Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
|
|
 Mar 28 2019, 10:13 PM
Return to original view | Post
#1
|
 
Junior Member
994 posts Joined: Mar 2019 
|
When placing fd with cimb.. it mention if amount more than 50k, need 2 officer to sign..
But sometimes.. my slip 1 officer sign.. So what is the reason for needing 2 officer to sign ? |
|
|
|
|
|
May 14 2019, 10:41 AM
Return to original view | Post
#2
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(bbgoat @ May 14 2019, 10:16 AM) CIMB eFD matured and auto renewed to 3.3%. Terminated it and transferred out. What is the best rate of fd promo in cimb now ? Called UOB, 12 mth 4.1% still on. With monthly interest. Going there later today.  3.3% i believe is not promo rate but board rate. I have some fund maturing on 15 may (tomorrow) |
|
|
May 14 2019, 11:39 PM
Return to original view | Post
#3
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(bbgoat @ May 14 2019, 11:06 PM) CIMB Islamic FD 12 mth 3.8% Yes, OTC. Have placed the UOB FD today 12 mth 4.1% monthly interest. |
|
|
May 14 2019, 11:40 PM
Return to original view | Post
#4
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(bbgoat @ May 14 2019, 11:06 PM) CIMB Islamic FD 12 mth 3.8% Goodness.. tat is very low for cimb indeed. Guess i will have to port out to bimb tomorrow or affin.Yes, OTC. Have placed the UOB FD today 12 mth 4.1% monthly interest. Uob also can consider becuz i need mthly interest Mod pls delete above wrong post |
|
|
May 22 2019, 10:40 PM
Return to original view | Post
#5
|
|
Junior Member
994 posts Joined: Mar 2019
|
Bank islam fd 4.4% 6 mth by far is the best i guess.
But got some restriction.. 1 time cannot more than 200k if not the manager need seek alot of approval and etc.. And will ask a lot of question to make sure ur money is from credible sources.. Confirm will ask genting money or not if u r chinese.. This is becuz the fd is islamic fd, so the fund cannot be from genting.. True story... |
|
|
May 23 2019, 11:40 AM
Return to original view | Post
#6
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(kirana86 @ May 23 2019, 09:11 AM) hye boomwick Ur IC..i interested to invest in fd for bank islam what are things i need to bring? can i just walk in to counter? Then ur driving license as well if amount is big Then something to proof ur source of fund if too big again. Other than that, no nid open basic saving acc, fd will do. And cash / banker cheque / personal cheque. U will sign some forms and a contract.. |
|
|
|
|
|
May 28 2019, 10:29 PM
Return to original view | Post
#7
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(mamamia @ May 28 2019, 04:25 PM) For BI, if no saving acc, we can transfer to other bank upon FD mature.. but, the officer said need other bank confirmation letter, may I know anyone experience this? Then just buy a banker cheque on your own name and settleSaving passbook also canβt use, must have letter from other bank.. |
|
|
May 30 2019, 12:01 AM
Return to original view | Post
#8
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(7498 @ May 29 2019, 11:58 AM) Does Bank Islam 6m 4.4% requires CASA? No nid. |
|
|
May 7 2020, 07:52 PM
Return to original view | Post
#9
|
|
Junior Member
994 posts Joined: Mar 2019
|
Hi all..
I nid some confirmation becuz i received a forwarded message from my friend on ambank rates Pls be reminded this is forwarded to me and i had yet to check the authenticity. Would like forumer to help me verify New FD board rate at Ambank as below: 1 mth FD@1.85% 3 mths FD@1.90% 6 mths FD@2.05% 9 mths FD@2.00% 12 mths FD@1.90% |
|
|
May 7 2020, 07:57 PM
Return to original view | Post
#10
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(GrumpyNooby @ May 7 2020, 07:55 PM) Correct! But these are board rates right Source: AmBank Portal (https://www.ambank.com.my/eng/rates-fees-charges) Not promo rates Promo rates shud be higher abit |
|
|
May 7 2020, 08:00 PM
Return to original view | Post
#11
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(GrumpyNooby @ May 7 2020, 07:58 PM) Your forwarded message mentioned board rate: Ah thanks.. very sharp eyes u have there..So.. Promo rate shud be able to see some above 2% to 2.5% ? |
|
|
May 23 2020, 11:25 AM
Return to original view | Post
#12
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(batsashimi @ May 23 2020, 09:31 AM) Agreed Hlb can get 2.65% if big amountAsking the real question here, im going to put my fd by monday, has been delayed for a week, so affin 2.88/6mth or hlb 2.6/3mth |
|
|
Dec 12 2020, 08:34 PM
Return to original view | IPv6 | Post
#13
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(joeblow @ Dec 11 2020, 01:50 PM) I got 2.5% for Islamic FD only. Managed to mixed in some existing fund too, they only agreed after my 3rd placements. Dam seriiusly? Which branch? I put in more than 200k and die die is 2.4 |
|
|
|
|
|
Nov 25 2022, 04:05 PM
Return to original view | IPv6 | Post
#14
|
|
Junior Member
994 posts Joined: Mar 2019
|
Anyone know of hlb otc got promo?
|
|
|
Dec 30 2022, 02:16 PM
Return to original view | IPv6 | Post
#15
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(kplaw @ Dec 27 2022, 05:38 PM) Just placed one fd at muamalat satok branch n was asked to participate in lucky draw n won a tefal blender! The lucky draw seemed to be sure win one as I glanced got about 4 big prizes beside a big jar with about 4 ping-pong balls for u to draw. Not sure if the lucky draw is for every depositor or they picked me because I complained about their service before π
I placed rm80k for the 3m 4% promo btw n they even asked me to come back for another deposit n another draw tomorrow! π How ulu only can get such? BWassup liked this post
|
|
|
Dec 30 2022, 02:17 PM
Return to original view | IPv6 | Post
#16
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(guy3288 @ Dec 30 2022, 01:05 PM) yeah i think is still same... only for Priority can get monthly interest for 4.5% FD 18 months Am priority need how much?Non priority customers cant open 4.5% FD OTC, but can take the Amb eFD 18month same 4.5% BUT 6 monthly interest |
|
|
Dec 30 2022, 02:22 PM
Return to original view | IPv6 | Post
#17
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(guy3288 @ Dec 30 2022, 02:21 PM) RM200k Ok thanks18mths 4.5 mthly really attractive |
|
|
Jan 9 2024, 01:58 PM
Return to original view | IPv6 | Post
#18
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(boyboycute @ Jan 9 2024, 10:44 AM) PIDM protect depositors. Under BNMWho protect PIDM,? Actually your fund also a portion use to pay pidm insurance. For example, if fd rate is 3.65.. (got protection up to 250k) If you tak mahu protection pidm, then can opt for TIA or FRIA can go 3.8 but no pidm insurance.. So basically bank use that margin pay pay those money market insurance This post has been edited by Boomwick: Jan 9 2024, 02:00 PM |
|
|
Jul 19 2024, 08:52 PM
Return to original view | IPv6 | Post
#19
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(virtualgay @ Jul 19 2024, 02:42 PM) FYI 4% MBSB Even give 4.5% i also will not go this bank with such record.the officer can visit you no need go branch provided you have mbsb account la Minimum 10k only within Klang Valley she said promo end by 31st July  |
|
|
Jul 19 2024, 09:42 PM
Return to original view | IPv6 | Post
#20
|
|
Junior Member
994 posts Joined: Mar 2019
|
QUOTE(gabkwong2 @ Jul 19 2024, 09:40 PM) Elaborate sir. The numbers dont lie. This Mxxx is the bank with Fd kena songlap by insider one totalling 20 over million..U want to have such heart attack ? Even though they say pay back.. but that moment when u check and ur fd disappear, maybe your heart attack will kill u first |
| Change to: |  0.0598sec
 0.61
 7 queries
 GZIP Disabled
Time is now: 12th December 2025 - 10:07 AM |
Quote