QUOTE(gilabola @ Feb 23 2018, 12:05 AM)
Wow...the definition of new to bank customer is quite restrictive. Does this mean if all I have is a UOB Credit Card, I would not qualify?
Seriously not qualify as new customer ?Any confirmation on that ?
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Feb 23 2018, 10:25 AM
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Feb 24 2018, 06:23 PM
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Waiting to see when will it get to 4.40%
So far it touched 4.38% already. |
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Feb 24 2018, 07:50 PM
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Feb 25 2018, 02:52 PM
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Mar 1 2018, 08:48 AM
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QUOTE(siawyent @ Feb 28 2018, 05:21 PM) For the MiFD, you have to open a Savings account, right? which type of account is good for just crediting interest? I don't think I have many transactions to be done in OCBC. If need to open savings account it will be just for the purpose of crediting interest. What Savings Account to open merely for crediting monthly interest for UOB & OCBC FDs?The 360 savings is good in interest rates? any charges for this account? Hope to get suggestion on which account to open. Without annual fees if possible. Do they have Basic Savings Account too , without fees? Thanks! |
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Mar 6 2018, 03:09 PM
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Mar 7 2018, 06:04 PM
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QUOTE(bbgoat @ Mar 6 2018, 08:03 PM) For AmBank, my relative has got 4.40% 12 mth FD placed. This one need to get approval from HQ. So can try to talk to the branch or your RM for higher than 4.38% 12 mth rate. Wow 4.40% ! Heard from Penang OCBC RM that their 4.38% FD promo end tomorrow. So those in Penang one can try or call OCBC before u go there. Must have been a HUGE $$$ placement amount. |
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Mar 14 2018, 07:51 PM
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Mar 27 2018, 11:50 AM
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QUOTE(Deal Hunter @ Mar 27 2018, 11:46 AM) AMB 4.4% min 10k FF 12mths (monthly payment of interest for senior). AmB fresh funds only or for renewal too?Bank Islam 4.65% effective rate over 2 years. Step-up each quarter and payment of profit each quarter. 3.8, 3.9, 4.2, 4.5, 4.55, 4.6, 4.65 and 7% Any further details? Thanks. |
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Aug 1 2018, 07:13 PM
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QUOTE(unknown_2 @ Aug 1 2018, 02:36 PM) http://www.bankrakyat.com.my/c/promocampai..._bank_rakyat-96 4.5% for 11 months straight ?the T&C actually edi up 2day. it's 4.5% for 11 months & like u said, 10k fresh funds, require u to open account, & no other catch. sounds good. Not step-up anymore ? |
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Aug 2 2018, 07:14 PM
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Jun 27 2019, 07:50 PM
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QUOTE(Wong Kit yew @ Jun 27 2019, 04:06 PM) Looks like Bank Islam FD rates among one of the better one at the moment.But promo going to end soon. |
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Jun 29 2019, 09:03 PM
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Jul 9 2019, 01:34 PM
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Jul 11 2019, 07:36 PM
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QUOTE(darkterror15 @ Jul 11 2019, 04:37 PM) looking at current fd rate now so few offer more than 4%, still dont know it is good or bad move 3 years back i throw my saving to bsn 4.75% for 5 years, but no compound yearly. still 1 year plus before mature but good thing is i dont need to chase anynore fd promo QUOTE(darkterror15 @ Jul 11 2019, 04:46 PM) 3 years back, when the OPR went up 0.25, and now drop back 0.25. so the swing makes the different in fd rate. saw a guy mention about house loan and fd, my house loan is 4.1 for first 2 years then 4.25 the rest of the years because opr went down. Wow ! 4.75% !so my bsn fd actually is getting a better rate than my house loan, not many case like this but definitely can happen. btw 4.75 is for 5 years, i wanted to put 1 year 4.5 but quota full already.. so yea Lucky & smart move to get it for 5 years. |
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Jul 18 2019, 08:12 PM
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Jul 23 2019, 07:04 PM
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Aug 5 2019, 01:12 PM
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QUOTE(moxie15 @ Aug 5 2019, 01:05 PM) Just placed 4% fro 6 mths at CIMB. Migrated funds from PBB upon maturity, transfer funds via rentas. 5 mins funds already in CIMB. PBB very lansi, originally asked manager can nego for a better FD rate but she said NO. Today while at the counter, she saw me again, and saw the significant amount moving out of PBB to CIMB (rentas), she rushed out half-heartedly and try to convince me to renew with PBB. I asked her is she can match, she still say her best is 3.6%, I say thanks and walked off to CIMB across the road. 4% for 6 months at CiMB?Need CASA ? Pure conventional FD ? Thanks. |
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Aug 19 2019, 07:01 PM
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Aug 24 2019, 11:09 AM
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