Are you saying Infinite is easier to get than Signature Priority?

I have never worked in Msia so i have no epf or income statement as i have only worked in Sydney. I tried applying Maybank credit card a few years ago but they say i need to pledge fd so i pledge rm22k for a Maybank Petronas Visa.

I use my Maybank Petronas card for everything and over the last 2 and a half years used about rm400k. Recently Public Bank asked me if i wanted to have a PB Infinite card (don't have to fill form at all) and i told them PBB will probably reject me as i have never worked in Msia. After 1 day, i got an sms from PBB saying my card for Infinite has been approved with 40k limit. I didn't expect PBB to give me a credit card as i only have about 500k fd with them. I am now about to cancel my Maybank Petronas card and get my fd pledge back.

Sorry, which card doesn't need income tax, Infinte or Signature Priority VI?

I was under the impression that I am not eligible for AmBank credit cards since I am no longer working (other Bank RM also didn't encourage me to apply). More credit cards means more service tax charges. Not all banks willing to waive it.

Been using the normal debit card to meet my SPEND category to achieve the 2.5% rate => 4.875% bundled FD rate.

I am sorry for my late reply.

To apply for Visa Infinite credit card, you no need to submit any personal financial info (like EPF statement, income tax..)
Just need your signature, email address, home address (Am Bank will ask educational background), then sign only.

Oh, very strange..   You deposit RM 350K FD also not approved?
You applied in AM Bank?
You need to be a priority customer first, then you apply.
Usually you will be approved if you are priority customer in AM bank.

If not, you can try CIMB for VISA infinite credit card, but need to be a preferred customer first.
Last time I deposited RM 300K FD also approved.

Hmm? Your Saving account no should be there, there is nothing to key in.

If you have a bank account, when you login to your mobile app or web portal, you should be able to see your saving account and balance. Do you see this?

this means you already HAVE an existing SA lah ... meaning previously you can see the SA, right? or never bother to check?

if you suspected "never link", meaning you never been accessing your SA in MBSB IB at all.
acct domancy 12mths or more; this is not unique to MBSB. all banks are enforcing this. some banks will notify you prior to reaching dormancy.

go find mbsb ATM

Ya, all labelled as "Credit Transfer". Have 3 True Savers account. 2 separate names. For same name True Saver acct only one with highest balance will
get the bonus interest. I only found out later. Haha !

Anyway no complaint now as the bonus interest increases the effective FD rate already ! 

that is because we have KPDNHEP to help protect us.. As for BNM.. Hmm i dont think they protect us as much as they would protect banks..

Otherwise supermarkets have been known to NOT honour it..

Only since KPDNHEP make PSA that sellers can be fined for not honouring shelf prices that we started seeing them honour the prices. Before this they will argue with you back and forth, especially cause staff/cashier level not aware of the laws.. Then you will need to argue and see their supervisors to sort it out..

Funny thing i just experienced this last month, bought something and at checkout price is higher. I told the cashier, cashier went called his supervisor over, and then decided they still cannot honour the prices. I lazy to argue with them i just told them if they dont honour it i will make complaint to KPDN. The supervisor still insisted he couldnt do anything regarding the price in POS.

So I told them nvm i still want the item and paid for the higher price. Was gonna make complaint but decided to drop by the customer service first. I told them i paid higher than what is the shelf price (with picture proof of price tag i took earlier) and they just immediately refunded me the difference paid, no questions asked.

My understanding is can withdraw on the day itself. Will get the base portion but lose out on the bonus portion of the final month.

MBSB has new FD promo, just started yesterday.

12 mth 4.03%, no monthly interest. Min 5k fresh fund. For renewal, top up fresh fund 5k.

Mind disclosing which branch is offering you this new promo rate?

Called the branch I usually dealt with this morning on this 4.03% promo rate., and was told that it was an SPECIAL EVENT RATE offered LAST WEEKEND ONLY ?!

The roadshow at kuching is from 23-28 may 25. My RM told me they should be able to offer the special rate at kuching branch also during that time but with fresh fund only. They will give out free gift if it's done at vivacity.

"We do accept account opening and term deposit/ term investment placement (thru debiting of Current Account / Savings Account) at Vivacity during the event. For placement thru cheque / cash, shall only accept over the counter at branch."

Hey, there are so many account to choose in mbsb,
Tiered saving, primeWin, WiseSaver, CashRich, PrimeWin.
Which one would u suggest?

I was at the branch yesterday. Withdrawing matured FD. I was told about the new FD promo just started on Wed 14/5. Min fresh fund 5k.

But I eventually still take out and placed in Muamalat at 4% but with monthly interest.
Which Wed ? 14/5 or last week ? The above mentioned 4.03% started on 14/5.

Should have sent this yesterday, just opened the WhatsApp today. Note 14/5 to 18/5.

Will this quiet down the nay sayer ?? 

Some people jump the gun too fast and some must realise banks promo differ by locations/date......
MBSB Bank is bringing the SBMB 4.0 Nationwide Roadshow all around Malaysia

We’re kicking things off in Penang, an island North of Malaysia🏝 - _that you won’t want to miss it_

🎉 Join in the fun activities and stand a chance to win amazing prizes 🎉
✅ *Special TDi Rate at 4.03% p.a*
✅ *FREE Interactive AR doodling*
✅ *Pickleball Challenge*
✅ *Cash rebate up to MYR20- when you open an account & activate online banking*
✅ *Coin box styling*
✅ *Win up to 1g of PrimeGold-i*
✅ *MYR150 worth TOY’R’US gift cards- up for grabs_*

And.. Many more!!
TnC applies

Mark Your Calendars: 14th-18th May 2025

Please see above post attached reply.

U mean the Pg branch did not tell u on the promo ??   

They are having "roadshows". So up to this Sunday they are open in Gurney Plaza.

U have to decide if it is worth it for u or not. Does not seem to worth for the small amt gain but u may consider the other "goodies" they are offering.

it's BI mah....what do you expect ? Flinstone bank  
the CIMB promo not bad, banks seldom give better rates WITHOUT requiring fresh funds

Hong Leong Birthday FD offer 3.99 for 45 days

not everyone get it. my wife last month BD. did not get it

My 300k FD maturity today. Withdrawed all and place into Webull's moneybull MMF. Promo now 6% PA for 90 days, capped 200k.