Went to alliance on Friday, no more 4% for Senior.

Any where else with 4% beside uob?

Actually they already feng shui-ed for you:

RM30k x 4.10% x 8 months (243/365) = RM818.88

But maybe not that figure in the end since hibah paid by Nov and the interest credits monthly =D

Im opening account at branch now..

Hmmm...it seem that the eHLB is congested.

EXPECTED - the capacity to handle the eFD thru the FPX processes and the effects of people rushing in last minute, error processes made by newbies, email notifications and printing problems. The system probably can handle somewhat less than RM 1 million per hour as shown by the uptake figures. 

Would like to ask if there any minimum amt to place for efd to enjoy the rate?

YES RM 10k is the minimum requirement.

Is the maturity period of this efd promo is 8mths means i can lift up on end of 8th month?

NO mention of continuation after 8 months. Assume the principal will go into your HL savings account connected to this eFD. Anybody know for sure about the small print on this?


Do i need to open fd account at branch to make the efd placement faster or it actually will generate over the eHLB?

NO NEED and won't help at all. Not like some other banks eFD where  you must have already opened a FD OTC before can do eFD.

Thanks

Agreed.

Thanks for the info..hmm...someone in office said if not done today, dont worry.  wait fot Tmr.......? Good news?

hehe, let's do silly dreaming >>> 4.88% tmr since all about feng shui'ed number

Oh...the non-working-day paid interest means a sum of additional interest over those who not paying on non-working-day?

How about HongLeong and Public Bank and CIMB?

Wonder whats the min fund for 60m - 4.30%

Anyone ?

By the way, I went over to MBSB, the counter girl said current promo is 4.05% for 12 months. Thought i saw in this forum some one mentioned 60 months 4+ %. She looked puzzle and said no such promo

Hi sifus, i see alot of good rates (4%++) being mentioned here from branch bank but I couldn't find any from official website. Do you go bargain with the bank counter/ service of the branch?

Assuming I have RM 40,000 for FD, should i try to bargain with the branch bank or just search for promotions available from official website?

try MBB if you have saving account

could be another step up FD offer? up to 4.5%.

I guess then I was "lucky" !

So far have not experienced problem with their moving to working day issue on FD maturity.

Just April month, I have 3 Mondays that the FD matured (moved to Monday). "Unfortunately" next Monday one turned out to be a NEW holiday. 

OCBC 15 mths 4% p.a until 31st Aug 2017

What are their rates?

for the member who ask regarding the effective day, frankly say i have no idea.....
i did upload the receipt for u to see......

for my case,i reach cimb around 3.45pm with my HLBB banker cheque.....
the branch manager got say maybe cant do it coz after 4pm they cant do verification.....
so i do not care about the effective date as long as i no need to queue again the following working day....

but as u can see my FD receipt,it show effective day is the exact day(i go on last friday 05/05/2017)
but the maturity is 06/11/2017...kinda weird coz normally FD maturity is 1day earlier(which suppose is 04/11/2017).....
i have no idea actually....mayb coz my turn reach after 4pm?so they cant do verification or other reason i really dunno.....