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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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kb2005
post Jan 29 2020, 10:33 AM

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Any idea CIMB counter rate now?
kb2005
post Jan 29 2020, 10:46 AM

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QUOTE(coolstore @ Jan 29 2020, 10:39 AM)
last friday mentioned 3.5% 12mth
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Thanks. Used to be 3.85% before OPR announcement.
kb2005
post Feb 3 2020, 10:20 AM

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Whai is CIMB CIMB TIAi ?
kb2005
post Feb 3 2020, 10:34 AM

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QUOTE(userA123 @ Feb 3 2020, 10:24 AM)
Not going to Bangkok Bank? I think it is the best FD promo at the moment. No?
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What is the rate?
kb2005
post Apr 7 2020, 10:40 AM

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QUOTE(fantasy1989 @ Apr 6 2020, 08:45 PM)
ambank eFD 6 month or 12 month 3.5%p.a

no CASA or whatever

just key-in rewards code BEST6 or BEST12 will do

fresh fund required
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Fresh fund mean we need to transfer from other bank? How about we transfer to our Ambank saving and place the FD, does it consider fresh fund? By the way, the reward code BEST12 can use how many times? If i want to put 30k x 2, can i use it again?
kb2005
post Apr 7 2020, 11:13 AM

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QUOTE(Calvin J @ Apr 7 2020, 10:59 AM)
Yup - tried with both so I thought it was kinna weird.
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Maybe fresh fund issue? You try with Ambank saving or instant transfer?
kb2005
post Apr 9 2020, 12:46 PM

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QUOTE(David_Yang @ Apr 8 2020, 02:26 PM)
Friends, better use the AmBank 3.5 as much as possible. My RM (other bank, I am not Prio at AB) told me to prepare for the super cut to 1.75% shocking.gif in May already bye.gif
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By looking at OPR drop, interest rate will follow. 1.75% is possible. Just go for Ambank as it is the highest now. The bad thing about Ambank is, if you uplifted before the maturity date, you get ZERO interest. Other banks will still get prorated interest if you keep for at least 3 months. Correct me if i am wrong.
kb2005
post Apr 9 2020, 12:49 PM

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QUOTE(kenloh7 @ Apr 8 2020, 05:44 PM)
Hi, I am trying to put the FD in Ambank account, but in the "Transfer From", only Ambank is available but not from other bank. Does this mean that I have to deposit the FD from Ambank itself?

user posted image
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You transfer from other bank to your Ambank first, then apply FD and use the money that you transferred just now.
kb2005
post Apr 20 2020, 02:13 PM

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Maybank 3.05% for 6months.

Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised.

I thought usually FD rate is fixed but Maybank will revise if OPR change!


kb2005
post Apr 20 2020, 04:02 PM

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QUOTE(cherroy @ Apr 20 2020, 02:53 PM)
The rate is fixed when you placed it.

The statement said, the offer rate may be revised when OPR changed  <--- they can no long "offer" this rate, if there is change in OPR, which is norm statement for any FD promo campaign.

Just like supermarket can take down the offer price (instead of previously stated offer from a date to another), when there is OPR changes. Whilst those you already bought at previous offer price, you already "pocketed" it.
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Ok got what you meant. Thanks a lot.
kb2005
post Apr 22 2020, 03:33 PM

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QUOTE(NoobAirStrong @ Apr 22 2020, 12:38 PM)
same here bro, been trying to make promo placement since morning but also encounter technical error...  sad.gif
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Just tried 10mins ago, worked.
kb2005
post Apr 24 2020, 09:26 PM

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Ambank online now ok. Just login and no issue.
kb2005
post Apr 30 2020, 05:21 PM

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Today Ambank last day for 3.5%. Do place if you have extra cash ya.
kb2005
post Dec 15 2021, 04:07 PM

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QUOTE(neil888 @ Dec 11 2021, 10:28 AM)
user posted image
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This one how to apply? I only saw 2.35%!
kb2005
post Dec 21 2021, 03:56 PM

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QUOTE(cheesyman @ Dec 20 2021, 03:06 PM)
Okay. Thanks bro.
kb2005
post Dec 21 2021, 03:59 PM

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QUOTE(neil888 @ Dec 21 2021, 01:03 PM)
fyi, 3.18% is not an effective rate. Because 25% of your deposit must lock in saving account and only 75% will get 3.18% rate in FD. So, the effective rate will be less than 3.18% depending on your saving account interest rate. This promo only available for CIMB preferred member only. please call cimb for further details. TQ
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That is something i don't like. I prefer to have fixed rate rather than T&C here and there. I would rather go for Ambamk instead.
kb2005
post Jan 4 2022, 08:31 PM

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Usually there will be FD promo near to CNY. I hope will be better rate! biggrin.gif
kb2005
post Jan 26 2022, 04:59 PM

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QUOTE(oldkiasu @ Jan 26 2022, 03:24 PM)
Is there anything better than this extract from bank digest report on promos from a few days ago?
Mth      Rate      Banks
1          2.05      Affin
3          2.35      Affin, HL TIA
6          2.40      Affin, HL TIA
6          2.48      HL
9          2.45      Affin
12        2.50      Affin, HL TIA
18        2.55      Affin
24        2.58      Affin

There is a mention of CIMB TIA 12mths at 2.58 for Preffered customer but w/o any guarantee that rate will not change.

Please check whether any rates still on with the banks.
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CIMB online 2.3% until 31Jan2022. Counter rate 2.15% (12 months) for preferred.
kb2005
post Feb 4 2022, 05:25 PM

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Any new promo from Ambank?
kb2005
post Feb 11 2022, 04:41 PM

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QUOTE(tkwmm @ Feb 11 2022, 01:55 PM)
Hi, have question for Ambank Feb FD promo: https://www.ambank.com.my/eng/promotions-pa...Bundle-Campaign

Does this only can be done via Ambank Branch, not applicable through online ?

the 70%/30% with min 10000, does it mean 7000 to FD, and 3000 to Saving Account ? so, only 7000 is applicable to 3.10% rates?
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With that 70%/30%, the Effective Rate will range between 2.25% p.a. - 2.59% p.a.

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