Need fresh fund or renewal can?

Tot Ambank was 3.2% for 12 mths?

Affin is 3.15 bro, ambank from previous posting shared is 3.2%... so just to reconfirm for ambank... is it 3.2%?

If u have AmBank CASA of 10k, then ok already. But if not, I think they just want to make sure your CASA has 10k there at time of placement. So u can xfer in 10k and use cheque or other means for the FD placement.

To be 100% sure, maybe can check with AmBank, your RM etc.
Bro, Affin and AmBank. Please check my post again !

Ambank FD especially those promote rates can be done online? Dont have any Ambank Saving account yet. If everything can be done online then would be good.

This new rate after the opr increased?

Need to placed at least rm200K in fd then qualify?

sifu, what are the bank suggested to open FD acc?can apply online or must go visit branch.

let say i have rm60k wish to do FD for 6months.
i only have MBB saving acc.

Anyone facing such situations before?

Placed AMB FD otc in a city. Then due to some matter, have to live in another city and unable to return to original branch for fd withdrawal for the time being. Possible to bring the FD cert to other AMB branch for withdrawal/renewal?

10K CASA is not earmarked and tied-up but was advice by teller to keep for a day and move out only on the second day.
Anyone here move out the 10K on the same day immediately after placement?

loss one day of interest? no much right?

But banks are moving towards more automation based services. Very rare to have banks going back to old methods. Can foresee all will be online.

Anyone placed FD in Ambank recently? Did you find any peculiarity in the placement date and maturity date?

Eg. 12 months FD placed on 22Jul matures 24Jul 2023? Is this normal for Ambank?
For other banks, its usually same day/month next year.

Sorry for noob question. Within Maybank, why Islamic FD can offer so much higher than normal FD? Any disadvantage of having Islamic FD?
Given the higher interest, I plan to switch all my normal FD (2.20% for 6M) to Islamic FD (2.75% for 6M) upon maturity... is it advisable to do so (or any hidden T&C behind?)?

Thanks in advance

I have placed Islamic FD in several banks and treat them the same as conventional. Received the interest based on the stated rate.
https://www.imoney.my/fixed-deposit-islamic