Plausible deniability if the case of any defamation suit against the defendant lol

Currently, CIMB FD Islamic still 3.9% 3-mth. Just renewed.

Nope.. Have to be OTC. they gotta call to approve the rate.

To Bone's calculation, you'll get exactly 1773, unless my math failed me LOL.
But agak-agak within 3 months, you should get about 1784.67 plus minus 15 bucks.

Hahaha Chillax man .. you get 7k per year.. "p.a" stands for Per Annum/Per Year. but on the side note. where did you find one that gives 7.88, if you dont mind me asking?

Where when how lol.
Only that bank or other banks also?

Just wonder if it's me or DID they 'updated' their promotion regarding about the 4.88% for 6-mth FD rate?

Cause it's no where to be seen on their image now hahaha

https://www.hlb.com.my/en/personal-banking/...ning-promo.html

May i know where can I find this info? Is this for anyone? Or do I have to go OTC to inquire?
iPad sounds interesting.

Why not, knowing more is better than knowing less. I don't mind knowing the extra details
hahaah
Question now, does it mean FD might increase next year, or they're just prepping for new loans for next fiscal year from the banks xD lol

Last I heard they actually reached the 500M cap since 17th Nov, but extended it till the end of Nov because it's way too last minute to stop this deal. I doubt they've ran out of iPad quota yet.
But I'm wondering what sort of sh*t could they have possibly ran into that they require so much cash desperately. :/

Usually it's almost always the bank wins. But yeah! I thought there were some very very fine TnC or hidden ties with things. It's a really good return if you sum up the interest earned and also the value of the items.
Tier 1 : Interest RM1,979 (RM250,000) + iPad @ RM1800+/-
Tier 2 : Interest RM4,750 (RM600,000) + iPhone 8 Plus 64GB (RM3800+/-) / Samsung Galaxy Note 8 (RM3500+/-)
Tier 3 : Interest RM11,876 (RM1.5m) + Tag Heuer Aquaracer (RM10k+/-)
Tier 4 : Interest RM23,752 (RM3m) + Rolex Explorer II (RM20k+/-)

Interesting incentives.

Random question,
Remember about end of last year SCB had a promotion where you earmark 3-mths of different tiers amount, to get an effective rate of 3.1667% p.a. + a gift (eg, iPhone8/S8 or 2x return ticket Business Class to HK or Aus or Tag Heuer Aquaracer, and the ultimate one was an Explorer II).

Anyone gotten their goods yet? lol

Oooo nice!
If only we get more of this kinda insane deals lol.
I'm still waiting for mine :/

Nah, not a dumb question. There are many ways. Assuming you haven't opened a new account. Banker's Cheque or Cash would be the fastest. Cash would allow you to place your FD on that day.

If you just open a new account within a few days, then you could IBG or IBTF or RENTAS...

Each of these services/methods incurs service charges of course.
CASH would be FOC with the acknowledgement of higher risk to yourself.
Banker's Cheque 53 cents up to 5~6 ish..
IBG 11 cents
IBFT 53cents?
RENTAS too much... lol

Anyone knows any good 3-mth deals for FD?

UHNWI kind of dealings

Haha SCB didnt say anything before moving to Alliance. xD

Actually, never received any gifts or hampers before lol. Yet alone angpaus.
How do you get freebies, teach me senpai

Assert your grounds
If they say they've never heard of it, talk to their sup or manager. Don't bother wasting your saliva xD

That's what I called a whole new level or redundancy.
Two thumb print verification, i can roughly understand why, but both IC and license? Might've just played along and say you don't drive/ride. lol