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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Wong Kit yew
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 Apr 16 2018, 10:31 AM
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[quote=Dane_89,Apr 16 2018, 10:13 AM] [quote=kenny79,Apr 16 2018, 09:23 AM] The most higher is the bank Islam with effective rate 4.65% rm50k with two year plus bank rakyat with same condition The rate is high but the 2 year and 50k. The return seems like a bit lower than the 1 year rate with 3 point something. If i put the same amount and get 2 times return from the 1 year rate, is it the money is higher than the return from 2 year rate? Or im the one who misunderstand the concept of FD? [/quote] For Bank Islam, although the tenure is 2 years, it pays the interest every 3 months. You can reinvest the interest together with your money earned monthly (salary) by opening a new FD. |
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Wong Kit yew
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Apr 16 2018, 06:49 PM
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Wong Kit yew
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Apr 16 2018, 07:48 PM
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QUOTE(mrhseinpingq @ Apr 16 2018, 07:21 PM) why put more money > RM 100k, will ask so many question? Is there a rule cannot put a lot money in FD? don't think so 
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Wong Kit yew
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Apr 19 2018, 11:51 AM
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QUOTE(Cookie101 @ Apr 19 2018, 09:51 AM) Amb 3 years 4.5 is for seniors only. Unless you have high AUM with them, they will allow deviation but needs approval. (Somewhere around 800k )  FYI- uob having Saturday banking offering 4.28% 12m min 10k For those having Muamalat ones that are maturing, you can ask for 4.5% - renewals only. Not for new funds but you can always try. Good luck with that. To the guy asking children account - try check out alliance ones. Using mobile so lazy to quote. Thanks for the info. Until now I know that the big amount for bank is actually 800k. I will work hard for it in order to get higher rate in future. |
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Wong Kit yew
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Apr 30 2018, 10:43 PM
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Thanks for the info. It's really helpful.
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Wong Kit yew
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May 3 2018, 07:37 PM
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Placed an FD just now in Affin Bank with the rate of 4.25, 15 months.
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Wong Kit yew
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May 9 2018, 04:31 PM
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I passed by Bank Rakyat branch Bukit Indah, JB just now, it showed that the new rate for 5 years tenure is 4.7 p.a. Previously it offered 4.55 only. It seems that the rate has increased quite a lot.
This post has been edited by Wong Kit yew: May 9 2018, 04:32 PM
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Wong Kit yew
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May 12 2018, 09:00 AM
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QUOTE(gsc @ May 12 2018, 02:54 AM) My FD at CIMB matured on 9/May. Anybody knows does CIMB give interest on those public holidays and weekends? Thank you Yes, they give it. This post has been edited by Wong Kit yew: May 12 2018, 09:02 AM |
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Wong Kit yew
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May 23 2018, 08:55 AM
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QUOTE(siawyent @ May 23 2018, 08:44 AM) It is inappropriate to say someone is lying. Maybe who got the special rate really got it because the bank recognized him as a Big customer and gave special rate in case by case basis. He is just sharing info with us so that we could try to nego with the bank if we have substantial amount. He won't gain any benefit to lie here. Yes, you are right. He just has the good intention of sharing. For the interest rate given by banks can change rapidly. |
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Wong Kit yew
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May 24 2018, 04:16 PM
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QUOTE(JoshuaCYS @ May 24 2018, 04:03 PM) I just placed an eFD through m2u but there is no mention of the interest rates anywhere. How do I know whether I'm getting the 4.1% promo rate? You can check it through "View My Account". |
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Wong Kit yew
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May 30 2018, 06:37 PM
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QUOTE(kochin @ May 30 2018, 02:14 PM) just did a cimb 4.4% monthly interest too It is good news to know that FD promotion is getting better and better. |
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Wong Kit yew
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Jun 7 2018, 08:04 AM
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Just placed 5000 in Maybank eFD just now with the rate 3.9, 3 months. Thanks Cybpsych for the info given.
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Wong Kit yew
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Jun 7 2018, 08:36 AM
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QUOTE(lowya @ Jun 7 2018, 08:26 AM) thought expired on 31st May 2018 ? http://www.maybank2u.com.my/WebBank/efdnow010518_tnc.pdfdid they extend? CybpsychYes. To 30 Jun. |
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Wong Kit yew
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Jun 7 2018, 08:53 AM
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QUOTE(lowya @ Jun 7 2018, 08:45 AM) Went for 6 months, after placed (about 6k small amt) it says 3.3% only, is it because less than minimum 10k? should just cancel and go for 3 months @ 3.9%? The promotion is for 3 months and 5 months only. 3 months 3.9 pa 5 months 4.0 pa This post has been edited by Wong Kit yew: Jun 7 2018, 08:54 AM |
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Wong Kit yew
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Jun 7 2018, 09:05 AM
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QUOTE(lowya @ Jun 7 2018, 09:03 AM) i tried to uplift (the 6 mth 3.3%) immediately to get into 5 mths 4%, but get error Account is not authorized. Reject Code: [0076] damn it the system really f-up anyone know how to uplift properly? same day uplift not allowed? I think you should redo it tomorrow. |
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Wong Kit yew
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Jun 7 2018, 10:37 AM
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QUOTE(BoomChaCha @ Jun 7 2018, 09:46 AM) If I place this 5 months eFD today (7 June, 2018), can I uplift on 7 Nov 2018? or only can uplift on 8 Nov 2018? I just need to deposit fund to my maybank saving account, no need to do FPX, right? Thanks Yes, it will be credited into your account on 7 November if you choose the option credit into the account. No need FPX just transfer/deposit only. This post has been edited by Wong Kit yew: Jun 7 2018, 10:39 AM |
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Wong Kit yew
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Jun 7 2018, 10:04 PM
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Wong Kit yew
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Jun 8 2018, 02:34 PM
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QUOTE(lowya @ Jun 8 2018, 02:15 PM) need to clarify, is this FOR min 5k or min 10k? Minimum 5k. |
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Wong Kit yew
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Jun 12 2018, 07:45 PM
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OCBC 12-month FD promotion
4.35 pa until 30 June 2018
Note: Pls refer to its website.
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Wong Kit yew
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Jun 19 2018, 05:19 PM
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QUOTE(O-haiyo @ Jun 19 2018, 04:08 PM) what you guys think of Bank Rakyat Term Deposit-i Accounts? Im thinking to keep my money there Bank Rakyat is quite stable. Just it has no PIDM protection. |
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