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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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Mijac
post Feb 23 2018, 10:25 AM

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QUOTE(gilabola @ Feb 23 2018, 12:05 AM)
Wow...the definition of new to bank customer is quite restrictive.  Does this mean if all I have is a UOB Credit Card, I would not qualify?
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Seriously not qualify as new customer ?
Any confirmation on that ?
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Mijac
post Feb 24 2018, 06:23 PM

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Waiting to see when will it get to 4.40%
So far it touched 4.38% already.
Mijac
post Feb 24 2018, 07:50 PM

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QUOTE(kenny79 @ Feb 24 2018, 07:16 PM)
Uob have a promotion 4.48% for new user for few days...
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Thanks for the info.
This UOB promo is for opening new branch.
What I meant was the usual promo.
Things are looking up & fast for FD rates.

Mijac
post Feb 25 2018, 02:52 PM

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QUOTE(wyen @ Feb 25 2018, 01:11 PM)
I just placed my HLBeFD. Any idea how to view back to affirm that i already placed the amount thru HLB connect?
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Will be shown on your online account at HL Connect.
Mijac
post Mar 1 2018, 08:48 AM

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QUOTE(siawyent @ Feb 28 2018, 05:21 PM)
For the MiFD, you have to open a Savings account, right?  which type of account is good for just crediting interest?  I don't think I have many transactions to be done in OCBC.  If need to open savings account it will be just for the purpose of crediting interest.

The 360 savings is good in interest rates? any charges for this account?
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What Savings Account to open merely for crediting monthly interest for UOB & OCBC FDs?
Hope to get suggestion on which account to open.
Without annual fees if possible.
Do they have Basic Savings Account too , without fees?
Thanks!
Mijac
post Mar 6 2018, 03:09 PM

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QUOTE(Nom-el @ Mar 6 2018, 02:01 PM)
Today is the last day for the OCBC 4.38% p.a. FD promo. The new rate is 4.2%. p.a. for 12 months.
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QUOTE(kenny79 @ Mar 6 2018, 02:36 PM)
Still have the 4.38% on Ambank..
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Well, Ambank still 4.38%.
Hopefully other banks will offer higher rate soon.
nod.gif

Mijac
post Mar 7 2018, 06:04 PM

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QUOTE(bbgoat @ Mar 6 2018, 08:03 PM)
For AmBank, my relative has got 4.40% 12 mth FD placed. This one need to get approval from HQ. So can try to talk to the branch or your RM for higher than 4.38% 12 mth rate.  rclxms.gif

Heard from Penang OCBC RM that their 4.38% FD promo end tomorrow. So those in Penang one can try or call OCBC before u go there.  smile.gif
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Wow 4.40% !
Must have been a HUGE $$$ placement amount.

Mijac
post Mar 14 2018, 07:51 PM

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QUOTE(Human Nature @ Mar 14 2018, 07:23 PM)
Renewed FD at BR today, 12m 3.95%
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Why you opt for this, when there are better rates available in the market?
confused.gif hmm.gif
Mijac
post Mar 27 2018, 11:50 AM

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QUOTE(Deal Hunter @ Mar 27 2018, 11:46 AM)
AMB 4.4% min 10k FF 12mths (monthly payment of interest for senior).

Bank Islam 4.65% effective rate over 2 years. Step-up each quarter and payment of profit each quarter. 3.8, 3.9, 4.2, 4.5, 4.55, 4.6, 4.65 and 7%
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AmB fresh funds only or for renewal too?
Any further details?
Thanks.
Mijac
post Aug 1 2018, 07:13 PM

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QUOTE(unknown_2 @ Aug 1 2018, 02:36 PM)
http://www.bankrakyat.com.my/c/promocampai..._bank_rakyat-96

the T&C actually edi up 2day.
it's 4.5% for 11 months & like u said, 10k fresh funds, require u to open account, & no other catch.
sounds good.
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4.5% for 11 months straight ?
Not step-up anymore ?

Mijac
post Aug 2 2018, 07:14 PM

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QUOTE(unknown_2 @ Aug 1 2018, 11:05 PM)
yes, straight up 4.5% upon maturity.
no step up bullshit.
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Wow !
That’s great.
Thanks for info.
Mijac
post Jun 27 2019, 07:50 PM

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QUOTE(Wong Kit yew @ Jun 27 2019, 04:06 PM)
Looks like Bank Islam FD rates among one of the better one at the moment.
But promo going to end soon.
Mijac
post Jun 29 2019, 09:03 PM

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QUOTE(majorarmstrong @ Jun 28 2019, 05:33 PM)
do note that this cannot do online and must be over the counter
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Thanks for the reminder, but I’m fine with it over the counter.
Mijac
post Jul 9 2019, 01:34 PM

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QUOTE(Human Nature @ Jul 9 2019, 11:25 AM)
BNM meeting on OPR is today. Finger cross for no bad news
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Hoping no bad news too.


Mijac
post Jul 11 2019, 07:36 PM

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QUOTE(darkterror15 @ Jul 11 2019, 04:37 PM)
looking at current fd rate now so few offer more than 4%, still dont know it is good or bad move 3 years back i throw my saving to bsn 4.75% for 5 years, but no compound yearly. still 1 year plus before mature but good thing is i dont need to chase anynore fd promo
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QUOTE(darkterror15 @ Jul 11 2019, 04:46 PM)
3 years back, when the OPR went up 0.25, and now drop back 0.25. so the swing makes the different in fd rate. saw a guy mention about house loan and fd, my house loan is 4.1 for first 2 years then 4.25 the rest of the years because opr went down.

so my bsn fd actually is getting a better rate than my house loan, not many case like this but definitely can happen.

btw 4.75 is for 5 years, i wanted to put 1 year 4.5 but quota full already.. so yea
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Wow ! 4.75% !
Lucky & smart move to get it for 5 years.

Mijac
post Jul 18 2019, 08:12 PM

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QUOTE(csbong87 @ Jul 18 2019, 10:56 AM)
but what is CASA btw ?  biggrin.gif
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Current Account Savings Account.
Mijac
post Jul 23 2019, 07:04 PM

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QUOTE(muscaa @ Jul 23 2019, 01:46 PM)
Just put in FD Islamic at Affin Bank MyTown. Interest is 4.23% for 15mths. Excellent staff. Gotta open an Islamic saving account, then bank in all your FD cash through CDM there
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So need to open Savings Account first.
Thanks for info.
Mijac
post Aug 5 2019, 01:12 PM

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QUOTE(moxie15 @ Aug 5 2019, 01:05 PM)
Just placed 4% fro 6 mths at CIMB. Migrated funds from PBB upon maturity, transfer funds via rentas. 5 mins funds already in CIMB. PBB very lansi, originally asked manager can nego for a better FD rate but she said NO. Today while at the counter, she saw me again, and saw the significant amount moving out of PBB to CIMB (rentas), she rushed out half-heartedly and try to convince me to renew with PBB. I asked her is she can match, she still say her best is 3.6%, I say thanks and walked off to CIMB across the road.
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4% for 6 months at CiMB?
Need CASA ?
Pure conventional FD ?
Thanks.
Mijac
post Aug 19 2019, 07:01 PM

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QUOTE(korangar @ Aug 19 2019, 06:25 PM)
looking for 3 months and 6 months only. haha.
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6 months- cimb 3.9%
3 months- hlb 3.7%
Mijac
post Aug 24 2019, 11:09 AM

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QUOTE(saintmikal @ Aug 23 2019, 03:56 PM)
Just received a SMS from HLB approving my FDR to 3.95% for 6 months! Another few days to go. If it fails, then very simple - move it to another place like HSBC at 4%.
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You are lucky to get your FD approved from SMS.
So many failed to get it done though...

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