QUOTE(taklaPow3r @ Jun 14 2017, 01:50 PM)
Hi Human Nature, is it valid for over-the-counter only ?
YupFixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
|
|
 Jun 14 2017, 02:26 PM
Return to original view | Post
#21
|
 
All Stars
26,517 posts Joined: Jan 2003 
|
|
Quote|
|
|
|
|
Jun 14 2017, 03:10 PM
Return to original view | Post
#22
|
|
All Stars
26,517 posts Joined: Jan 2003
|
QUOTE(sendohz @ Jun 14 2017, 03:01 PM) Is this the same promo as the blast SMS for particular branch? I think it is a different one. The 4.1% for 12m is available tooI got email stating 12 months 4.1%, 10k |
|
|
Jun 18 2017, 11:26 AM
Return to original view | IPv6 | Post
#23
|
|
All Stars
26,517 posts Joined: Jan 2003
|
If I instant transfer fund from UOB to Bank CIMB, and the next day instant transfer back to UOB with a few hundred difference in amount, will UOB consider this as a fresh fund?
|
|
|
Jun 18 2017, 09:47 PM
Return to original view | IPv6 | Post
#24
|
|
All Stars
26,517 posts Joined: Jan 2003
|
QUOTE(bbgoat @ Jun 18 2017, 09:41 PM) Few yrs back I OTC RENTAS fund from matured FD out from UOB and used cheque to place new FD to promo rate. All at the same counter, same time. The counter lady did not say anything about that. This may or may not work now. I have asked several times if I can get the promo rate for uplifted amount, answer is always no even if I offer to top up by 10k In early May, I uplift FD from UOB and was offered FD promo rate. I declined as I wanted to move to CIMB for the 4.2% FD. So u can ask UOB if they can offer u the promo rate also. But unless u wanted to do online termination and xfer funds out. Which I have done before as it is convenience for FD lower than say 50k. No need to go to UOB to do it.  Suppose to be 2/10 but they could terminate it earlier. PIDM protected.  So yeah, trying out the second method that you said above, online termination and instant transfer the next day or so |
|
|
Jun 19 2017, 11:02 PM
Return to original view | IPv6 | Post
#25
|
|
All Stars
26,517 posts Joined: Jan 2003
|
QUOTE(gsc @ Jun 19 2017, 10:45 AM) Made a placement on 6 June. 12 month rate was 4%. Saw the ad stated promo started in May...how come the counter staff didnt inform me.... QUOTE(gsc @ Jun 19 2017, 09:05 PM) Somehow i hesitate to place more in Bank Muamalat even though the difference is big. I placed mine with uob on the 14th, was informed about it by the teller as I was going for the normal 4% promo. Yes, ending on the 30th.Has placed in Cimb for its flexibility on withdrawal and today UOB FD Plus 12 months at 4.08% for its monthly interest. It is quite straight forward to place FD Plus for UOB existing FD customer who has a saving account. I was told that this new rate was only available on 15 June and will end by June 30th. |
|
|
Jun 28 2017, 04:10 PM
Return to original view | Post
#26
|
|
All Stars
26,517 posts Joined: Jan 2003
|
I have a BC from UOB, if I bring it to OCBC to convert to a BC under OCBC, will it be on the spot or need how many days to clear?
|
|
|
|
|
|
Jun 29 2017, 11:12 AM
Return to original view | IPv6 | Post
#27
|
|
All Stars
26,517 posts Joined: Jan 2003
|
If I bring a banker's cheque to Bank X to place an FD, and subsequently uplift it on the same day, is Bank X able to issue a banker's cheque on the spot? Is there a penalty for FD upliftment on the same day? Thanks
|
|
|
Jul 2 2017, 01:30 PM
Return to original view | IPv6 | Post
#28
|
|
All Stars
26,517 posts Joined: Jan 2003
|
BC fee from FD upliftment for OCBC is foc?
|
|
|
Jul 2 2017, 08:45 PM
Return to original view | Post
#29
|
|
All Stars
26,517 posts Joined: Jan 2003
|
QUOTE(bbgoat @ Jul 2 2017, 07:40 PM) Well, I paid RM0.53 for BC from FD upliftment (RM2.80 if BC is from SA). I am their PB so not sure if it is for their PB only. got it thanks, I have 4 certs to be uplifted, so 4 x RM0.53 will be no different from a single RM2.80 then. 2 x RM2.80 gonna be a different story |
|
|
Jul 3 2017, 04:08 PM
Return to original view | Post
#30
|
|
All Stars
26,517 posts Joined: Jan 2003
|
OCBC Premier July Rate
9m - 3.70% 15m - 3.85% |
|
|
Jul 3 2017, 07:01 PM
Return to original view | IPv6 | Post
#31
|
|
All Stars
26,517 posts Joined: Jan 2003
|
QUOTE(newbiz2008 @ Jul 3 2017, 04:37 PM) from their website didn't state for premier only and it is 4% for 15months no sure about that, just relaying what my RM watsapp me |
|
|
Jul 10 2017, 09:28 PM
Return to original view | IPv6 | Post
#32
|
|
All Stars
26,517 posts Joined: Jan 2003
|
What details or documents are we required to bring to the bank then? EA form?
|
|
|
Aug 24 2017, 10:21 PM
Return to original view | IPv6 | Post
#33
|
|
All Stars
26,517 posts Joined: Jan 2003
|
QUOTE(RitzyHoke @ Aug 24 2017, 03:15 PM) Got an SMS from UOB offering 4.1%, but I only have a credit card and no current account. The thought of going to the bank and setting up an account is kinda off-putting ... Most FD from UOB do not require you to have a CASA (unless required so for monthly interest deposit purpose). You still have to go to the bank to open an FD account once. Most promo rates have to be placed over the counter anyway too.What would you guys do? I have placements in CIMB and in Maybank right now. This post has been edited by Human Nature: Aug 24 2017, 10:21 PM |
|
|
|
|
|
Sep 1 2017, 05:30 PM
Return to original view | Post
#34
|
|
All Stars
26,517 posts Joined: Jan 2003
|
OCBC September promo
9 mths, 3.75% no 12/15 mths -------------------------- Anyone know what is CIMB 12 mths rate? |
|
|
Sep 2 2017, 11:34 AM
Return to original view | IPv6 | Post
#35
|
|
All Stars
26,517 posts Joined: Jan 2003
|
QUOTE(JLHC @ Sep 2 2017, 12:53 AM) Hmm are you sure? I heard it's 3.7% for conventional and 3.85% for Islamic (both 9 months). Just relaying what informed to me by my RM through watsapp  |
|
|
Sep 3 2017, 11:55 AM
Return to original view | IPv6 | Post
#36
|
|
All Stars
26,517 posts Joined: Jan 2003
|
Any idea if there is any promo rate for CIMB 12 months?
|
|
|
Sep 5 2017, 11:52 AM
Return to original view | Post
#37
|
|
All Stars
26,517 posts Joined: Jan 2003
|
CIMB 12 months conventional 4%, islamic 4.1%, min 10k
|
|
|
Sep 5 2017, 03:14 PM
Return to original view | Post
#38
|
|
All Stars
26,517 posts Joined: Jan 2003
|
QUOTE(newbiz2008 @ Sep 5 2017, 01:32 PM) monthly interest? QUOTE(mrhseinpingq @ Sep 5 2017, 02:24 PM) Any link for this from official website? no idea, i called one branch and asked |
|
|
Sep 6 2017, 12:09 PM
Return to original view | Post
#39
|
|
All Stars
26,517 posts Joined: Jan 2003
|
QUOTE(StarryNite @ Sep 6 2017, 09:10 AM) any updates for UOB latest promo? same as last month promoQUOTE(newbiz2008 @ Sep 6 2017, 12:03 PM) called cimb customer service , was told no new promotion for fd you may cal melaka hang tuah branch, maybe it's branch specific |
|
|
Sep 27 2017, 10:40 PM
Return to original view | Post
#40
|
|
All Stars
26,517 posts Joined: Jan 2003
|
QUOTE(leo_kiatez @ Sep 27 2017, 02:58 PM) Can a senior citizen open a joint account/FD with a non senior citizen & gotten the monthly interest? can |
| Change to: |  0.0478sec
 0.88
 7 queries
 GZIP Disabled
Time is now: 28th November 2025 - 04:55 PM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.