Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
|
|
 Apr 11 2017, 03:41 PM
Return to original view | Post
#1
|
 
Junior Member
149 posts Joined: Dec 2008 
|
For the HLB eFD, since the interest is credited on monthly basis, anyone ever try to uplift the eFD right after the interest is credited before maturity? In this case, is there a penalty where HLB actually deduct the interest paid?
|
|
|
|
|
|
May 21 2017, 11:08 AM
Return to original view | Post
#2
|
|
Junior Member
149 posts Joined: Dec 2008
|
To enjoy the Muamalat bank promo, what is the best way to transfer the fund in from other bank such as Maybank?
Bank cheque or rentas? Thanks |
|
|
Jun 5 2017, 04:27 PM
Return to original view | Post
#3
|
|
Junior Member
149 posts Joined: Dec 2008
|
Does anyone have the contact for Bank Muamalat agent, preferably the Bayan Baru branch in Penang? Just want to call to clarify a few stuffs before going over...as so far from the feedbacks here, the terms & conditions may differ branch to branch
|
|
|
Jun 9 2017, 10:09 AM
Return to original view | Post
#4
|
|
Junior Member
149 posts Joined: Dec 2008
|
QUOTE(Morning Sun @ Jun 9 2017, 09:44 AM) Placed bank muamalat Fd with monthly interest yesterday. Received Fd cert on the spot & effective date has started on the same day since yesterday. < 500k?[attachmentid=8885904]  |
|
|
Sep 16 2023, 11:28 PM
Return to original view | IPv6 | Post
#5
|
|
Junior Member
149 posts Joined: Dec 2008
|
QUOTE(cclim2011 @ Sep 15 2023, 10:58 AM) just did at ambank open true saver, then fd at ratio 50:50 total 200k Care to share which Ambank branch in Penang? Hope still can make it on Mondayambank penang good enough gave me 8.2% for the fd portion even not hitting 500k. i guess the effective rate is ~5.35% if i hit the true saver promo up to 2.5% (exclude invest) |
|
|
Sep 17 2023, 08:58 PM
Return to original view | IPv6 | Post
#6
|
|
Junior Member
149 posts Joined: Dec 2008
|
QUOTE(cclim2011 @ Sep 17 2023, 07:36 AM) gelugor Btw, does the Gelugor branch accept cheque for the account opening? Else need to open account, then transfer the fund in through Rentas? I have bad experience my current bank only allows max online transfer of 50k |
|
|
Oct 24 2023, 01:16 PM
Return to original view | Post
#7
|
|
Junior Member
149 posts Joined: Dec 2008
|
QUOTE(BoomChaCha @ Oct 21 2023, 08:02 PM) If place 12 months FD with True Savers: 7.25% + 2.5% (0.75% + 1.15% + 0.6%) = effective rate 4.875% Just did mine at Ambank Gelugor. Was told 7.45% only apply for 500k and above placement, not sure scam me or not.--> This 4.87% is the maximum Truesaver balance of RM100k we can achieve if FD rate is 7.25% For my case, I have the chance to get effective 4.975% (7.45% + 2.5%) since my FD rate is 7.45%, but limit to max amount RM 100k in True Saver. If we place more than RM 200K (50% FD + 50% True saver), maybe we should use second True Saver account to earn another extra 2.5%?  This is just like we sign-up second KDI account Yes. But I am afraid this bundle deal is not more avaialble, but wil find out next week Only managed to get 7.25% bundle with monthly interest into TrueSaver |
|
|
Oct 24 2023, 05:19 PM
Return to original view | Post
#8
|
|
Junior Member
149 posts Joined: Dec 2008
|
QUOTE(IceLeo @ Oct 24 2023, 01:37 PM) Just need to go bank to do that? need to sign any document to lock your 50% in Truesaver? Yup, OTC and ya, need to sign to lock the 50%no need fresh fund, right? Fresh fund I am not sure tho, for me it's fresh fund. |
| Change to: |  0.0642sec
 0.56
 7 queries
 GZIP Disabled
Time is now: 14th December 2025 - 01:53 AM |
Quote