Welcome Guest ( Log In | Register )

65 Pages « < 30 31 32 33 34 > » Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

views
     
Human Nature
post Jun 1 2022, 04:12 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(Optimus7 @ Jun 1 2022, 01:27 PM)
Affin bank OTC
12mths 2.85%p.a
Min 10k fresh funds
*
This is available online too smile.gif
Human Nature
post Jun 1 2022, 05:40 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(TheEquatorian @ Jun 1 2022, 05:08 PM)
OCBC back to not wanting deposits. Any news on CIMB or SCB?
*
None from Cimb so far. No idea about SCB.
Human Nature
post Jun 2 2022, 12:44 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(bbgoat @ Jun 2 2022, 12:05 PM)
I did not encounter any issues on last year for those renewed vis WhatsApp. Already terminated some of them last 2 weeks or so.
Unfortunately they dropped it. Now looks like going to UOB 12 mth 2.75% with monthly interest. Though Affin is better, but have to avoid too much eggs in same basket. Also Affin new system not sure OK already ? Last week some customers waited for 2 or 3 hrs !
*
I guess they forgot to erase the uplifted cert from the system as I can still see them online. Will just ignore it as physical certs are all in order.

I did Affin yesterday via eFD for 12m. I am hoping for BR to revise their promo rate very soon as having few certs maturing in mid-June. Else, will go for UOB too; same concern as yours, need to spread out. Furthermore, not having a joint account in Affin.

Back to 12m placcement for me. Short term tenure are tiring.
Human Nature
post Jun 2 2022, 02:37 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(TheEquatorian @ Jun 2 2022, 01:06 PM)
When are the monetary policy meetings for 2022?
*
1st 19-20 Jan 2022 (Wednesday-Thursday)
2nd 02-03 Mar 2022 (Wednesday-Thursday)
3rd 10-11 May 2022 (Tuesday-Wednesday)
4th 05-06 Jul 2022 (Tuesday-Wednesday)
5th 07-08 Sep 2022 (Wednesday-Thursday)
6th 02-03 Nov 2022 (Wednesday-Thursday)
https://www.bnm.gov.my/monetary-stability/mpc-meetings
Human Nature
post Jun 5 2022, 08:57 AM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(bcombat @ Jun 5 2022, 02:42 AM)
There are two sections in KDI digital app:

- KDI investing - something quite to similar unit trust. Price change daily.

- KDI save a something similar to high yield saving account.

It is regulated by securities commission. I believe the trust acc funds in stock trading firm is not govern by PIDM. But no one ever complaint the securities firm lose/ steal the money they have deposited in the trading trust acc, right?

If you do want to place money into KDI save, Familiar with the app first until you feel comfortable.
*
Wrong thread
Human Nature
post Jun 8 2022, 11:57 AM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(N9484640 @ Jun 8 2022, 11:09 AM)
Is it true that most banks now requires that FD interest be deposited into savings account instead of adding on to the principle amount? Affin wont let me plough back the interest when renew time

Sorry if this is something old and already discussed earlier. Being out of touch
*
No, depends on the bank or promotion's T&C. Your Affin is OTC or eFD?
Human Nature
post Jun 8 2022, 12:09 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(N9484640 @ Jun 8 2022, 11:59 AM)
OTC.
eFD can plough back no problem
*
No experience with OTC. Perhaps others can chip in.
Human Nature
post Jun 8 2022, 02:01 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(Micky78 @ Jun 8 2022, 01:29 PM)
when is the next review.. another 2 mths?
*
QUOTE(Human Nature @ Jun 2 2022, 02:37 PM)
1st 19-20 Jan 2022 (Wednesday-Thursday)
2nd 02-03 Mar 2022 (Wednesday-Thursday)
3rd 10-11 May 2022 (Tuesday-Wednesday)
4th 05-06 Jul 2022 (Tuesday-Wednesday)
5th 07-08 Sep 2022 (Wednesday-Thursday)
6th 02-03 Nov 2022 (Wednesday-Thursday)
https://www.bnm.gov.my/monetary-stability/mpc-meetings
*
Human Nature
post Jun 9 2022, 10:07 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(aeiou228 @ Jun 9 2022, 10:04 PM)
Guys, this few days saw few cases of money missing from bank account reported in chinese news media. I guess the old fashion way OTP placement OTP withdrawal is still the safer option.
*
You mean OTC biggrin.gif
Human Nature
post Jun 10 2022, 01:26 AM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
So far which banks have reported FD cases?
Human Nature
post Jun 12 2022, 02:08 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
Apart from UOB, is there any other banks that allow one to place FD OTC but uplift and transfer online?

Correct if I am wrong, not possible to do so with CIMB, BR, OCBC. Can't recall if possible with Ambank.

This post has been edited by Human Nature: Jun 12 2022, 02:09 PM
Human Nature
post Jun 13 2022, 11:28 AM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(cybpsych @ Jun 13 2022, 11:14 AM)
exactly same question just 1 day before  doh.gif

one of the reply above your post
*
Haha I think he is replying to my query
Human Nature
post Jun 24 2022, 11:53 AM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
RM0 OCBC: Enjoy 2.65% p.a. on a 13-month FD/-i with minimum RM1,000 in fresh funds. Promo valid until 6 July 2022. Call your RM to find out more. T&Cs apply.
Human Nature
post Jun 28 2022, 02:02 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
I might uplift certs placed in the last couple of weeks and make new placemenst if the rates are favourable after the hike
Human Nature
post Jun 28 2022, 08:38 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(bbgoat @ Jun 28 2022, 08:07 PM)
Depending on when new FD promo takes place, will be calculating the difference vs the "loss". Those FD placed recently will be the "candidates".
*
What happen to the monthly interest already credit to CASA when withdrawan prematurely? Do we get to keep them?
Human Nature
post Jun 29 2022, 12:26 AM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(kit2 @ Jun 28 2022, 11:30 PM)
anyone knows what are the latest promo rates for bank rakyat?
*
Still the same

2.6% 12m
2.8% 24m
Human Nature
post Jun 30 2022, 02:00 AM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(BrookLes @ Jun 30 2022, 01:04 AM)
What is the frequency of those meetings 3 months?
*
https://www.bnm.gov.my/monetary-stability/mpc-meetings

1st 19-20 Jan 2022
2nd 02-03 Mar 2022
3rd 10-11 May 2022
4th 05-06 Jul 2022
5th 07-08 Sep 2022
6th 02-03 Nov 2022
Human Nature
post Jul 6 2022, 04:33 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(bbgoat @ Jul 6 2022, 04:11 PM)
I think their "current" promo is even before May OPR increase. I have been withdrawing FD's from them since May OPR increase.

Hoping they can have good rates as what they have done in the past. Maybe even nego rates. But it looks like for past 2 mths, they don't really need to hold on to FD deposits of their customers.
*
in my previous withdrawal, the staff kept remindiing me to bring back the money when there is a new promo. At least 3 times. She said one of the reason BR did not offer a new promo is that their 2 years rate is still among the highest then. So when other banks start to offer a new rate this round, pretty sure BR will try to top them.
Human Nature
post Jul 6 2022, 05:24 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(ManutdGiggs @ Jul 6 2022, 05:19 PM)
*Ambank Special Empowerment Deposit Drive* 🔥🔥🔥
*7 Jul - 31 Jul* *APPLICABLE FOR both ISLAMIC TD-i & CONVENTIONAL FD*

*6 months @ 2.80% p.a*

*9 months @ 2.90% p.a*

*12 months @ 3.20% p.a*

Offer validity:
*valid till 31 Jul 2022*

*Valid only for AmBank Priority Customer*

Is ambank the first to hoot promo?
*
Wow, that is quick. 3.2% is thumbup.gif Need to check T&C further if it is simple FD. Ambank likes to tie with CASA.
Human Nature
post Jul 6 2022, 09:34 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(gjl.12 @ Jul 6 2022, 09:09 PM)
Oh wow, are there any minimum balance requirements for the 12 months tenure one?
*
Not much info yet. Need to see T&C

65 Pages « < 30 31 32 33 34 > » Top
 

Change to:
| Lo-Fi Version
0.0580sec    0.84    7 queries    GZIP Disabled
Time is now: 12th December 2025 - 10:58 AM