Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 May 26 2017, 02:47 PM
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#1
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QUOTE(jsflim @ May 26 2017, 02:29 PM) I only know e-fd maybank offer 3.83%, cant find any 4.1% 3.83% for 12 month 3.69% for 6 month... I sapu a few 6 month de cause 12 month for me not so worth.... But havent heard of 4.1% |
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Jul 25 2017, 09:31 PM
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#2
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9,333 posts Joined: May 2009
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Crap... Maybank 6 months deposit of 3.69% no longer available...
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Jul 26 2017, 03:09 PM
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#3
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QUOTE(jrrsim @ Jul 26 2017, 03:07 PM) confirmed? ya ytd kena cheated 3.05%... wan uplift also cannot in same day... |
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Jul 27 2017, 10:36 AM
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#4
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QUOTE(oneeleven @ Jul 27 2017, 12:31 AM) When the ad popped up for 3.8% I ticked the 12 month Islamic pay-up-front (mistake?) Yes. Cause early upliftment no penalties, just lose the 1~2 day interest.Result is only 3.1% Is it worth it to go through the early upliftment to change it? |
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Jul 27 2017, 10:40 AM
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#5
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QUOTE(Deal Hunter @ Jul 26 2017, 10:11 PM) Good news from Maybank. Previous lower promo replaced with new better promo rate. Strange dont see this on the Maybank2u website... only shows the e-FDI 3.69% promo...IFD-i/FD Ultra 6 6 months 3.9% minimum 10k fresh fund. Promo from 17 July to 17 August 2017. Is it over the counter only (which will suck) |
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Jul 27 2017, 11:42 AM
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#6
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QUOTE(ProxMatoR @ Jul 27 2017, 10:43 AM) Yeah I guessed that too... Either that, or the IT Dept is slow... hahaha eh but seriously 3.9% for 6 months I'm in... i have few maturing in 2 days so wanna whack this one  |
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Jul 31 2017, 09:40 PM
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#7
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QUOTE(ahpaul82 @ Jul 27 2017, 07:53 PM) [attachmentid=8996980] Yes I also saw this.... had a few FD matured 29th.,.. now dunno where to put... I lazy go counter and cannot do more then 6 months which by then I would need some funds.. Any news of new MBB promo? |
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Dec 12 2017, 05:28 PM
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#8
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Went to MBB counter (cause their 3.88% 3 months rate only applicable over the counter)... then they ask me to fill in 101 forms askign a bunch of question. I told them online never asked a single thing... they say is precedure... ok lor... i cancel all...
THe difference in interest for the 3 months is about RM150 only.. QUOTE(cybpsych @ Dec 9 2017, 12:33 PM) Looks good... I'll transfer my $$ over to RHB for this... screw MBB la... |
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Dec 12 2017, 06:35 PM
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#9
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QUOTE(acougan @ Dec 12 2017, 06:24 PM) Haha, got the same experience at rhb. Place fd otc for 1st time, fill up alot of forms, show mykad, fingerprint, etc for abt 30mins. FInger print, mykad etc is still ok...Place e-fd, use abt 3mins, haha. But I get a bunch of forms, need to know my salary, source of funds, some anti money laundering question, some US related question etc.... forget it.. I move the funds to RHB tonight. Just need a few days cause max transfer is 30k... |
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Dec 18 2017, 09:17 PM
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#10
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QUOTE(mrhseinpingq @ Dec 16 2017, 06:34 PM) Is it RHB 3 months, 3.44% promotion FD rate? RHB 3 months 3.88% seems to be over.. tried today no more option, only managed 2 placement before it expired... sad.Since no more easy 3 months option.. will be rolling mine in MBB online for another month... This post has been edited by MeToo: Dec 18 2017, 09:18 PM |
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Dec 19 2017, 12:09 AM
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#11
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QUOTE(mrhseinpingq @ Dec 18 2017, 09:31 PM) can ah, still can. I tried online this evening, no more that option wor...any idea Public Bank still doing promotion FD? |
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Dec 19 2017, 12:10 PM
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#12
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QUOTE(gsc @ Dec 19 2017, 06:38 AM) I dont understand why people wants RHB 3 months FD when Am bank is offfering 4.1% since Nov. Monthly interest if you are above 50. 1. Not keen for long term, 3 to 6 months best optionAm promo till 29 Dec or when reach 2 billions fund size 2. No account with AmBank, not keen on the hassle for 400ish bucks extra interest per year... 3. I've got quite some time to go before being above 50  |
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Feb 7 2018, 11:25 AM
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#13
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For those who wanted to lock in FD for long period 1yr or above, maybe reconsider.
Global market bubble every where, charts are all grossly overbought... US inflationary pressure, interest rate expected to increase 1998... 2008... 2018... If there is a global meltdown/correction, interest rate are likely to shoot thru the roof, in such a situation being locked down for 1~1.5 yrs FD is something we dont want to do.. |
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Feb 7 2018, 11:41 AM
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#14
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QUOTE(attentional @ Feb 7 2018, 11:37 AM) So it's better to place 4.28 for 8 months in HLB rather than 4.38 for 18 months rite? IF i have to choose between the 2.Then I'll take the 4.28. For a 100k deposit, the difference is only RM100 per year... |
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Nov 17 2025, 12:09 PM
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#15
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2 Months ago i placed quite a bit with RHB @ 3.45%...
Today I check they got 3.55% thinking of placing abit more.. Anywhere else got significantly better rates ka? |
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Nov 18 2025, 04:14 PM
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#16
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QUOTE(frequency @ Nov 17 2025, 11:50 PM) Std chart 3.75% but need min 300k 300k ok, but 3.75% vs 3.55% diffrence is about RM600 for 300k deposit, not big enough to warrant opening an account with SC sinc ei dont have one...If alrdy have SC account then 3.75 not bad |
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