Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Oct 30 2020, 06:24 PM
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#301
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1,624 posts Joined: Apr 2011 
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QUOTE(Human Nature @ Oct 29 2020, 10:16 PM) How do you get that - Does the SA bear any interest? SA has interest. Can't remember the detail calculation. The Am person is on leave today.My calculation is 2.086 with 0% interest for the SA portion... maybe I am just lousy at maths   Human Nature liked this post
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Oct 30 2020, 07:45 PM
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#302
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1,624 posts Joined: Apr 2011
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QUOTE(bbgoat @ Oct 11 2020, 08:39 AM) For the above quoted rates, please call your MBSB branch to confirm. I got these based on some nego with the MBSB branch. I thought banker cheque will be treated differently. Long waiting. If I knew earlier I would have probably IBG or rentas the fund. Or may be just renewed at Uob, 9 months 2.25%.U may be able to get even better rates, do let us know. Also remember MBSB require funds to be available for FD placement. Cheques need to be cleared before FD placement (eff date). Today bank in cheque, Tuesday only can open the FD accounts. |
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Nov 3 2020, 07:41 PM
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#303
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1,624 posts Joined: Apr 2011
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QUOTE(David_Yang @ Nov 3 2020, 04:38 PM) Phew, thank god ... I guess rate will go up after 9 to 12 months. Hesitate to place 15 months FD.So I think we just need to survive the January meeting and then for the rest of 2021 it should go in the right direction. Here´s the list of nailbiting days 2021  MPC Meeting No 19 and 20 January 2021 (Tuesday and Wednesday) 3 and 4 March 2021 (Wednesday and Thursday) 5 and 6 May 2021 (Wednesday and Thursday) 7 and 8 July 2021 (Wednesday and Thursday) 8 and 9 September 2021 (Wednesday and Thursday) 2 and 3 November 2021 (Tuesday and Wednesday) 15 months 2.45%, monthly interest Mbsb. |
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Nov 6 2020, 11:11 AM
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#304
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1,624 posts Joined: Apr 2011
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QUOTE(GrumpyNooby @ Nov 5 2020, 08:56 PM) How is the better than eFD rate for non-priority banking rate?  Attached thumbnail(s) 
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Nov 13 2020, 02:12 PM
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#305
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1,624 posts Joined: Apr 2011
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QUOTE(GrumpyNooby @ Nov 13 2020, 11:18 AM) I'm at UOB now: OTC FD: 9m @ 2.35% pa Didn't know UOB closes at 2pm..... Dyson Jin liked this post
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Nov 15 2020, 04:11 PM
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#306
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1,624 posts Joined: Apr 2011
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QUOTE(GrumpyNooby @ Nov 13 2020, 02:17 PM) They had mentioned it in PIB thanksThis post has been edited by gsc: Nov 15 2020, 04:13 PM |
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Nov 15 2020, 04:23 PM
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#307
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QUOTE(GrumpyNooby @ Nov 2 2020, 05:36 PM) Best Fixed Deposit Accounts In Malaysia (November) Mbsb. 15 months placement will get monthly interestMonthly Update Here’s a roundup of this month’s updates to the best fixed deposit accounts in Malaysia. 1. Overall, Islamic FD products continue to offer higher interest rates compared to conventional FD products across the board. 2. Bank Rakyat offers the best rate for most FD products this month (3, 6, 9 and 12-month tenure). However, do take note that Bank Rakyat’s FD products are not protected by PIDM. 3. The highest interest rate recorded in this month’s round-up is 2.40% (Bank Rakyat; 12-month FD), whereas the lowest stood at 1.65% (Bank of China; 1-month FD) https://ringgitplus.com/en/blog/fixed-depos...e6kikB36PUueBuE Attached thumbnail(s) 
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Nov 15 2020, 07:55 PM
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#308
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1,624 posts Joined: Apr 2011
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I tried to withdraw UOB FD which was renewed to board rate only. When trying to withdraw online, it mentioned there is a penalty for premature withdrawal. The amount is almost 4 times on interest accumulated.
Anyone know about this penalty? Last time when I pre-mature withdrew my Citi Forex FD, I was told to pay the penalty for the entire 12 months on pre-mature withdrawal.. This post has been edited by gsc: Nov 15 2020, 10:36 PM |
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Mar 10 2021, 02:07 PM
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#309
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1,624 posts Joined: Apr 2011
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anyone heard of this UBB Amanah. Projected profit share 1st - 4th Year: 6.0% - 8.0% per annum (Net of all fees)
5th Year: 7.0% - 9.0% per annum (Net of all fees) This post has been edited by gsc: Mar 10 2021, 02:45 PM |
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Aug 14 2021, 07:36 PM
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#310
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1,624 posts Joined: Apr 2011
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QUOTE(cybpsych @ Aug 12 2021, 07:22 PM)  Save and grow your money with 2.40% p.a. for 24 months eFixed Deposit/eFixed Deposit-i placements via HLB Connect. [ HLB | T&Cs ] 01 AUGUST 2021-30 SEPTEMBER 2021
Minimum Placement Amount: RM10,000 | Maximum Placement Amount: RM2,000,000 |
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Aug 14 2021, 07:37 PM
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#311
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1,624 posts Joined: Apr 2011
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QUOTE(Sky.Live @ Aug 13 2021, 12:24 PM) sorry i mean anything better than 1.7% lol Attached thumbnail(s) 
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Aug 19 2021, 12:29 PM
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#312
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1,624 posts Joined: Apr 2011
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QUOTE(lowya @ Aug 17 2021, 09:05 AM) search "ambank 2.78%" OR #spreadsheet you will find. FD + CASA Bundle Promo at 9 months 2.88%p.a (AmSPB)Campaign period: 1 Aug - 31 Oct 2021 Terms & Conditions 1. Applicable for Fresh Funds & in CONVENTIONAL or ISLAMIC 2. Min bundle amount is RM10k & Max bundle amount is capped at RM2 mil per customer 3. Bundle ratio at 80% (FD) : 20% (CASA) 4. CASA placement must earmark for 9 months 5. Only applicable for same entity bundle i.e Islamic TD pair with Islamic CASA-i or Conventional FD pair with Conventional CASA 6. Effective rate ranging from 2.35%p.a to 2.52%p.a |
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