.hlb.com.my/en/personal-banking/...ning-promo.html

Other Hong Leong branches now 4.2% promo for 10 months.

Any better deal out there?

About 10K needs to be earmarked in CASA to be eligible, are you talking about Hong Leong Bank Damansara City's 4.88%? or 4.2% FD promo?

https://www.hlb.com.my/en/personal-banking/...payday-efd.html
4.0% for 6 mths..(min 2000),(1-7 november)