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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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theevilman1909
post Sep 13 2024, 12:59 PM

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QUOTE(Human Nature @ Sep 13 2024, 11:50 AM)
When we transfer fund from Bank A to B via Rentas and have gotten the cabon copy of the remittance application form, is it considered done from Bank A side? Fund still not received after 1.5 hr today.
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Yes. Consider as "completed"

Fund not received means there's some issues on Bank B part icon_rolleyes.gif
theevilman1909
post Sep 17 2024, 04:33 PM

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QUOTE(chicaman @ Sep 17 2024, 02:56 PM)
If US start cutting rates, I think Malaysian bank will follow and FD rate will be lower starting next month
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Rates been reducing from July...

Both FD & CASA...

Someone close I know... The CASA Interest from rm100+ now become around rm50+ only... and best part... the balance is more than the rm100+ period time
theevilman1909
post May 8 2025, 03:00 PM

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Bank Negara Malaysia decided to maintain the Overnight Policy Rate (OPR) at 3%

https://www.bnm.gov.my/-/monetary-policy-statement-08052025

This post has been edited by theevilman1909: May 8 2025, 03:01 PM
theevilman1909
post May 20 2025, 12:16 PM

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QUOTE(diehard1979 @ May 8 2025, 09:56 PM)
so if OPR increase, FD interest will increase right? if OPR decrease, FD interest will decrease right?
Now OPR still same at 3%, so FD interest will above 3% right?
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FD rate will not be increased as bank having extra cash now.

thanks to SRR reduction which give banking sectors around 19bil $$$ liquidity
theevilman1909
post Jul 9 2025, 03:24 PM

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even lower FD rates adjusted asap.
higher rates for loans. Confirmed
theevilman1909
post Jul 24 2025, 04:04 PM

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There's No more Bank Muamalat 4% 12m??

So my question is which banks is offering 4% now?
theevilman1909
post Dec 3 2025, 04:54 PM

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QUOTE(guy3288 @ Dec 3 2025, 02:11 PM)
i was huge FD kakis, no new entry since past  1yr +
last 2 batches FD 4.10% MBSB and 4.05% Alliance matures Jan 2026 then byebye FD
now i  go for 4.75% next door
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You meant ASNB UT funds??

It's not guaranteed 4.75%
theevilman1909
post Dec 3 2025, 07:17 PM

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QUOTE(guy3288 @ Dec 3 2025, 05:24 PM)
yes, true not fixed means can go up also..5% coming smile.gif
usually  above FD rates right?
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Recent years it's above FD rates. Same time it's not PIDM protected too

 

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