That app AffinSecure right, just for authorizing amount above 10k? Is that the one?

ok thanks

Went to AFFIN for their CNY offer. Want to put 12 months for 2.58% but what the heck - max is 250k only 🤦🏻‍♂️
Best rate they can give is 2.5% anything above 250k

This post has been edited by N9484640: Feb 4 2022, 03:51 PM

LOL I thought it was a mistake. I noticed 1 sen short too. Mine is OTC

Is it true that most banks now requires that FD interest be deposited into savings account instead of adding on to the principle amount? Affin wont let me plough back the interest when renew time

Sorry if this is something old and already discussed earlier. Being out of touch

OTC.
eFD can plough back no problem

affin has new rates but i cant login to my account. seems like having some problems over the weekend. their facebook page filled with similar complaints

anyone facing this as well?

Thanks

This post has been edited by N9484640: Nov 7 2022, 01:41 PM

Does your bank allows early withdrawal and still pay you prorated interest? If yes which bank.

i wonder what are the chances that this will be extended.....

their eFDs is 4.15% for 12m and also ending Feb 3rd. Wonder if this will be extended or even reduce since no OPR increase
Looks like Invikta members only get a tiny bit more. Btw do they charge any membership fees?

This post has been edited by N9484640: Jan 25 2023, 01:56 PM

I dont think this app ties in with your existing affin accounts.
Its more like opening a new virtual banking account like MAE

Affin must be Invikta account only get this rate right? Thanks

I got 4.3% with Invikta couple of weeks back.
Btw is there any special rates for eFD with Invikta?

i told them ambank giving 4.3 at that time and ask if they can give me the same rate

- affin requires only 1k in savings acct to open but ambank needs 10k so yes in that sense I am getting more
- no idea how many days they calculate. all i know is the maturity date is the same as the day i place
- i forgot now how i wanted it upon maturity - most of the time i always ask it to be renew automatically and interest plow back into the same FD. But recently, even though I requested this, one of my previous FD was automatically lifted which didnt happen before
- not sure about monthly interest as I am not interested in monthly interest but I dont think so they give monthly interest

btw this is my first time had to open this invikta account to get this rate so I am totally unfamiliar with it. So far Rm10 had been deducted for dunno what fee for this account. It better not be a monthly thing....

This post has been edited by N9484640: Feb 26 2023, 09:46 PM

Ambank needs to be priority account?

Affin eFD went down to 3.8 (or was it 3.85) from 4.05? I check like a couple of days ago and it was 4.05

Btw anyone knows whats the rate for HLB OTC 12m using existing funds? fresh funds I know is 3.8

I tried to buy eFD from HLB but unable to proceed. Ask CS and they said because mine is a Joint Acct and eFD can only be in a single name. Kinda silly why they cant just use the principle account holder's name.

thanks all, got the answer

This post has been edited by N9484640: Dec 4 2023, 11:20 AM

source is the HLB joint account. eFD i dont care joint or single name.