Welcome Guest ( Log In | Register )

65 Pages « < 33 34 35 36 37 > » Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

views
     
Human Nature
post Sep 12 2022, 03:05 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
With +0.25 OPR, Ambank FD promo +0.30. If +0.25 OPR in Nov, unlikely to see 4.00% by year end hmm.gif
Human Nature
post Sep 12 2022, 05:15 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(CommodoreAmiga @ Sep 12 2022, 05:09 PM)
Went to Affin TTDI today. Kennot. Even though I almost hit the minimum criteria currently. I say pump in another RM50k fresh fund can reach already. Also kennot.

TTDI rich man place. No gip shit to ikan bilis like me. sad.gif

But non-Invikta is 3.35% OTC. Still can put in I guess. Maybe tomorrow.
*
I met the aum, left my no for call back and still nada. Anyway, still okay because the branch here is far and hard to get parking for OTC invikta promo anyway. Affin eFD promo rate has been good for the past 2 years too.
Human Nature
post Sep 13 2022, 12:20 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(CommodoreAmiga @ Sep 13 2022, 12:18 PM)
Can meh? The CS didn't say this to me yesterday. Die die say must have 200K in existing AUM only then can get invikta.
*
That is for when you are already an Invikta member and your AUM goes below 200k

----------
Went to make another placement at Ambank. No promo for non-PB customer yet.

This post has been edited by Human Nature: Sep 13 2022, 12:25 PM
Human Nature
post Sep 13 2022, 12:35 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(CommodoreAmiga @ Sep 13 2022, 12:33 PM)
Oh, so if my AUM goes below RM200k, i need to put RM1000 in the Invikta account? It's a separate account? Coz i already have a saving account.
*
Correct
Human Nature
post Sep 14 2022, 10:05 AM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(Giant @ Sep 14 2022, 10:03 AM)
Any minimum fund to maintain in the account for AFFIN INVIKTA?
*
Refer to previous page

—————
Looks like ocbc is not in the FD game anymore
Human Nature
post Sep 14 2022, 11:15 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(gchowyh @ Sep 14 2022, 10:59 PM)
Just now went to place the 70 FD:30 CASA 4.1% pa. 6 months AM Bank promo for priority banking customers.

However, I have been given a hint that AM Bank might launch a eFD promo tomorrow or anytime soon but without any details of the promo, so will need to look out for it.
*
Should be this:
https://www.ambank.com.my/eng/promotions-pa...D-via-FPX-Promo

Shared from previous page.
Human Nature
post Sep 16 2022, 08:28 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(xortz @ Sep 16 2022, 08:16 PM)
Hello,

This is my first post in this thread.

I need an advise where to invest money RM200k - 12 months (or more) which i will get good return

Thanks 🙏
*
Can have a look at 12m Ambank FD, CIMB TIA or Affin FD. Details posted at previous 1-2 pages.

This post has been edited by Human Nature: Sep 16 2022, 08:29 PM
Human Nature
post Sep 18 2022, 02:46 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
Here we go again. Please stick to the topic.
Human Nature
post Sep 18 2022, 03:43 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(cherroy @ Aug 10 2022, 03:51 PM)
This thread mainly cater for FD rate issues and refrain from OT too much.
Thank you.
*
Hi, time to clean up the thread again. Thanks
Human Nature
post Sep 19 2022, 08:49 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
That is a how a good FD-CASA bundle promo is done, giving unbeatable effective rate. Not after bundle, get chapalang effective rate.
Human Nature
post Sep 19 2022, 11:35 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(download88 @ Sep 19 2022, 11:31 PM)
Any basic account for mbsb? Tried search only found this, Wise Saver Savings Account-i. Not sure has any annual fee incurred or not.
*
All banks are required to offer a BSA.
Human Nature
post Sep 20 2022, 10:40 AM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(mkteng @ Sep 20 2022, 10:34 AM)
Hi all, I am new in this topic. Can use personal cheque to immediate make the Fixed Deposit placement over the counter (without waiting the cheque clearance) ? I am assuming already have the saving account and fixed deposit account with that bank.
*
Some banks like Bank Rakyat and Affin (based on past posts) require it to be cleared first.
Human Nature
post Sep 20 2022, 11:37 AM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(mkteng @ Sep 20 2022, 10:45 AM)
Hi, thank you for your comments/advice. Seem now the highest interest rate is MBSB Bank. Did we need to consider the security of MBSB Bank to prevent fund being hack ?
*
I have no experience with MBSB. As you can read from the many posts above, seems to be okay with fellow forumers.
Human Nature
post Sep 20 2022, 02:12 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
Those going for 6m can consider this bundle from Ambank
user posted image
Human Nature
post Sep 20 2022, 05:52 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(Max204 @ Sep 20 2022, 05:39 PM)
if I would like to place rm200k for 6 months, which best offers best?

i plan to go for AmBank as I read the MBSB withdrawal limited to 30k a day
*
Its online transfer out is limited to 30k per day, not withdrawal. Even for Ambank, it is 50k per day. So for 200k, just use rentas or cashier order to transfer out.
Human Nature
post Sep 21 2022, 10:59 AM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(no6 @ Sep 21 2022, 09:42 AM)
may i know is this otc ? can't seem to enter the code via online placement
*
Should be OTC
Human Nature
post Sep 21 2022, 03:19 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(??!! @ Sep 21 2022, 02:28 PM)
May I ask, how to set to 50k daily limit for OCBC online?
Mine only max 30k.
Asked my RM before,  said max 30k
*
Mine is 50k too. Have you checked the limit setting at online banking?
Human Nature
post Sep 21 2022, 08:14 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(adele123 @ Sep 21 2022, 07:54 PM)
Ini theory saya pun tahu. But abit surprised by the general sentiment in this FD thread. Haha. Anyway, i did place the 3.5% with ambank already.

But fyi everyone. Open eflex ambank will kena rm12 debit card issuance fee. That is the description la. I am expecting no annual fee. Min balance rm20. Cost of "doing business" with ambank is rm32. Online account opening very easy, not 100% smooth need to retake selfie but 3.5% worth it la.

Follow sifu here deposit rm300 hope to get the cashback rm10. Dunno within the first 1000 person.
*
For me, still on bersyukur mode after weathering the past 2 years with crappy rates. So 3.5% is attractive biggrin.gif
Human Nature
post Sep 21 2022, 09:44 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(BWassup @ Sep 21 2022, 09:34 PM)
Attractive 6 month rates for those preferring tenor less than 12 months. biggrin.gif
I couldn't find this promotion on AmBank website tho. Googling also not able to find it. Could you post the Ambank link here?
Thanks!
*
I snapped the photo at the branch itself. It is OTC, i believe, so just show to them.
Human Nature
post Oct 1 2022, 06:42 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(mrhseinpingq @ Oct 1 2022, 06:10 PM)
Does FPX need to be same bank account name for both?
*
Yes

65 Pages « < 33 34 35 36 37 > » Top
 

Change to:
| Lo-Fi Version
0.0615sec    0.51    7 queries    GZIP Disabled
Time is now: 14th December 2025 - 11:01 AM