That mean, can go counter withdraw the money WITH CHEQUE? Immediately can get the cheque or need few working day?

From what cimb cs told me, yes.

On whether can immediately get or not that im not sure

Haha 

OCBC dropped FD promo rate ?

no, i was in a similar saturation, it can't be divided upfront, but there were two options.

1. deposit into CA/SA first, then only place FD 3 biz days later.
2. place FD first, but split into multiple FDs accordingly, that gives the flexibility to uplift amount that you want to CA/SA 3 biz days later.

Why too long for single name efd? 1 year is quite short term horizon I believe, especially for something that you don't even need to be physically present to withdraw!

"Young man"  , we are always young, at least "young at heart" ! 

For me, I also has 2,3 and even 5 years FD. Even 5 yrs retail bond just bought last December. I think will can take care of any issues though joint account is faster for the dependents (to get the money). 

4.1% otc for joint name 12 months, is that for Preferred Customer or open to all ?
Thanks.

Is  E-FD eligible? seems like not appearing on my cimb page.

will they refund the money to me?i doubt so....
u think what will they do? warning? next time when wan withdraw,sure kena kaokao lo.....

I don't think they will refund the money to you either since you already agreed to open the normal savings account. If I were you, I would not have opened that account. I understand you did not want to go through all the hassle of queuing up again by going to another branch or coming again another day. The best they can do now is allow you to open another account, the basic savings account with no annual fee. Then, you would have two savings account to manage. I am not sure if they would allow you to close your existing account without penalty. Normally, if you close your account within the first 3 or 6 months, there would be a penalty. But since you were cheated by the staff, I don't know how that applies to you. I doubt you will want to go through all the hassle.

If the staff dares to make it difficult for you after making a complain, get the staff's name and make another complain. I understand that many people would not like to go through that kind of hassle but keeping quiet will only make their attitude worse. Sometimes, just getting the staff's name can do wonders. From "Apa pun tak boleh" suddenly become "Apa pun boleh".

Salute you for taking the trouble to complain to BNM. Glad to hear that you got the compensation.   If I remember correctly, the issue was with FD right? I think I read about it before in this forum but I do not remember the details. Btw, how do you quantify the compensation for opportunity loss and time wasted? Did you demand for a specific amount or the amount was determined by BNM or SCB?

got one staff from cimb call me
ask regarding the branch n the staff...
frankly say,i cant recall the staff name but i did tell them is cimb jinjang

then he say dunno who kinda hard to take action....
anyway,he call me back after he make a call to cimb jinjang
cimb jinjang branch manager told them that they got provide BSA as usual.....
what else to say?
dishonest n try to cheat customer la.....

the cimb staff ask me to go back the branch to close the saving account with annual fee.....the annual fee will be waive.....
then can open a BSA with them for the interest......
i wonder what will happen when i go back the next day for the BSA....lols.....sure alot black face....

You will need police report to pressure them to show you the CCTV footage.

CIMB BM called me. She said the 4.2% 12 mth for Preferred customer will be dropped/lowered next week.

She asked me any plan and she has to call HQ for approval to get 4.2% for me.

So, rush, rush if anyone has any plan for the CIMB FD promo. Call first to see if the 4.1% for normal customer or 4.2% for Preferred still available. 

what's CA? current a/c?