Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Oct 30 2018, 04:41 PM
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#41
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Junior Member
515 posts Joined: Jan 2003 
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QUOTE(fairylord @ Oct 30 2018, 04:30 PM) Bro, what browser you used. I changed 3 devices using chrome also can't access, it just kept loading on after key in password I just logged in 5 minutes ago using Firefox and made successful placements.Update, just tried with IE, same issue  |
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Oct 30 2018, 09:57 PM
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#42
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Junior Member
515 posts Joined: Jan 2003
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QUOTE(lowya @ Oct 30 2018, 09:38 PM) you all are welcome. Thanks heaps bro! |
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Nov 2 2018, 03:33 PM
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#43
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Junior Member
515 posts Joined: Jan 2003
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QUOTE(aeiou228 @ Nov 2 2018, 03:14 PM) I login via mobile portal, can't find the 4.5% promo. You use desktop web portal ? Login using this link: https://www.cimbclicks.com.my/clicks/#/wps/...FdPlacement?r=1 |
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Nov 5 2018, 09:36 PM
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#44
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Junior Member
515 posts Joined: Jan 2003
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QUOTE(BoomChaCha @ Nov 5 2018, 09:08 PM) Are you aware that if you place today, 6 months from today, it falls into 5 may 2019, that is Sunday. For both Public Bank and Ambank FDs which mature on weekends, the bank staff will manually calculate and credit weekend interest for you when you withdraw on Monday if you remind them to do so. If you don't, they'll just 'eat' your interest.I do not think CIMB will pay interest on Sunday, so we will lose one day interest. Most banks eat our money like this, this is not fair to FD depositors. Why nobody complains to bank negara? My FD was due on last Saturday with Public bank. Public bank called last Friday to see if I want to renew, if renew on Monday (Today), then new FD can back date to 3 Nov 2018, if I want to withdraw FD, Public bank will pay on Saturday & Sunday (total 94 days). I did not renew and I placed 4.5% for 6 months in CIMB. Just now I came back to calculate, Public Bank did not pay Saturday & Sunday, they paid only 92 days interest. So Public Bank ate me 2 days interest.  Last time Am bank also ate me 2 days interest (Saturday & Sunday). If housing loan and car loan payments due on Sunday, can loan borrowers make payment on next day (Monday)? Bank will say you can make payment in ATM machine... On 29 Oct (Monday) when I withdrew my PBB FD which matured on 27 Oct 2018 (Saturday), I forgot to remind staff to calculate weekend interest and true enough they didn't. So I emailed PBB CS and got a reply on that night itself from HQ saying I'm entitled to weekend interest and forwarded my email to the PBB branch manager. The manager called me the next morning stating there's no weekend interest so I quoted from the HQ email which stated all FDs maturing on weekends are entitled to weekend interest. On top of that, I told him I've been banking with PBB for a long long time and FD weekend interest has always been calculated manually and credited to my SA. He said he'd check on it and called me back in the afternoon saying they'll refund me the weekend interest. The following morning, PBB staff called to inform me weekend interest has been credited to my SA. So BoomChaCha if you shoot them an email, they'll definitely refund you the interest. This post has been edited by starry: Nov 5 2018, 09:38 PM |
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Nov 7 2018, 08:02 PM
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#45
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Junior Member
515 posts Joined: Jan 2003
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QUOTE(lamode @ Nov 7 2018, 06:02 PM) one question for maturity date falls on weekend. my case is with ambank, but keen to know for other banks as well. From my experience, both Ambank and PBB don't pay weekend interest if you withdraw on Tuesday or thereafter. But still, no harm trying to ask for it 3rd and 4th Nov is weekend, and the maturity is on 3rd nov. it’s clear there will be interest for 3 and 4 nov if i uplift on monday, 5 nov. what if i uplift it from 6th onward? will i still get interest for the weekend mentioned above? sandkoh starry guy3288  |
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Nov 16 2018, 02:59 PM
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#46
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Junior Member
515 posts Joined: Jan 2003
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QUOTE(Deal Hunter @ Nov 16 2018, 02:07 PM) At CIMB, 4.6 % p0m6 minimum 10k. 4.3 % p0m12 minimum 10k. Rate maintain or change on each Monday.  Is this promo available at all CIMB branches? |
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Jan 10 2019, 08:25 PM
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#47
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Junior Member
515 posts Joined: Jan 2003
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QUOTE(Deal Hunter @ Jan 10 2019, 07:06 PM) OTC FD recorded effective on at Tuesday 8 January 2019. Base survey for comparison against any changes for Chineses New Year promo and after. If I'm not wrong, Public bank FD pays monthly interest.PUBLIC p0m12 4.2% Min 10k FF Conventional. End not specified. p0m12 4.3% Min 10k FF Islamic. End not specified. https://www.pbebank.com/pdf/Promotions/tc_2fdtd1218-eng.aspx TNC 3.9 The PLUS FD interest / TD-i profit (whichever applicable) will be credited monthly into the Eligible Participant’s designated CASA / CASA-i in accordance to PBB / PIBB’s standard operational rules for crediting of PLUS FD interest / TD-i profit (whichever applicable) to CASA / CASA-i. This post has been edited by starry: Jan 10 2019, 08:26 PM |
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