From Affin RM

Affin Bank FD promotions from *01/04/2024 to 14/4/2024* :

**Normal Customers**
3 mth @ 3.50%
4 mth @ 3.55%
6 mth @ 3.65%
9 mth @ 3.70%
12 mth@ 3.75%

Min Placement RM8K

**Avance Customers**
3 mth @ 3.55%
4 mth @ 3.60%
6 mth @ 3.70%
9 mth @ 3.75%
12 mth@ 3.80%

Min Placement RM10K

✨✨*Affinbank Affin Invikta* customers : ✨✨
3 mth @ 3.65%
4 mth @ 3.70%
6 mth @ 3.80%
9 mth @ 3.85%
12 mth @ 3.90%

Min Placement RM50K

Affin Invikta FD offer is only OTC.

MBSB 12 months - 4%
Interest on maturity only

Affin Invikta - nego can can get 3.9% p.a.  for 10 months (new fund)
Existing fund - 3.88% for 10 months

This rate was offered after “negotiations”.

If you place 4.28% for 6 months and 2.20% for the next 6 months the effective rate is 3.24%. It is a one time offer for new Premier customer.
You can make appointment at hsbc website, make sure you arrive on time, if you miss it,  you get a long wait.
But they will likely try to sell you insurance and investment product when you sign up for Premier.

Disclaimer,  I'm not hsbc Premier but it should be pretty much the same as other banks.