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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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Mr. Najib Razak
post Dec 26 2019, 03:54 PM

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Info gotten fom klcc CIMB branch
6 mth - 3.85%
12 mth - 3.75%

This post has been edited by Mr. Najib Razak: Dec 26 2019, 03:56 PM
Mr. Najib Razak
post Dec 27 2019, 03:38 PM

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QUOTE(pengembara.jalan @ Dec 27 2019, 12:18 AM)
Thanks for the summary. That’s really helpful.

Placed MBSB & BR.
but PIDM only covered up to 250k. Therefore it’s good to split into few banks.
Looking at ABB & OCBC. But OCBC is troublesome. So many steps to do to get 4.1%. If missed out, then very little only.
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Fyi
BR is not under pidm protection
Rather it is guaranteed by the gov of Msia
Mr. Najib Razak
post Jan 21 2020, 03:30 PM

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QUOTE(mrhseinpingq @ Jan 21 2020, 01:54 PM)
Regarding RHB,

https://www.rhbgroup.com/380/index.html

1. RHB,8 months, 3.83%
2. RHB, 5 months, 4.00%, but need CASA 20%.

Which one earn more?
not sure how to calculate
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1st one
2nd one EIR only 3.28% pa
Mr. Najib Razak
post May 17 2020, 03:58 PM

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QUOTE(babyscouts @ May 16 2020, 07:57 PM)
Good evening
May I know which bank still provide fd slip
Tq in advance
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CIMB as well
Mr. Najib Razak
post Jun 30 2020, 06:23 PM

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QUOTE(majorarmstrong @ Jun 29 2020, 10:57 PM)
i want to ask - possible to buy shares that give good dividend and stil dont have capital loss? no gain nvm but just want to make sure no capital loss saja
any suggestion?
as now the rate really headache
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blue chip stocks like maybank, cimb, airport, klccreit
all pretty stable and give good div yield
Mr. Najib Razak
post Feb 1 2022, 11:14 AM

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QUOTE(PJng @ Jan 28 2022, 04:14 PM)
Since too many page to read back, i did not search back
CIMB online FRIA-i 12 month 2.3% mean will only pay out when full tenure?
Not monthly pay right?
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yesh
Mr. Najib Razak
post May 14 2022, 10:23 AM

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guys
how do you guys place otc fd from 1 bank to another?
using banker cheque is the only way?
Mr. Najib Razak
post May 14 2022, 01:22 PM

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QUOTE(Human Nature @ May 14 2022, 11:36 AM)
Or rentas
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rentas need to have bank acc in the receiving bank?
or no need?
Mr. Najib Razak
post May 14 2022, 05:00 PM

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QUOTE(Human Nature @ May 14 2022, 03:07 PM)
Need. Transfer to the account.
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ahhh ok thank you so much thumbsup.gif
Mr. Najib Razak
post May 24 2022, 02:54 PM

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QUOTE(saintmikal @ May 23 2022, 05:50 PM)
Sidestep a bit,
HSBC is offering money at 1.88% p.a. from CC, max limit 95% of CC, max tenure 2 years.

So looking at it, the best offer seems to be (for now) the OCBC at 2.75% for 13 months. Nice way to make 0.89%or a little less (based on 1 year repayment) flipping. Hopefully, in a few more days, FD rates will go up and make it more meaningful.
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need to look at repayment schedule
and find out IRR
refer kclau website for more info
https://kclau.com/money-saving-tips/cash-advance/
cheers
Mr. Najib Razak
post Jun 10 2022, 09:04 AM

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QUOTE(aeiou228 @ Jun 10 2022, 08:37 AM)
Damn, yesterday another 61yo ex policeman kena RM20k. Same modus operandi from the previous cases, transferred to ewallet.
Some of the previous cases that I read was that bank claimed that the fraudulent fund transfers were legit transfers and bank don't responsible for the loss.
https://www.sinchew.com.my/20220609/%e9%80%...b9%9f%e6%b2%a1/

Just to share my own precautionally security measure to minimise the financial fraud.

1) turn off unknown sources installation on the phone.
2) set "view only" for FD accounts. (Not all online banking supported)
3) only set max transfer limit on need basis.
4) OTC FD placement if possible.
5) The most important of all, activate and enable APP Approve.

Please share if you have any suggestion to improve the security.
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Avoid installing apk apps
Or better
Switch iPhone haha
Mr. Najib Razak
post Jun 10 2022, 09:08 AM

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QUOTE(kimusu2002 @ Jun 10 2022, 07:53 AM)
hi

anyone rhb account holder here?

Their new UI (since a few months back) doesn't allow new FD placement, tried several times, anyone has the same issue?
user posted image
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Hi
May I know what’s the efd rate?

Mr. Najib Razak
post Jun 10 2022, 09:22 AM

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QUOTE(kimusu2002 @ Jun 10 2022, 09:13 AM)
2.73 sir
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Thank you so much
I got locked from my rhb haha
Mr. Najib Razak
post Jun 10 2022, 10:02 AM

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QUOTE(kimusu2002 @ Jun 10 2022, 09:13 AM)
2.73 sir
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RM0 RHB: Save in Term Deposit at RHB Branch to get 2.70%pa or e-Term Deposit via RHBNow to get 2.73%pa for 12mths by 26/6/22.T&C apply. Visit rhbgroup.com/s/27a

Is rhb spying on me?
Send me this sms 1 hr later XD
Mr. Najib Razak
post Jun 10 2022, 10:21 AM

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QUOTE(kimusu2002 @ Jun 10 2022, 10:06 AM)
Did you google search rhb or their efd recently?

if yes, then it's right that you would receive this
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Oh yeah I did
But I just search wor
Didn’t leave any contact details also
How did they identify me?
Mr. Najib Razak
post Jun 10 2022, 12:24 PM

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QUOTE(kimusu2002 @ Jun 10 2022, 10:38 AM)
automated SMS marketing platform integrated with google services la, don't worry about data leak, the marketing platform come from RHB and they already have ur phone number.
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Wah so advance now


Mr. Najib Razak
post Jun 13 2022, 05:58 PM

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Attached Image
Uob sri petaling new branch opposite epf
Have to open casa account for monthly interest credit
Staff super friendly
Mr. Najib Razak
post Jul 6 2022, 03:10 PM

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QUOTE(fabu8238 @ Jul 6 2022, 03:08 PM)
BNM raises OPR by 25 points to 2.25%
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Walao
Mr. Najib Razak
post Jul 8 2022, 12:07 PM

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QUOTE(Dyson Jin @ Jul 8 2022, 09:06 AM)
Affin eFD Promo sudah out

1 Month 2.0%
3 Months 2.48%
6 Months 2.73%
9 Months 2.75%
12 Months 3.05%
18 Months 3.05%
24 Months 3.15%

For PBB eFD campaign
[attachmentid=11195428]
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hi
may i know where do you click for the promo rate?
couldnt find in affin always sweat.gif
Mr. Najib Razak
post Jul 9 2022, 11:42 PM

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QUOTE(Dyson Jin @ Jul 8 2022, 12:16 PM)
Here is it..
[attachmentid=11195479]
[attachmentid=11195480]
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Thank you so much


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