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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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theevilman1909
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Sep 13 2024, 12:59 PM
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QUOTE(Human Nature @ Sep 13 2024, 11:50 AM) When we transfer fund from Bank A to B via Rentas and have gotten the cabon copy of the remittance application form, is it considered done from Bank A side? Fund still not received after 1.5 hr today. Yes. Consider as "completed" Fund not received means there's some issues on Bank B part
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theevilman1909
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Sep 17 2024, 04:33 PM
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QUOTE(chicaman @ Sep 17 2024, 02:56 PM) If US start cutting rates, I think Malaysian bank will follow and FD rate will be lower starting next month Rates been reducing from July... Both FD & CASA... Someone close I know... The CASA Interest from rm100+ now become around rm50+ only... and best part... the balance is more than the rm100+ period time
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theevilman1909
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May 8 2025, 03:00 PM
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Bank Negara Malaysia decided to maintain the Overnight Policy Rate (OPR) at 3% https://www.bnm.gov.my/-/monetary-policy-statement-08052025This post has been edited by theevilman1909: May 8 2025, 03:01 PM
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theevilman1909
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May 20 2025, 12:16 PM
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QUOTE(diehard1979 @ May 8 2025, 09:56 PM) so if OPR increase, FD interest will increase right? if OPR decrease, FD interest will decrease right? Now OPR still same at 3%, so FD interest will above 3% right? FD rate will not be increased as bank having extra cash now. thanks to SRR reduction which give banking sectors around 19bil $$$ liquidity
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theevilman1909
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Jul 9 2025, 03:24 PM
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even lower FD rates adjusted asap. higher rates for loans. Confirmed
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theevilman1909
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Jul 24 2025, 04:04 PM
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There's No more Bank Muamalat 4% 12m??
So my question is which banks is offering 4% now?
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theevilman1909
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Dec 3 2025, 04:54 PM
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QUOTE(guy3288 @ Dec 3 2025, 02:11 PM) i was huge FD kakis, no new entry since past 1yr + last 2 batches FD 4.10% MBSB and 4.05% Alliance matures Jan 2026 then byebye FD now i go for 4.75% next door You meant ASNB UT funds?? It's not guaranteed 4.75%
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theevilman1909
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Dec 3 2025, 07:17 PM
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QUOTE(guy3288 @ Dec 3 2025, 05:24 PM) yes, true not fixed means can go up also..5% coming usually above FD rates right? Recent years it's above FD rates. Same time it's not PIDM protected too
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