Any idea CIMB counter rate now?
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Jan 29 2020, 10:33 AM
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#21
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All Stars
17,870 posts Joined: Jan 2005 |
Any idea CIMB counter rate now?
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Jan 29 2020, 10:46 AM
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#22
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All Stars
17,870 posts Joined: Jan 2005 |
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Feb 3 2020, 10:20 AM
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#23
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All Stars
17,870 posts Joined: Jan 2005 |
Whai is CIMB CIMB TIAi ?
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Feb 3 2020, 10:34 AM
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#24
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All Stars
17,870 posts Joined: Jan 2005 |
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Apr 7 2020, 10:40 AM
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#25
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All Stars
17,870 posts Joined: Jan 2005 |
QUOTE(fantasy1989 @ Apr 6 2020, 08:45 PM) ambank eFD 6 month or 12 month 3.5%p.a Fresh fund mean we need to transfer from other bank? How about we transfer to our Ambank saving and place the FD, does it consider fresh fund? By the way, the reward code BEST12 can use how many times? If i want to put 30k x 2, can i use it again?no CASA or whatever just key-in rewards code BEST6 or BEST12 will do fresh fund required |
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Apr 7 2020, 11:13 AM
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#26
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All Stars
17,870 posts Joined: Jan 2005 |
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Apr 9 2020, 12:46 PM
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#27
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All Stars
17,870 posts Joined: Jan 2005 |
QUOTE(David_Yang @ Apr 8 2020, 02:26 PM) Friends, better use the AmBank 3.5 as much as possible. My RM (other bank, I am not Prio at AB) told me to prepare for the super cut to 1.75% By looking at OPR drop, interest rate will follow. 1.75% is possible. Just go for Ambank as it is the highest now. The bad thing about Ambank is, if you uplifted before the maturity date, you get ZERO interest. Other banks will still get prorated interest if you keep for at least 3 months. Correct me if i am wrong. |
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Apr 9 2020, 12:49 PM
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#28
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All Stars
17,870 posts Joined: Jan 2005 |
QUOTE(kenloh7 @ Apr 8 2020, 05:44 PM) Hi, I am trying to put the FD in Ambank account, but in the "Transfer From", only Ambank is available but not from other bank. Does this mean that I have to deposit the FD from Ambank itself? You transfer from other bank to your Ambank first, then apply FD and use the money that you transferred just now.![]() |
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Apr 20 2020, 02:13 PM
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#29
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All Stars
17,870 posts Joined: Jan 2005 |
Maybank 3.05% for 6months.
Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised. I thought usually FD rate is fixed but Maybank will revise if OPR change! |
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Apr 20 2020, 04:02 PM
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#30
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All Stars
17,870 posts Joined: Jan 2005 |
QUOTE(cherroy @ Apr 20 2020, 02:53 PM) The rate is fixed when you placed it. Ok got what you meant. Thanks a lot.The statement said, the offer rate may be revised when OPR changed <--- they can no long "offer" this rate, if there is change in OPR, which is norm statement for any FD promo campaign. Just like supermarket can take down the offer price (instead of previously stated offer from a date to another), when there is OPR changes. Whilst those you already bought at previous offer price, you already "pocketed" it. |
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Apr 22 2020, 03:33 PM
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#31
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17,870 posts Joined: Jan 2005 |
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Apr 24 2020, 09:26 PM
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#32
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All Stars
17,870 posts Joined: Jan 2005 |
Ambank online now ok. Just login and no issue.
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Apr 30 2020, 05:21 PM
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#33
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All Stars
17,870 posts Joined: Jan 2005 |
Today Ambank last day for 3.5%. Do place if you have extra cash ya.
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Dec 15 2021, 04:07 PM
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#34
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All Stars
17,870 posts Joined: Jan 2005 |
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Dec 21 2021, 03:56 PM
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#35
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17,870 posts Joined: Jan 2005 |
QUOTE(cheesyman @ Dec 20 2021, 03:06 PM) Okay. Thanks bro. |
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Dec 21 2021, 03:59 PM
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#36
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All Stars
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QUOTE(neil888 @ Dec 21 2021, 01:03 PM) fyi, 3.18% is not an effective rate. Because 25% of your deposit must lock in saving account and only 75% will get 3.18% rate in FD. So, the effective rate will be less than 3.18% depending on your saving account interest rate. This promo only available for CIMB preferred member only. please call cimb for further details. TQ That is something i don't like. I prefer to have fixed rate rather than T&C here and there. I would rather go for Ambamk instead. |
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Jan 4 2022, 08:31 PM
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#37
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All Stars
17,870 posts Joined: Jan 2005 |
Usually there will be FD promo near to CNY. I hope will be better rate!
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Jan 26 2022, 04:59 PM
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#38
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All Stars
17,870 posts Joined: Jan 2005 |
QUOTE(oldkiasu @ Jan 26 2022, 03:24 PM) Is there anything better than this extract from bank digest report on promos from a few days ago? CIMB online 2.3% until 31Jan2022. Counter rate 2.15% (12 months) for preferred.Mth Rate Banks 1 2.05 Affin 3 2.35 Affin, HL TIA 6 2.40 Affin, HL TIA 6 2.48 HL 9 2.45 Affin 12 2.50 Affin, HL TIA 18 2.55 Affin 24 2.58 Affin There is a mention of CIMB TIA 12mths at 2.58 for Preffered customer but w/o any guarantee that rate will not change. Please check whether any rates still on with the banks. |
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Feb 4 2022, 05:25 PM
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#39
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All Stars
17,870 posts Joined: Jan 2005 |
Any new promo from Ambank?
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Feb 11 2022, 04:41 PM
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#40
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All Stars
17,870 posts Joined: Jan 2005 |
QUOTE(tkwmm @ Feb 11 2022, 01:55 PM) Hi, have question for Ambank Feb FD promo: https://www.ambank.com.my/eng/promotions-pa...Bundle-Campaign With that 70%/30%, the Effective Rate will range between 2.25% p.a. - 2.59% p.a.Does this only can be done via Ambank Branch, not applicable through online ? the 70%/30% with min 10000, does it mean 7000 to FD, and 3000 to Saving Account ? so, only 7000 is applicable to 3.10% rates? |
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