BR the staff told me it's online banking only can view, can't do online transaction. So i didn't bother to apply the debit card. Just walk in if I wanna do transaction.

Anyone heard of Crisis Trust from UBB Amanah Bhd?

1st 7.5%
2nd yr: 8%

opening FD a lot of interrogation?

FD effective same day ?

Thanks for your reply.
I am new to bank customer, hopefully no questions asked. But I will be going to 'atas place' branch, guess they wouldnt bat an eyelid at my sum since millionaires there are a dime a dozen.   

nothing above 3% in the market right now?

This morning
AUD/RM 3.03
SGD/RM 3.08
clearly a result of BNM policy of OPR reductions

For your knowledge, interest rates affect currency value

anyone has Bank Rakyat Bangsar branch number? cos their CS (1-300 number) KNOWS nothing. Dont know what it is for cos everything need to refer to the branch. But, cannot give branch number or get someone to call me. Stupid really.

Hopeless, I said "everything you have to crosscheck with the branch , you are wasting my time and your time". Her answer : " Thank you for calling " 
Actually just wanna check if I bring a cheque, can I get the receipt on the spot or come back 2 days later? And effective date? IIRC, some branch practised different SOP . I sort of get confused by Bank Rakyat n Bank Islam, so just wanna confirm again.
Thanks Mum, I did try before, machine ask me to call 1300
Very incompetent indeed. Makes me think twice before placing with them. Dread going through the process of opening FD with them, dunno how many hours it will take. Calling them already left a bad taste in the mouth
THANKS ALL SIFUS FOR YOUR REPLIES. REALLY APPRECIATE IT . Was hoping that someone liasing with Bangsar branch can give me their RM's/BM's number. Do they have RMs btw?

It's really up to the bank to 'change' and 'improve' . Me as a potential customer can only air my "grievances" here. I tried telling CS but what did she say? lol.

Anyway, common sense arent really common these days. I used to work in HLB decades ago. We have urgency in things we do, sadly work attitudes are different these days. Might just stick to the bank I am comfortable with even though the difference in rates do make quite a difference. Cons outweigh the pros here.

As for BR using cheque, I heard from my relative that they still give the FD cert on the spot with eff date on the same day. I used another branch the last few times recently but I Rentas or online transfer in the fund, so no issue for me.

But that branch that I used, use to send the FD cert to my place, last time when I used cheque. Same day or the next day. Eff date still the placement day.

Actually I had the same questions in addition to whether the promo rate was applicable to my FD which was matured at that time.

Eventually went to bank and
1. Renewed FD at promo rate
2. Gave them my personal cheque. EFFECTIVE date on placement date.
3. Received certificate on the spot. No need wait for 2 days clearance. The officer told me the practice of waiting for 2 days to issue certificate (pending cheque clearance) is practised at some branches. So it appears that, like the free gift , this practice is branch specific.

did BR giving promotional rate when we roll over the expired FD?

Any UOB e- FD promo now?

Good Morning.

Is it easy (will have many questions) to open Bank Rakyat FD 11months ? I have 1 million FD mature today in Alliance, and plan to move to Bank Rakyat.

Thank You.
not evading. Because the money is from sale of land, last time when place in Bank Islam, they ask many questions and ask to provide info, I didn't go for it.

Do u have to open a banking account or just pure FD can with bank Rakyat

New to bank cannot get the rate?

looks like only for EXISTING depositors/customers     

A. Campaign Eligibility
1. This campaign is only open to the following individual with Malaysian citizenship
including Permanent Resident (PR):
a) EXISTING Term Deposit-i depositors (individual, joint and trustee);
b) EXISTING customers who hold or subscribe any products of Bank Rakyat.
Bank Rakyat employees are EXCLUDED from this campaign.

Which bank offered higher rate other than Bank Rakyat? Any recommendations?

First highest is BR, which bank is second highest?