Honestly speaking. This stuff is harder than striking da ma chai

this one ER how much? Because if credited monthly... calculation will be diff?

MBB 4.28 pa.

is it only for premier holder?

yea. just checked it.
250k lol

can buy bond ad.

I remember last year cny promo wasnt that high. 50k iinm...

this year minimum also 100k. that's alot...

mbb promo usually won't more than 50k iinm.

they had.

100k 4.0 pa 12M
250k 4.28 pa 12M

chill.

I think they will have another promo for normal people like us haha.

I mostly look up on MBB FD rate more because they are more honest in stating the ER properly in the fact sheet.

But now they don't have for peasant people like me......

now they want at least 100k for 4.0 pa. and 250k for 4.28 pa.

how the hell I got 100k LOL

AVOID PLEASE. DONT FALL TO THE TRAP.

It's not even bond to begin with.

Alright 1st thing 1st, who the hell report me.
Next, what I said in the post I all correct. Let me explain

First of all this bundle thing should be couple with their fixed price fund - ASM or ASM2. Not FD. The fund mentioned above are giving 6% p.a with no SC at all. But maybe diff bank can have diff offer perhaps?

The one they offer based on your explanation is Variable priced fund. they have SC at 3.5% for SARA and 5.0% for EQ. And to make it clear, the one 5% is not bond, its EQ in KLCI. And the 3.5% is only max to 80% of it will invest in bond. Thus, its not purely bond too.

To earn back the SC, you must get the total return that is fast enough to cover the SC. If let say in one year they can have 6%pa, you only gain 2+%? And based on the track record, some other fund houses give better return tbh.

VP bundle with FD is a big no. Un less VP bundle with FP, well at least something better.

This post has been edited by [Ancient]-XinG-: Jan 15 2019, 09:45 PM

waa your RM so nice with you hor.

This post has been edited by [Ancient]-XinG-: Feb 14 2019, 08:41 PM