eIFD-i/eFD Campaign [ Maybank ]
10 May 2017 - 10 June 2017

Enjoy higher rates with minimum deposit of fresh funds RM10,000 for Individuals / Joint Account depositors / Sole proprietors in a single certificate.

eIFD-i/eFD Campaign RatesTenure	Campaign Rates*
6 months	3.69% p.a
12 months	3.83% p.a

*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised. Terms and Conditions Apply

Click here for eIFD-i (Islamic) /eFD (Conventional) Campaign FAQs

Click here for eIFD-i (Islamic) /eFD (Conventional) Campaign Terms & Conditions

Click here for process flow to ‘Place eIFD-i/eFD Campaign'

Click here for process flow to ‘View Campaign Rate'

this promo cancelled?

PBB 4.01% 12 months
CIMB 3.90% 12 months

It would be better just put ur fd in affin board rate for 13 months since the board rate for 13 months is already 4.0%. Unless you dont want the hustle. 

The link： https://www.cimbclicks.com.my/clicks/#/wps/...FdPlacement?r=1 not working for me.
Can you please test and update here? 

CIMB has new promo today

6 mths 4.2/4.3 (conventional / islamic)

12 mths 4.3/4.4 (conventional / islamic)

HLB TIA increase as well.
3 months 2.85% p.a
6 months 3.15% p.a
12 months 3.50% p.a

They both refer to fixed term deposit. No diff afaik.

Term Deposit is the term used for Islamic banking FD, iinm

In other countries it's known as term deposit even for non Islamic deposits. Also known as CD, and time deposits, etc.

CIMB

*New Deposit Campaign*

_🗓️Campaign period:_
*_Now - 29 Jan 2023_*
TIA-i Campaign rate as below:-

*3m 3.45%p.a*
*6m 4.00%p.a*❗
*12m 4.30%p.a‼️*

Min Amount: RM10,000

⚠️T&C apply

haiya dont bait this here lah. ... better ask in asnb-related topics instead

each has its own pros and cons. nothing wrong with FD. also nothing wrong with asnb/asx. some ppl got both too.

my guess lah .

1)Many staunched FD kakis dont bother  even lower rates

2)Most have impression ASNB  difficult to  get

3)Many dont have ASNB account, lazy to  go  open or check out

heck even in Fds some just dont bother to move even another FD is giving better rates.
no time, not worth the hassle
they have own reason

Do you have FDs at low rates eg 3% or so?
Do you always go for highest rates and not bothered got PIDM or not?

1. No confidence with ASNB (No PIDM vs FD)

2. Thinking No units available all time (didn't get latest information)

3. Long relationship with the bank. Sentiment value. Thus stil having FD placement

4. Diversification purposes (FD is safe & guaranteed vs others risky asset class)

5. EPF quota full already (since got only 100k per year). Temporarily park in FD before moving to EPF next year / cycle of 100k

i think some big points are being missed

1. Fixed rate versus unknown till the very last days (probably covered as point 4 above)

2. Loss of interest during placement / uplifting at disadvantaged dates (can be very significant, can add up to 1x% as 1/12month, or can it be 2/12 as i am not sure about the dividend calculation at withdrawal)

3. eLiquidity. Maximum 1k online withdrawal per day? That's too small.