18 months 4.5% from Ambank just matured last month, miss those days..

If that's the case...

This one to lock up our fund at lower rate because next few months, rates going up... Maybe towards 4.3%?? Since now already got 4.1% offering in the market???

Hmmm.....

But OPR is maintain boss...
The interbank rate already up up??? 🧐
Because what I know, it's one of the factors too... Determine the FD rates...

FYI 4% MBB
the officer can visit you no need go branch provided you have mbsb account la
Minimum 10k
only within Klang Valley
she said promo end by 31st July

Anyone know whether Ambank have any promo for 12 months?

Ambank

Conventional FD
3-month @ 3.45% p.a. (fresh fund/existing/renewal)
6-month @ 3.60% p.a. (fresh fund/existing/renewal)
12-month @ 3.65% p.a. (fresh fund/existing/renewal)

Promo rate (Conventional & Islamic)
18-month @ 3.80% p.a. (Fresh Fund only)

Offer validity:
*22 July 2024  - 28 July 2024*

Anyone received the 4.5% interest from Hong Leong Bank promo few months ago?

You put fd 6 mths 10k at 7.15%

You must also put bsa 6 mths 10k at 0.25%

Overall effective rate 3.70%

Not worthwhile

I can't find Be U Bank at the PIDM list
https://www.pidm.gov.my/en/how-we-protect-y...em/member-banks

Be U Bank and Bank Islam are separate entities (just like Rize Bank and al-Rajhi Bank). Need to open an account at Be U Bank. Website: https://getbeu.com/

Debit card is optional - save on pesky annual fees. Savings account can leave zero balance. PIDM and all that good stuff. Probably the perfect bank for FD hunters. Get 4% without leaving your home! Syabas Bank Islam

Special thanks to sg8989 for bringing Be U to our attention. Apparently this promo has been running for almost a month since July 11.

Doing my FD at BI now. Why everytime they want to ask my money came from which bank?? Surely they can see from their system. Anyone encounter this before?

Say drug money....
Do you have to place FD immediately upon opening account? I have FDs maturing in another 10 days. Can i open first and place later?
KD branch. I said MBSB + Hong Leong today. Pass also.

next time said "Init duit donasi PAS!". Sure pass. 

You may withdraw the 20 MYR deposit afterwards. No need to keep any balance at BeU savings account.

Not sure about the interests and crediting frequency though. If it's daily interests...   (round - up)

I see.

Do you happen to know the rates for the Qard saving account? I check this page and the terms and conditions PDF, no mention of how many % p.a. earned for the Qard saving account: https://getbeu.com/product/Be-U-QSA

I placed Be U Term Deposit-i FD today. I notice that after I added the withdrawal account details (my own Be U Qard saving account), I can't change it anymore...

Imagine if the withdrawal account number is typed wrongly...

It also took me forever to generate the Be U Term Deposit-i certificates...

Not sure if you guys have the same issue.

After you set up the Term Deposit, there is an "Add Withdrawal Account" button at the bottom of the screen once you click into the individual term deposit. You can then choose the withdrawal account from a list of banks in Malaysia and be prompted to enter your bank account details. The button will then disappear once the withdrawal account is set up and it seems that it is applied uniformly to all term deposit accounts - you cannot choose different withdrawal accounts for each term deposit.

Of course if you read the T&C they say they will credit the principal + interests back to your Be U Qard saving account if you opened one earlier. But just to be safe, I manually specify my Be U Qard saving account as my withdrawal account and only then I realize this can't be changed... Probably have to call customer service to do so.

Hmm same case as yours, I opened BEU Qard SA first, transfer in the money then only proceed to place TD-i.

Just to clear up confusion, I am referring to maturity instructions, not source of fund for the term deposit.

For maturity instructions, the only option I see is the "Add withdrawal account" button in the term deposit page. (And I didn't know it uniformly applies to all other term deposits at BEU as well back then.)

I am not sure what will happen if you don't add any withdrawal account. One would guess according to the T&C that the money will be credited back to Qard SA, but the kiasi side of me wanna make sure everything is certain right from the start haha

See if there is any button at the bottom of your screen below (the red highlighted box, mine is empty because I added the withdrawal account already).

Yup. Finally someone confirmed my experience. Glad that we are on the same page.

I also checked back my FD and now confirmed that the certificates are available for viewing.

Now I don't know whether I have entered my withdrawal account number correctly or not...

I try uplifting one TD-i and place a new TD-i again but they never prompt me for a new withdrawal account.

Cham liao... 

Dangerous bank...