Same problem I have encountered today at Jaya One. But the Branch Manager did say that he will deliver the cert to me tomorrow.

Overall and surprisingly, the banking experience was good. No slow-mo or hiccup as they are fully aware of the processes. Better than BR.

I went to the Jaya One branch on Monday and had to wait till Tuesday to collect the cert!!!

Good that they have changed their SOP.

10k balance only required at the time of FD deposit. You can use the funds once the FD is done.

Also, the 4.15% FD promo extended until end of Dec 2017 according to RHB staff in Mid Valley.

HL 4.2% for 10 months.
T&C: Min 10k balance in CASA and must hold/apply other active products.
Lock in period for CASA min balance is 2 months fr. FD placement date.

https://www.hlb.com.my/en/personal-banking/...h-fd-promo.html

This post has been edited by blatant928: Sep 26 2017, 03:30 PM

I know from the Forum that HLB has been honoring their TIA rates. What about CIMB? Input from anyone with CIMB TIA experience much appreciated.

Thanks.

Confirmed latest BI promo rates from today till year end:

6 mths 4.0%
12 mths 4.2%
18 mths 4.4%

For 6 and 12 mths tenure, no need to open account or have existing as interest would be paid at maturity.

For 18 mths, need basic SA for interest payment at 6 mths interval.

Straight FD - no placement ratio or earmark in CASA. Must be fresh fund.

Correct. OTC placement and withdrawal on maturity date or else lose interest if late.

I just placed mine OTC at Nu Sentral Branch. 4.5% 18 months MONTHLY interest. No need to be above age of 50 to qualify.

Monthly interest credited in CASA.

Was informed that OTC placement for uplifting or withdrawal upon maturity must be done in branch.

I can confirm that there's monthly interest for 4.5% 18 mths (below 50 yrs old) OTC placement. I don't have my FD print slip with me to show but I have checked my online account and could see accrued interest since my placement on 12.12. And yes, I am a Priority Customer.

This post has been edited by blatant928: Dec 14 2022, 11:10 AM

Yes, Nu Sentral. You can look for Shuba, Branch Manager or Nurul, Customer Service. They should be able to help.

[quote=KOEL,Jul 24 2023, 10:51 AM]
[quote=dannyw,Jul 24 2023, 09:06 AM]
HLBCONNECTDAY Promotions | Deposit-i | 24 July 2023-26 July 2023

4% p.a. 6 months, minimum 1k
Thanks for the info. Just made placement with HLB.

[/quote]

Just placed 3 months Islamic FD via HLB Connect online at 3.9% this morning.

Not bad for those looking for short term.

If you have a valid certificate, they must honour as it's signed by 2 bank authorised signatory, unless you are relying on the previous matured certificate.

My 18 months matured today and while in the App is shown as 4.65% for 18 months auto renewed, I went the bank to get an updated certificate and the rate on the new certificate was 2.85% and not as shown in the App. So I withdrew out.

Just checked with the CS, other options available without any RM10K pledge / lock in period:

3.8% for 12 months or
3.7% for 8 months

I did mine at KL Sentral branch. Spoke directly to the Customer Service Officer instead of the Teller. She seemed aware that 4% is not an issue, just need to email and seek approval from HQ.

Yeap. All the wayang required.

Interestingly, I remember there was this veeeerrrrryyyyy long discussion about 365 or 366 days used for FD interest calculation. My BI FD certs state tenure as 365 days instead of 12 months.

This post has been edited by blatant928: Jun 21 2024, 10:11 PM

No need anymore. It's an official promotion ranging from 3, 6, 9 and 12 months until 31 Dec 2024. 12 months is 4%. Can't remember the rest. I just came back from the Bank.