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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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SUSDavid83
post May 19 2017, 07:31 PM

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QUOTE(Limmf77 @ May 19 2017, 07:04 PM)
Went to Bank Muamalat Bangi today. Reach there 1.40pm, my mistake assume they open but only get to know they close every Friday from 12.30pm to 2.30pm. I needed to rush to settle other thing can't wait so I drive all back to Bandar Putri Puchong CIMB bank to do the FD. The older guy at the counter very efficient and spot on. No regret to put my FD in CIMB even the rate not as good as Bank Muamalat. 😊
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What is the rate for CIMB? Normal board rate?
SUSDavid83
post May 19 2017, 09:24 PM

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QUOTE(Limmf77 @ May 19 2017, 09:17 PM)
I get 4.1% for 12months, interest will be credit to my basic saving acc every month. If u are preferred customer u can get 4.2%.
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This is for the Unfixed FD?
Do they issue a FD cert?
SUSDavid83
post May 20 2017, 08:40 AM

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QUOTE(drbone @ May 20 2017, 08:34 AM)
Yup they do.
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Wondering if the Queensbay Mall branch perform any FD related activities today.
SUSDavid83
post Jan 26 2018, 09:52 PM

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QUOTE(Andrew Lim @ Jan 26 2018, 12:52 PM)
Does anyone know when will the new OPR rates take effect for eFD? The rates on Maybank and CIMB's websites don't appear to have been updated yet.
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February 2nd, 2018

URL: https://www.thestar.com.my/business/busines...rates-by-25bps/
SUSDavid83
post Feb 7 2018, 12:53 PM

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I got one SMS from UOB Ampang.
SUSDavid83
post Feb 7 2018, 01:00 PM

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QUOTE(#Victor @ Feb 7 2018, 12:59 PM)
I supposed they send out the SMS based on the home branch where ur account was opened?
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I don't have saving account or FD account with UOB.
Only UOB credit card.
SUSDavid83
post Feb 7 2018, 02:02 PM

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QUOTE(guy3288 @ Feb 7 2018, 01:50 PM)
economy must be bad plus BR balance left 1/3 from prev year,
but service still good- home delivery just now..
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BR sent those to your house? blink.gif

SUSDavid83
post Apr 4 2018, 07:43 PM

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QUOTE(doinkz_gaara @ Apr 4 2018, 07:26 PM)
Is it normal that we need two identification now to open a FD account? Bank Islam asked me for IC and license.
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Isn't that redundant?
I thought all the banks need is just NRIC for thumb print verification.

This post has been edited by David83: Apr 4 2018, 08:26 PM
SUSDavid83
post Apr 4 2018, 09:01 PM

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QUOTE(doinkz_gaara @ Apr 4 2018, 09:00 PM)
He say that they need 2 photo verification. Haha. That's when I also found out that my license expired lolol.
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What does 2 photos verification mean?
SUSDavid83
post Apr 5 2018, 07:30 AM

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QUOTE(doinkz_gaara @ Apr 4 2018, 09:08 PM)
Means 2 identification that have your photo in it.  sweat.gif  sweat.gif
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The new licence can port picture from the NRIC.
Both photos will be exactly the same.
What's the intention of this then? hmm.gif
SUSDavid83
post Jul 2 2018, 12:07 AM

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QUOTE(Wong Kit yew @ Jul 1 2018, 11:16 AM)
https://www.cimbbank.com.my/en/personal/pro...sit-latest.html
CIMB FD 12 months 4.3 pa starting from 1July until  30 September 2018 Min 10k Fresh Fund
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Fresh Fund only?
My salary goes into CIMB ... doh.gif
SUSDavid83
post Jul 2 2018, 12:23 PM

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QUOTE(newbiz2010 @ Jul 2 2018, 12:16 PM)
I renew my old fd with new fd rate
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OTC? And you get 4.3%?
SUSDavid83
post Jul 4 2018, 09:58 AM

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QUOTE
RM0.00 UOB Ampang: Visit us on Saturday 07/07/18 (10am-3pm). Enjoy 12 mths FD promo rates of 4.38%pa with min RM10k new funds. Info, call 03-42640222. T&C apply

SUSDavid83
post Nov 27 2018, 11:53 AM

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CIMB 6-month e-FD @ 4.5% is so convenient for me!
Bravo! rclxms.gif
SUSDavid83
post Nov 28 2018, 07:24 AM

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QUOTE(eddie2020 @ Nov 28 2018, 02:40 AM)
when expire for this promo
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I don't know.
I can't find the relevant info.
SUSDavid83
post Nov 29 2018, 06:39 AM

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QUOTE(fkinmeng @ Nov 28 2018, 11:36 PM)
this is for preffered only?
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I'm not a Preferred customer.
SUSDavid83
post Dec 18 2018, 05:32 PM

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Received a call from CIMB Maluri:

They're offering 6% for 3-month FD for Preferred customers.
But I'm not a Preferred customer.
She sure made a mistake.
SUSDavid83
post Dec 19 2018, 01:53 PM

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QUOTE(guy3288 @ Dec 19 2018, 01:52 PM)
Saw 6 month 4.5% FD here, i called my RM to put some .

She told me dont put all in FD, can get better return  open new Preferred Current Account PCA. RM10k get RM188 next month.

So i remove RM20k open 2 PCA accounts, will get RM188 x2 by 19.1.2019.then close PCA.
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Which bank?
SUSDavid83
post Dec 20 2018, 10:20 AM

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QUOTE(pwlow @ Dec 20 2018, 10:15 AM)
This 1 difference from previous promotion, I'm refer to eFD. this is OTC ?
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The UnFixed FD is OTC.

The previous promo for eFD has ended.

This post has been edited by David83: Dec 20 2018, 10:21 AM
SUSDavid83
post Dec 27 2018, 11:39 PM

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QUOTE(lavenzo @ Dec 27 2018, 11:02 PM)
hi for the cimb efd, i need to have a saving account first? i only have credit card..
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I believe so since you need to transfer the fund from a source which is usually CASA.

This post has been edited by David83: Dec 27 2018, 11:40 PM

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