QUOTE(lowya @ Aug 17 2021, 09:05 AM)
Are you referring to the one tied with CASA?Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Aug 17 2021, 10:55 AM
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#501
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26,524 posts Joined: Jan 2003 |
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Aug 17 2021, 11:58 AM
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#502
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QUOTE(lowya @ Aug 17 2021, 11:25 AM) thanks for pointing out. Yup, I didnt do the calculation but at a glance, it will be lower.https://forum.lowyat.net/index.php?showtopi...ost&p=101976363 Ambank CASA 2.88% effective rate shd be lower than BR true 2.78%? |
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Aug 18 2021, 11:43 AM
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#503
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QUOTE(lowya @ Aug 18 2021, 09:57 AM) https://www.bankrakyat.com.my/d/campaigns/c...0Conditions.pdf They have the same clause during the promo last year too. I doubt they bother la.do u know if they accept NEW customers too for this 2.78% 18m FD? |
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Aug 18 2021, 12:56 PM
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QUOTE(lowya @ Aug 18 2021, 11:49 AM) u mean they accept new customers too for this promo? Interesting, someone posted this last year.hope someone with BR contact can share. However i'm already hesitant in view of the already pathetic rate plus the funny clauses. QUOTE(batsashimi @ Jun 16 2020, 12:09 PM) |
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Aug 30 2021, 08:28 PM
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QUOTE(mrhseinpingq @ Aug 30 2021, 07:41 PM) I am having "True Savers Account" with AM Bank. Yes to both questionsI have the following question: 1. Am I consider "Individual Customer" as customer type, and hence, 2.75% 2. So I go to branch and open RM 8,000 as FD/TD-i at 2.75% 9 months, and keep RM 2,000 in my "True Saver Account"? |
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Aug 31 2021, 02:00 PM
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Anyone know if BR is extending the promo rate or has a new one? Have one maturing on 1st sept
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Aug 31 2021, 03:11 PM
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#507
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QUOTE(steadypong @ Aug 31 2021, 03:08 PM) No account with Bank Muamalat. If no promo rate for BR, back up plan gonna be Affin 12m 2.5%, provided it is also not ended yet. Just checked, my BR branch is close tomorrow and just my luck, that is my only cert with instruction credit everything to SA upon mature. So yay! Now need to find a new home. This post has been edited by Human Nature: Aug 31 2021, 04:38 PM |
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Sep 1 2021, 09:15 AM
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My BR cert renewal instruction is Transfer to Account, but at online portal is shown as auto-renewed
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Sep 1 2021, 09:43 AM
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#509
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On another note, Affin 12m 2.5% promo rate is still shown at the online portal. Didn't proceed to confirm that still can make placement.
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Sep 1 2021, 12:09 PM
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Sep 1 2021, 12:42 PM
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#511
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Sep 1 2021, 03:30 PM
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OCBC Sept promo
6m @ 1.85% Existing Funds 6m @ 2.10% Fresh Fund Min placement of RM1,000 This post has been edited by Human Nature: Sep 1 2021, 03:49 PM |
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Sep 1 2021, 05:52 PM
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QUOTE(Deal Hunter @ Sep 1 2021, 05:07 PM) Interesting. I always wanted Bank Rakyat to credit principal to my SA on maturity, but the bank staff always say cannot. So far for me, only the interest can be instructed to credit to SA each month periodically or at maturity. Would be nice if BR can change. Still cannot credit to SA even though it is stated as such at online portal. Instead, it got renewed as board rate. So same old.The Bank Muamalat promo is a eFD? That would be some progress into eFD from OTC only last time. If got no internet with Bank Muamalat, maybe have to go and set up things first time or no need? I already have a Bank Muamalat SA with internet from the last best promo at BM. Luckily kept it alive and active to handle this sort of occasions. Now just have to scrape together some money and try if there is no better rate. Any one have been able to place online yet for this BM promo? Any pointers on the experience? Cant comment on BM as no experience with the bank. |
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Sep 2 2021, 10:54 AM
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Sep 2 2021, 11:04 AM
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QUOTE(rocketm @ Sep 2 2021, 10:57 AM) I notice that BR, BM, AB maybe others are consistently having promo on eFD higher than PBB and HLBB. You can forego MBB as they seldom come out with promo. The other 3 banks have eFD promo here and then, but I think currently HLBB has a better offer. Check it out.I only have MBB, RHB, PBB and HLBB. Which one worth to open an online saving account to get better eFD rate? TIA. |
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Sep 2 2021, 11:21 AM
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QUOTE(rocketm @ Sep 2 2021, 11:09 AM) Yup, HLBB has 12, 18, 24 months for 2.40%. Ah okay, I got your meaning. BR tend to have higher rate when they are having promo; like now they have no promo though. Ambank will have good promo here and then, but sometimes they like to bundle it with CASA which lower down the rate. I have no experience with BM or MBSB, but both are worth checking out.Other banks seem like having higher rate and always. Just want to know if able to open an online saving which one will be the next choice. The above are my summary, hard to pinpoint just 1 bank as it depends on promo rate and other factors like PIDM or not. Note that BR online banking is practically just to transfer money in and out, they dont do eFD. This post has been edited by Human Nature: Sep 2 2021, 11:22 AM rocketm liked this post
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Sep 2 2021, 02:13 PM
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QUOTE(cclim2011 @ Sep 2 2021, 01:51 PM) I agree on this. In fact, I moved my BR to Affin today, efd |
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Sep 2 2021, 02:39 PM
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QUOTE(rocketm @ Sep 2 2021, 02:37 PM) I just chat with Affin bank CS. Tips, you can open BSA with no fee and no debit card. Allows you to place eFD too. rocketm liked this post
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Sep 2 2021, 03:13 PM
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QUOTE(mamamia @ Sep 2 2021, 03:11 PM) R u moving the fund via IBFT? Duitnow instant transfer from BR and OCBC SA to Affin SA. Didn't face any problem. Around noon.I try to move fund from other bank to Affin Bank, keep showing unsuccessful, wonder is it affin bank duitnow koyak, try from Ocbc and Scb also failed |
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Sep 2 2021, 03:29 PM
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QUOTE(mamamia @ Sep 2 2021, 03:28 PM) just try again and manage to transfer now... Maybe they set it such way? I did conventional FD, conventional SABut, I've another issue when placing the FD, it shown error that Transaction not allowed for this branch. It seem that only islamic saving acc can enjoy the islamic FD promo... My saving acc is conventional... |
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